Bradley Wigard
Job title: Financial Planner, Sun Life, CFP®, CIM
Languages spoken: English
Area(s) served: British Columbia
Take control of your financial future
Your financial journey is as unique as you are, and it deserves a customized strategy that aligns with your goals. As you approach retirement or explore new opportunities in this exciting chapter of life, having a robust financial plan is crucial. We’re here to help you protect what matters most and chart a clear course for your future. Reach out to us today and let’s make sure you’re ready for whatever comes next!
Guiding individuals and families throughout BC for more then 15 years
Life presents us with a unique blend of challenges, opportunities, and dreams, many of which go beyond just finances. The Clients I work with appreciate my dedication to providing peace of mind and clarity through personalized financial plans that reflect their specific needs. My mission is straightforward: to listen, understand, and deliver holistic solutions that encompass all aspects of your life.
My office is in Langford, British Columbia. I look forward to meeting you and discussing how I can help you achieve lifetime financial security. Contact my office to book a virtual or in-person appointment. Let's talk.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
My FIT process
When you embark on this journey with me, every step is centered around your unique needs and aspirations. Here’s what you can expect as we determine if we’re the right fit to work together:
**Discovery**: Let’s take this opportunity to get to know each other. I want to understand your current situation and where you stand.
**Develop**: What are you striving for? What does success look like for you? Together, we’ll create a shared understanding of your goals.
**Formulate**: Based on our discussions, I’ll craft a personalized financial plan that reflects your top priorities right now.
**Implement**: I’ll support you throughout the implementation phase, providing clear action steps and exceptional service every step of the way.
**Review**: After your plan is in motion, we’ll schedule regular check-ins to track your progress and make any necessary adjustments.
Let’s work together to create a financial strategy that truly fits your life!
Stay informed
See more articles“When it comes to retirement, the Canada Pension Plan (CPP) and Old Age Security (OAS) are crucial—but many retirees are surprised to find they’re not receiving what they expected.” 😟
The reality is that these benefits can often fall short of covering retirees’ needs, particularly if you don’t fully grasp how to optimize your entitlements. 📉
✨ **To maximize your benefits:**
1. Understand eligibility criteria 📝
2. Know the impacts of delaying payments vs. taking them early ⏳
3. Plan your retirement strategy accordingly 📊
Let’s ensure you’re receiving all that you’ve earned as you transition into retirement! 💼✨
https://advisor.sunlife.ca/brad.wigard/
#RetirementPlanning #CPP #OAS #Canada #FinancialPreparedness #RetireSmart #WealthManagement
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
“Many retirees rely on conventional rules for withdrawals from their retirement savings, but this can be misguided.” ⚠️
While strategies like the **4% rule** are popular, they often fail to account for market fluctuations and individual circumstances. 📉 Planning to withdraw a fixed percentage during market downturns can jeopardize your financial stability in the long run.
✨ **To avoid this pitfall:**
1. Embrace flexible withdrawal plans that adapt to market conditions 📊
2. Align withdrawals with your lifestyle needs and goals 🎯
Let’s create a personalized approach to ensure your retirement savings last as long as you do! 🌟
https://advisor.sunlife.ca/brad.wigard/
#RetirementPlanning #WithdrawalStrategy #FinancialFitness #InvestSmart #RetireWell #WealthManagement
Office information
