Devine And Associates Financial Services Inc.

Job title: Realize your worth

Languages spoken: English

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Realize your worth

With over twenty years of service and thousands of satisfied Clients, our team of advisors and support staff work with you to create a financial plan that helps you achieve what you want it to. 


We go beyond just sitting down and getting to know you. We learn what you really want, what complex challenges you face, and we break them down into simple, actionable options. Our job is to understand you.  


How hard is your money working?

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A dollar doesn’t go as far as it once did. That’s why it’s important get your money out in the world working hard and earning steadily. Together, that’s what we’ll help you do.  


Products and services

Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.

Health insurance products

Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.

Life insurance products

Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.

Saving, budgeting and investing

Reaching your financial goals starts with a budget and savings plan. Let’s make your money go further.
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New technology will never replace old-fashioned service

There’s no app for hard work and extra effort. Up early, working late. When it comes to managing your financial plan, we don’t take shortcuts. Reaching out on a regular basis to check in to assess your plan and revise it if necessary. We’re accessible, dependable, and always there when you need us.  

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Stay informed

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Retirement doesn’t mean the end of a paycheque — it means redefining where it comes from. In this episode of Money Monday, we explore how retirees can create reliable monthly income in 2026.

#MoneyMonday #RetirementIncomePlanning #RetirmentPlanning
Many Canadians underestimate the power of the TFSA — especially in retirement. In this episode of Money Monday, we break down why the TFSA may be one of the most flexible and underused tools in your retirement plan.

#MoneyMonday #RetirementPlanning #TFSAPower
The RRSP deadline isn’t just about making a last-minute contribution. It’s a chance to pause, look at the bigger picture, and make sure your RRSP decisions still make sense for your tax situation, income needs, and retirement timeline.
In this Money Monday episode, Darren Devine walks through three smart RRSP moves Canadians should consider before the March 2 deadline.

#MoneyMonday #TaxSmart #RetirementPlanning #CanadianTaxSeason

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Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.