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How Gen Z is redefining retirement strategies

How Gen Z is redefining retirement strategies

Better retirement benefits can support young talent as they juggle caregiving responsibilities, AI fears and high levels of burnout.
Are you feeling squeezed between caring for your aging parents and supporting your own children? You're not alone.

Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.

Reach out and we can address your family's needs while helping to safeguard your own financial future.



Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.
Five tips to transform money into a tool instead of a temptation

Five tips to transform money into a tool instead of a temptation

Before spending, consider whether the money is for necessities, savings or a treat, and ensure that its purpose aligns with your priorities. Assigning a role to every dollar, such as for rent, future goals or fun, reduces aimless spending and transforms money into a tool instead of a temptation.
Homebuyers in Canada 'losing motivation' amid possible recession | Urbanized

Homebuyers in Canada 'losing motivation' amid possible recession | Urbanized

Rising concerns about Canada plunging into a recession are deterring prospective homebuyers, according to a new report.
Debt stress is prevalent as Canadians struggle to build financial resilience

Debt stress is prevalent as Canadians struggle to build financial resilience

Canadians are suffering from rising anxiety about their debts which are frequently resulting from everyday expenses, decimating ambition to build financial resilience. The survey highlights the importance of financial planning and education.
Meet Your Future Self: Embracing The ‘You’ In Retirement

Meet Your Future Self: Embracing The ‘You’ In Retirement

Meet Your Future Self: Embracing The "You" In Retirement
Worried about the transition to retirement? How volunteering can boost well-being

Worried about the transition to retirement? How volunteering can boost well-being

When Ginny Barton’s husband passed away, she started volunteering to keep busy. By teaching others to knit, she gained a new sense of community
How much money do you need to have generational wealth?

How much money do you need to have generational wealth?

"How much money do you need to have generational wealth?
Baby boomers are in the midst of a wealth transfer to gen X and millennials, with both experiencing higher costs."
How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.


Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Why Most People Are Saving For Retirement Wrong—And How To Fix It

Why Most People Are Saving For Retirement Wrong—And How To Fix It

Here are six reasons why most people are saving for retirement wrong and how you can avoid making the same mistakes.
Millennial professor’s side gig earns him $80,000 to $90,000 yearly

Millennial professor’s side gig earns him $80,000 to $90,000 yearly

"Harper and his wife both have good jobs, but the cost of having two children, combined with a rising cost of living, means that they do not find it easy to cover the cost of living while saving for retirement. As a result, the 37-year-old, who lives in Whitby, Ont., launched his side business, in the spring of 2021."
Holistic Retirement Planning: Balance Your Life With Tomorrow’s Needs

Holistic Retirement Planning: Balance Your Life With Tomorrow’s Needs

"Planning for retirement isn’t just about crunching numbers and growing your nest egg; it’s about achieving a balance between living well today and securing financial freedom for tomorrow."
When and how should I start drawing on my retirement savings? - MoneySense

When and how should I start drawing on my retirement savings? - MoneySense

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may leave a bigger estate for your heirs.

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