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Insurance isn’t just protection - it's a key part of your financial strategy. With Sun Life One Plan, you can integrate insurance into your financial roadmap to help preserve wealth, manage risk, and protect what matters most.
Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.
#SunLifeOnePlan #Insurance #YourWealth
Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.
#SunLifeOnePlan #Insurance #YourWealth
Insurance isn’t just protection - it's a key part of your financial strategy. With Sun Life One Plan, you can integrate insurance into your financial roadmap to help preserve wealth, manage risk, and protect what matters most.
Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.
#SunLifeOnePlan #Insurance #YourWealth
Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.
#SunLifeOnePlan #Insurance #YourWealth
Making a lot of money is one thing, but ensuring it lasts a lifetime is another.
It’s important to think about investing and insurance in a holistic way to help your money go further.
Let’s chat.
It’s important to think about investing and insurance in a holistic way to help your money go further.
Let’s chat.
Making a lot of money is one thing, but ensuring it lasts a lifetime is another.
It’s important to think about investing and insurance in a holistic way to help your money go further.
Let’s chat.
It’s important to think about investing and insurance in a holistic way to help your money go further.
Let’s chat.
Don't leave the future of your finances to chance. Planning for income in retirement can help you:
• minimize taxes
• maximize your retirement income
• ensure your savings last
Let's connect to create a personalized strategy for you. Together, we'll take a look at all your income sources and create a roadmap to help you live out your retirement dreams. Start planning for income in retirement and unlock a lifetime of financial peace of mind. Get in touch today.
#RetirementPlanning #FinancialSecurity #SunLifeOnePlan
• minimize taxes
• maximize your retirement income
• ensure your savings last
Let's connect to create a personalized strategy for you. Together, we'll take a look at all your income sources and create a roadmap to help you live out your retirement dreams. Start planning for income in retirement and unlock a lifetime of financial peace of mind. Get in touch today.
#RetirementPlanning #FinancialSecurity #SunLifeOnePlan
Don't leave the future of your finances to chance. Planning for income in retirement can help you:
• minimize taxes
• maximize your retirement income
• ensure your savings last
Let's connect to create a personalized strategy for you. Together, we'll take a look at all your income sources and create a roadmap to help you live out your retirement dreams. Start planning for income in retirement and unlock a lifetime of financial peace of mind. Get in touch today.
#RetirementPlanning #FinancialSecurity #SunLifeOnePlan
• minimize taxes
• maximize your retirement income
• ensure your savings last
Let's connect to create a personalized strategy for you. Together, we'll take a look at all your income sources and create a roadmap to help you live out your retirement dreams. Start planning for income in retirement and unlock a lifetime of financial peace of mind. Get in touch today.
#RetirementPlanning #FinancialSecurity #SunLifeOnePlan
These days, many Canadians have part-time jobs on top of their full-time job to supplement their income. If this is you, you’re not alone.
You’re busy, but taking the time to assess your finances during these times is important.
Reach out and we can create a financial roadmap.
You’re busy, but taking the time to assess your finances during these times is important.
Reach out and we can create a financial roadmap.
These days, many Canadians have part-time jobs on top of their full-time job to supplement their income. If this is you, you’re not alone.
You’re busy, but taking the time to assess your finances during these times is important.
Reach out and we can create a financial roadmap.
You’re busy, but taking the time to assess your finances during these times is important.
Reach out and we can create a financial roadmap.
How do I get the right personal health insurance?
Why would you need personal health insurance (PHI)? This kind of health insurance can help contribute to your well-being and financial stability. That's why it's important for you to understand what it is, and how it works.
Learn more in this article.
Learn more in this article.
When juggling many different assets, you need a strong plan in place.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
When juggling many different assets, you need a strong plan in place.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
Apply for life or critical illness insurance and you can enter Sun Life’s Diabetes Protect to Win Contest! You could win $5,000, plus Sun Life will donate $5,000 to diabetes charities with each draw. Reach out and we can discuss your protection needs!
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
Apply for life or critical illness insurance and you can enter Sun Life’s Diabetes Protect to Win Contest! You could win $5,000, plus Sun Life will donate $5,000 to diabetes charities with each draw. Reach out and we can discuss your protection needs!
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
If you’re a high earner, you may have noticed you’re paying a lot at tax time. The good news is there may be a way to reduce your tax burden.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
If you’re a high earner, you may have noticed you’re paying a lot at tax time. The good news is there may be a way to reduce your tax burden.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Have you started a side gig to supplement your full-time income? Here are some tips to help you out on the financial side of things:
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
Have you started a side gig to supplement your full-time income? Here are some tips to help you out on the financial side of things:
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
10 tips for healthy eating on a budget
Suffering from sticker shock at the supermarket? Here are some expert tips on how to eat healthy for less.
When you’re bringing in a high income, it’s important to manage it effectively. You want to make sure you’re making your hard earned money go as far as possible.
Let’s connect to discuss your strategy.
Let’s connect to discuss your strategy.
When you’re bringing in a high income, it’s important to manage it effectively. You want to make sure you’re making your hard earned money go as far as possible.
Let’s connect to discuss your strategy.
Let’s connect to discuss your strategy.
8 Foods That Can Help Lower Your Cortisol Levels and Make You Feel Calmer
Eating nutrient-rich foods, especially those high in magnesium and fiber, can help support balanced cortisol levels and promote overall well-being.
Eat your fruit and veggies to help your mental health
A new study suggests a diet rich in fruits and vegetables can help alleviate psychological distress.
Proud to Support the 2025 North Peace Fall Fair!
Check them out this weekend for great old time family fun!
If you want to experience old time family financial security, we are your team.
Reach out and schedule a complimentary review to see if you are on track with your goals!
Check them out this weekend for great old time family fun!
If you want to experience old time family financial security, we are your team.
Reach out and schedule a complimentary review to see if you are on track with your goals!
Proud to Support the 2025 North Peace Fall Fair!
Check them out this weekend for great old time family fun!
If you want to experience old time family financial security, we are your team.
Reach out and schedule a complimentary review to see if you are on track with your goals!
Check them out this weekend for great old time family fun!
If you want to experience old time family financial security, we are your team.
Reach out and schedule a complimentary review to see if you are on track with your goals!
Freelancers - are you loving the freedom of being your own boss but feeling overwhelmed by the financial side of things?
Irregular income, self-employment taxes, and saving for retirement can be tricky when you're flying solo. But don't worry – you don't have to navigate this alone!
Let’s work together to help manage cash flow, set up an emergency fund and explore retirement options and insurance protection.
Get in touch to get started.
Script: Let's help make your freelance dreams financially sustainable
Irregular income, self-employment taxes, and saving for retirement can be tricky when you're flying solo. But don't worry – you don't have to navigate this alone!
Let’s work together to help manage cash flow, set up an emergency fund and explore retirement options and insurance protection.
Get in touch to get started.
Script: Let's help make your freelance dreams financially sustainable
Watch video
Most Canadian business owners understand that life insurance can protect their family or company.
But the savviest are asking a different question:
“Can I use insurance to help fund my retirement—without pulling cash out of my business prematurely?”
In Canada, there's a growing awareness of a strategy that does just that—something we call the Insured Corporate Retirement Strategy (ICRS).
When structured properly, a participating whole life insurance policy, owned by your corporation, can become a tax-efficient long-term planning tool. It’s not just about legacy—it’s about retaining and growing value inside the corporation in a way that can benefit you while living.
✅ Tax-Deferred Growth
When a corporation owns a participating life insurance policy, the cash value grows tax-deferred inside the policy. This can be a powerful alternative to passive corporate investments, which may be subject to annual taxation.
✅ Tax-Efficient Estate Planning
Upon death, the life insurance proceeds can be received by the corporation tax-free. A portion of that benefit may then be credited to the Capital Dividend Account (CDA), allowing your estate to receive tax-free funds—helping preserve more of your legacy for your family or charitable goals.
✅ Retirement Flexibility
The accumulated cash value may be used as collateral for a loan or line of credit in retirement. While this requires careful planning and the involvement of tax and legal advisors, it offers the potential for retirement income without triggering immediate tax consequences.
✅ Complements RRSPs & TFSAs
This strategy doesn’t reduce your RRSP or TFSA contribution room. It works in parallel—and can be particularly valuable once those registered options have been maxed out.
At First Choice Insurance & Investment Services, we partner with Canadian business owners to help them understand their options and work alongside their tax professionals to implement long-term wealth strategies. We leverage Sun Life's participating whole life solutions, known for their stability, performance, and longstanding track record.
The Insured Corporate Retirement Strategy (ICRS) isn’t a product—it’s a process. And it’s not right for everyone. But for the right business owner, it can offer a powerful combination of protection, flexibility, and long-term value.
If you're sitting on retained earnings and wondering how to make them work harder for you and your future:
👉 Let’s talk.
There’s more to insurance than protection. There’s more to retirement than RRSPs. And there’s more to building wealth than just growing a portfolio.
#ICRS #CorporatePlanning #BusinessOwners #TaxPlanning #SunLife #ParticipatingLife #FirstChoice #BuildAndProtectWealth
But the savviest are asking a different question:
“Can I use insurance to help fund my retirement—without pulling cash out of my business prematurely?”
In Canada, there's a growing awareness of a strategy that does just that—something we call the Insured Corporate Retirement Strategy (ICRS).
When structured properly, a participating whole life insurance policy, owned by your corporation, can become a tax-efficient long-term planning tool. It’s not just about legacy—it’s about retaining and growing value inside the corporation in a way that can benefit you while living.
✅ Tax-Deferred Growth
When a corporation owns a participating life insurance policy, the cash value grows tax-deferred inside the policy. This can be a powerful alternative to passive corporate investments, which may be subject to annual taxation.
✅ Tax-Efficient Estate Planning
Upon death, the life insurance proceeds can be received by the corporation tax-free. A portion of that benefit may then be credited to the Capital Dividend Account (CDA), allowing your estate to receive tax-free funds—helping preserve more of your legacy for your family or charitable goals.
✅ Retirement Flexibility
The accumulated cash value may be used as collateral for a loan or line of credit in retirement. While this requires careful planning and the involvement of tax and legal advisors, it offers the potential for retirement income without triggering immediate tax consequences.
✅ Complements RRSPs & TFSAs
This strategy doesn’t reduce your RRSP or TFSA contribution room. It works in parallel—and can be particularly valuable once those registered options have been maxed out.
At First Choice Insurance & Investment Services, we partner with Canadian business owners to help them understand their options and work alongside their tax professionals to implement long-term wealth strategies. We leverage Sun Life's participating whole life solutions, known for their stability, performance, and longstanding track record.
The Insured Corporate Retirement Strategy (ICRS) isn’t a product—it’s a process. And it’s not right for everyone. But for the right business owner, it can offer a powerful combination of protection, flexibility, and long-term value.
If you're sitting on retained earnings and wondering how to make them work harder for you and your future:
👉 Let’s talk.
There’s more to insurance than protection. There’s more to retirement than RRSPs. And there’s more to building wealth than just growing a portfolio.
#ICRS #CorporatePlanning #BusinessOwners #TaxPlanning #SunLife #ParticipatingLife #FirstChoice #BuildAndProtectWealth
Most Canadian business owners understand that life insurance can protect their family or company.
But the savviest are asking a different question:
“Can I use insurance to help fund my retirement—without pulling cash out of my business prematurely?”
In Canada, there's a growing awareness of a strategy that does just that—something we call the Insured Corporate Retirement Strategy (ICRS).
When structured properly, a participating whole life insurance policy, owned by your corporation, can become a tax-efficient long-term planning tool. It’s not just about legacy—it’s about retaining and growing value inside the corporation in a way that can benefit you while living.
✅ Tax-Deferred Growth
When a corporation owns a participating life insurance policy, the cash value grows tax-deferred inside the policy. This can be a powerful alternative to passive corporate investments, which may be subject to annual taxation.
✅ Tax-Efficient Estate Planning
Upon death, the life insurance proceeds can be received by the corporation tax-free. A portion of that benefit may then be credited to the Capital Dividend Account (CDA), allowing your estate to receive tax-free funds—helping preserve more of your legacy for your family or charitable goals.
✅ Retirement Flexibility
The accumulated cash value may be used as collateral for a loan or line of credit in retirement. While this requires careful planning and the involvement of tax and legal advisors, it offers the potential for retirement income without triggering immediate tax consequences.
✅ Complements RRSPs & TFSAs
This strategy doesn’t reduce your RRSP or TFSA contribution room. It works in parallel—and can be particularly valuable once those registered options have been maxed out.
At First Choice Insurance & Investment Services, we partner with Canadian business owners to help them understand their options and work alongside their tax professionals to implement long-term wealth strategies. We leverage Sun Life's participating whole life solutions, known for their stability, performance, and longstanding track record.
The Insured Corporate Retirement Strategy (ICRS) isn’t a product—it’s a process. And it’s not right for everyone. But for the right business owner, it can offer a powerful combination of protection, flexibility, and long-term value.
If you're sitting on retained earnings and wondering how to make them work harder for you and your future:
👉 Let’s talk.
There’s more to insurance than protection. There’s more to retirement than RRSPs. And there’s more to building wealth than just growing a portfolio.
#ICRS #CorporatePlanning #BusinessOwners #TaxPlanning #SunLife #ParticipatingLife #FirstChoice #BuildAndProtectWealth
But the savviest are asking a different question:
“Can I use insurance to help fund my retirement—without pulling cash out of my business prematurely?”
In Canada, there's a growing awareness of a strategy that does just that—something we call the Insured Corporate Retirement Strategy (ICRS).
When structured properly, a participating whole life insurance policy, owned by your corporation, can become a tax-efficient long-term planning tool. It’s not just about legacy—it’s about retaining and growing value inside the corporation in a way that can benefit you while living.
✅ Tax-Deferred Growth
When a corporation owns a participating life insurance policy, the cash value grows tax-deferred inside the policy. This can be a powerful alternative to passive corporate investments, which may be subject to annual taxation.
✅ Tax-Efficient Estate Planning
Upon death, the life insurance proceeds can be received by the corporation tax-free. A portion of that benefit may then be credited to the Capital Dividend Account (CDA), allowing your estate to receive tax-free funds—helping preserve more of your legacy for your family or charitable goals.
✅ Retirement Flexibility
The accumulated cash value may be used as collateral for a loan or line of credit in retirement. While this requires careful planning and the involvement of tax and legal advisors, it offers the potential for retirement income without triggering immediate tax consequences.
✅ Complements RRSPs & TFSAs
This strategy doesn’t reduce your RRSP or TFSA contribution room. It works in parallel—and can be particularly valuable once those registered options have been maxed out.
At First Choice Insurance & Investment Services, we partner with Canadian business owners to help them understand their options and work alongside their tax professionals to implement long-term wealth strategies. We leverage Sun Life's participating whole life solutions, known for their stability, performance, and longstanding track record.
The Insured Corporate Retirement Strategy (ICRS) isn’t a product—it’s a process. And it’s not right for everyone. But for the right business owner, it can offer a powerful combination of protection, flexibility, and long-term value.
If you're sitting on retained earnings and wondering how to make them work harder for you and your future:
👉 Let’s talk.
There’s more to insurance than protection. There’s more to retirement than RRSPs. And there’s more to building wealth than just growing a portfolio.
#ICRS #CorporatePlanning #BusinessOwners #TaxPlanning #SunLife #ParticipatingLife #FirstChoice #BuildAndProtectWealth
We understand the unique needs of those with diabetes. Sun Life’s innovative Term Insurance for Diabetes offers higher chances of approval compared to conventional life insurance and includes a Diabetes Care Program. Apply now to enter our monthly $5,000 giveaway! Message me for details on how to protect your family's future. #DiabetesCare #InsuranceInnovation
*Certain terms and conditions apply.
*Certain terms and conditions apply.
We understand the unique needs of those with diabetes. Sun Life’s innovative Term Insurance for Diabetes offers higher chances of approval compared to conventional life insurance and includes a Diabetes Care Program. Apply now to enter our monthly $5,000 giveaway! Message me for details on how to protect your family's future. #DiabetesCare #InsuranceInnovation
*Certain terms and conditions apply.
*Certain terms and conditions apply.
The Retirement Bucket Rule: Your Guide to Fear-Free Spending
Forget market declines or rising inflation. With this strategy, you won’t have to worry about any of that during retirement.
If remote work is here to stay, then it’s time to adjust your financial strategy to match your lifestyle. You may be saving more money on commuting and work attire, while spending more on your home office and utilities.
Let’s assess where you’re at and build a strategy that helps you reach your goals.
Let’s assess where you’re at and build a strategy that helps you reach your goals.
If remote work is here to stay, then it’s time to adjust your financial strategy to match your lifestyle. You may be saving more money on commuting and work attire, while spending more on your home office and utilities.
Let’s assess where you’re at and build a strategy that helps you reach your goals.
Let’s assess where you’re at and build a strategy that helps you reach your goals.
Are you feeling squeezed between caring for your aging parents and supporting your own children? You're not alone.
Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.
Reach out and we can address your family's needs while helping to safeguard your own financial future.
Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.
Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.
Reach out and we can address your family's needs while helping to safeguard your own financial future.
Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.
Watch video
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.