Resources
Tools and calculators
Retirement savings calculator
What you get: An assessment of whether you’re saving enough to retire when and how you want.
Life insurance calculator
What you get: An estimate of the amount of coverage you need to protect those who depend on you
Budget calculator
What you get: An understanding of your income and expenses and a budget you can return to and update as your needs change.
Partners
R. Paul Thorne, LL.B., LL.M., CFP®, TEP
Paul is a Sun Life EFPS consultant and works in partnership with Insight Financial Services Inc.
Paul is the Director of Advanced Planning in Sun Life’s Estate & Financial Planning Services (EFPS) division. He
focuses on complex case consultation within EFPS, with special attention to wills, trusts, estate planning, and
Canadian business owners. Paul is passionate about taking these complex topics and distilling them down into
practical solutions with a goal of ensuring Client’s understand how they’ll meet their goals and objectives tax
efficiently. He also heads content development for EFPS and acts as tax and legal subject-matter expert for
various areas of Sun Life.
Prior to joining Sun Life Financial, Paul practiced law with a focus on estate planning, trusts, corporate structures
and reorganizations, and taxation. He is the former President of the Halifax Estate Planning Council and is a
member of the Nova Scotia Barristers' Society. Paul has won several awards while continuing to advance his
education including First place on the President’s List for highest mark on the CFP exam in Canada in November
2014 and Highest mark on the Taxation of Trusts TEP exam in 2018. He was awarded the FP Canada Fellow
distinction in 2024 for his significant volunteer contributions to FP Canada’s mandate of advancing professional
financial planning in Canada.
As a complement to the services provided by Sun Life Financial advisors, EFPS connects Clients with a planner
who is highly skilled in all facets of financial planning – from investment and tax-efficient strategies to risk
management tactics and wealth protection techniques. For over 60 years, EFPS has helped our Clients continue
to grow their wealth and preserve it for future generations.
Perry Dawe, CPA
Perry is a Sun Life EFPS consultant and works in partnership with Insight Financial Services Inc.
Perry provides comprehensive financial planning advice to Sun Life advisors and their clients. As a financial
planner, Perry offers a holistic approach which is tailored to the needs of individuals and business owners.
Perry began his career in financial services before embarking on a career in accounting and earning his CPA
designation. He has experience working with Canada’s largest accounting firms, as a member of their tax and
assurance departments. Most recently, Perry worked with a cloud base firm who specialized in corporate and
personal tax planning for businesses and small business owners.
As a complement to the services provided by Sun Life Financial advisors, Estate & Financial Planning Services
(EFPS) connects clients with a planner who is highly skilled in all facets of financial planning – from investment
and tax-efficient strategies to risk management tactics and wealth protection techniques. For over 60 years,
EFPS has helped our clients continue to grow their wealth and preserve it for future generations.
Have questions?
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