Iron Horse Financial Solutions Inc.
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
Welcome to Iron Horse Financial
Whether you are raising your family, growing your business, or thinking about retirement, we can help you. Let’s work together to achieve your desired financial future by developing a plan built for exemplary performance. Our team lives by the MVP mindset which is at the heart of everything we do. An accolade most familiar in the sporting world, MVPs (Most Valuable Players) provide game-changing excellence and powerful performance. Our trained and experienced team is here to bring out the peak performance of your financial program. We are your Most Valuable Player.
We believe that you can achieve a successful life with determination, endurance, and spirit. But it can be hard to achieve success alone. If you are like most people, it is a challenge to find the time to plan out your ambitions with many day-to-day commitments. At Iron Horse Financial, we can assist you with planning and achieving your goals. We become the passionate, hardworking leaders of your financial team.
The Iron Horse symbolizes an MVP trophy and the achievement of optimal results. Clients experience the MVP Process which outlines how we will work together to achieve your goals. It is our mandate to help you achieve the life you deserve.
At Iron Horse Financial, we focus on building strong financial futures for families, individuals, and businesses…people like you. Discover how the power of performance will improve your life.
Our Cultural commitment

Honest
Our methods, principles and intentions are always honourable. We’ll tell you everything you need to know.
Passionate
At Iron Horse Financial, we dedicate ourselves to helping you fulfill your financial goals with endurance, heart, and spirit.
Helpful
We are here to assist with both the things you ask of us and the things you don’t think of asking.
Knowledgeable
Our combination of skills, experience, capabilities, and wisdom creates a powerful framework. We bring everything we know to optimize the performance of your financial program.
Hard-working
Diligent, energetic and determined, we work hard to bring you success.
Reliable
You can count on us to support you in achieving your fulfilling financial future, no matter what challenges emerge.

Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
Frequently asked questions
You have an interesting company name. How did the name Iron Horse come to be?
We are passionate about sports and the team camaraderie that comes with it. Being an exceptional team player is at the heart of everything we do. It felt like a natural fit to incorporate that same MVP mentality into our business. The Iron Horse symbolizes an MVP trophy. We are committed to becoming Clients’ MVP when it comes to achieving their financial goals.
Do we need a comprehensive financial plan and if so, what are the benefits?
We believe it is critical to build a detailed plan to help you take control of your position and reach your goals. It also helps you prepare for the unexpected changes that may occur in your life. There are many components to a financial plan. The goal is to achieve a solid and realistic plan to help you reach your goals. It is our mandate to help you achieve the life you deserve.
As an advisor, what is important to you when it comes to a Client relationship?
Honesty. We take this very seriously and it is the reason Clients have trusted us for years. Our goal is to give you realistic advice based on your current position and goals. At the same time, team camaraderie throughout the process fuels our passion to support you, your business, and your family.

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Increased withholding tax rates removed from US bill
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.