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Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
February is Heart Health Month. Heart disease affects 1 in 12 Canadian adults – a reminder of why protecting both your health and your financial wellbeing matters.
Critical illness insurance can help provide financial support when you need it most, helping you focus on recovery without the added stress of financial uncertainty. Find out more. Let's connect!
Critical illness insurance can help provide financial support when you need it most, helping you focus on recovery without the added stress of financial uncertainty. Find out more. Let's connect!
February is Heart Health Month. Heart disease affects 1 in 12 Canadian adults – a reminder of why protecting both your health and your financial wellbeing matters.
Critical illness insurance can help provide financial support when you need it most, helping you focus on recovery without the added stress of financial uncertainty. Find out more. Let's connect!
Critical illness insurance can help provide financial support when you need it most, helping you focus on recovery without the added stress of financial uncertainty. Find out more. Let's connect!
Time flies by, and tuition costs fly sky-high. 🕰️💸 When it comes to education costs for your kid(s), it pays to start early and save consistently. Small RESP contributions can add up over time.
Want to explore how to optimize saving for your child(ren)’s education? Let's chat about creating a plan that fits your family's budget. https://advisor.sunlife.ca/isaac.oluwagbemi/
Want to explore how to optimize saving for your child(ren)’s education? Let's chat about creating a plan that fits your family's budget. https://advisor.sunlife.ca/isaac.oluwagbemi/
Time flies by, and tuition costs fly sky-high. 🕰️💸 When it comes to education costs for your kid(s), it pays to start early and save consistently. Small RESP contributions can add up over time.
Want to explore how to optimize saving for your child(ren)’s education? Let's chat about creating a plan that fits your family's budget. https://advisor.sunlife.ca/isaac.oluwagbemi/
Want to explore how to optimize saving for your child(ren)’s education? Let's chat about creating a plan that fits your family's budget. https://advisor.sunlife.ca/isaac.oluwagbemi/
Your financial dreams are personal.
They deserve more than random strategies or one size fits all solutions.
My role is to help you connect today’s decisions with tomorrow’s outcomes. I can help you planning.
Let’s find out together where you are now and where you truly want to go.
If you are unsure whether your current strategies aligns with your financial dreams, let’s talk privately.
Send me a message today!
They deserve more than random strategies or one size fits all solutions.
My role is to help you connect today’s decisions with tomorrow’s outcomes. I can help you planning.
Let’s find out together where you are now and where you truly want to go.
If you are unsure whether your current strategies aligns with your financial dreams, let’s talk privately.
Send me a message today!
Your financial dreams are personal.
They deserve more than random strategies or one size fits all solutions.
My role is to help you connect today’s decisions with tomorrow’s outcomes. I can help you planning.
Let’s find out together where you are now and where you truly want to go.
If you are unsure whether your current strategies aligns with your financial dreams, let’s talk privately.
Send me a message today!
They deserve more than random strategies or one size fits all solutions.
My role is to help you connect today’s decisions with tomorrow’s outcomes. I can help you planning.
Let’s find out together where you are now and where you truly want to go.
If you are unsure whether your current strategies aligns with your financial dreams, let’s talk privately.
Send me a message today!
My primary role is to be your trusted partner.
Supporting you in achieving your important financial goals with clarity and structure.
No pressure. No assumptions.
Just thoughtful conversations designed around what truly matters to you.
Let’s find out together what your financial life could look like with the right support.
If you want a financial partner who listens first, let’s start a private conversation.
Send me a message today!
Supporting you in achieving your important financial goals with clarity and structure.
No pressure. No assumptions.
Just thoughtful conversations designed around what truly matters to you.
Let’s find out together what your financial life could look like with the right support.
If you want a financial partner who listens first, let’s start a private conversation.
Send me a message today!
My primary role is to be your trusted partner.
Supporting you in achieving your important financial goals with clarity and structure.
No pressure. No assumptions.
Just thoughtful conversations designed around what truly matters to you.
Let’s find out together what your financial life could look like with the right support.
If you want a financial partner who listens first, let’s start a private conversation.
Send me a message today!
Supporting you in achieving your important financial goals with clarity and structure.
No pressure. No assumptions.
Just thoughtful conversations designed around what truly matters to you.
Let’s find out together what your financial life could look like with the right support.
If you want a financial partner who listens first, let’s start a private conversation.
Send me a message today!
Life changes, goals evolve and your estate plan should too.
Whether navigating business succession, protecting family wealth or maximizing tax efficiency, we can help ensure your legacy reflects your current vision and helps protect what matters most.
Ready to review your plan? Reach out today. https://advisor.sunlife.ca/isaac.oluwagbemi/
Whether navigating business succession, protecting family wealth or maximizing tax efficiency, we can help ensure your legacy reflects your current vision and helps protect what matters most.
Ready to review your plan? Reach out today. https://advisor.sunlife.ca/isaac.oluwagbemi/
Life changes, goals evolve and your estate plan should too.
Whether navigating business succession, protecting family wealth or maximizing tax efficiency, we can help ensure your legacy reflects your current vision and helps protect what matters most.
Ready to review your plan? Reach out today. https://advisor.sunlife.ca/isaac.oluwagbemi/
Whether navigating business succession, protecting family wealth or maximizing tax efficiency, we can help ensure your legacy reflects your current vision and helps protect what matters most.
Ready to review your plan? Reach out today. https://advisor.sunlife.ca/isaac.oluwagbemi/
Avoid these TFSA and RRSP mistakes to keep the CRA off your back
One of the most common questions I get asked is this:
With limited funds, should I contribute to an RRSP or a TFSA?
The answer is rarely one size fits all.
It depends on your income today, your tax situation, how soon you may need the money, and what you are trying to accomplish long term. Used properly, both accounts are powerful tools. Used incorrectly, they can create unnecessary tax issues and missed opportunities.
As we move closer to tax season, this is a great time to step back and make sure your contributions actually align with your bigger financial picture, not just this year’s tax return.
If you are unsure which account deserves priority, or how to avoid common RRSP and TFSA mistakes, let’s talk ahead of time and walk through it properly.
A short conversation now can prevent costly surprises later.
Send me a message and let’s get clarity before deadlines approach.
With limited funds, should I contribute to an RRSP or a TFSA?
The answer is rarely one size fits all.
It depends on your income today, your tax situation, how soon you may need the money, and what you are trying to accomplish long term. Used properly, both accounts are powerful tools. Used incorrectly, they can create unnecessary tax issues and missed opportunities.
As we move closer to tax season, this is a great time to step back and make sure your contributions actually align with your bigger financial picture, not just this year’s tax return.
If you are unsure which account deserves priority, or how to avoid common RRSP and TFSA mistakes, let’s talk ahead of time and walk through it properly.
A short conversation now can prevent costly surprises later.
Send me a message and let’s get clarity before deadlines approach.
All change starts with where you are now.
Not where you wish you were.
Not where others appear to be.
But where you are today, financially.
Your income, your habits, your money decisions, your gaps, that’s the baseline.
Clarity always precedes progress.
If you’re not 100% clear on where you stand financially, let’s change that.
Send me a message and let’s map your starting point.
Not where you wish you were.
Not where others appear to be.
But where you are today, financially.
Your income, your habits, your money decisions, your gaps, that’s the baseline.
Clarity always precedes progress.
If you’re not 100% clear on where you stand financially, let’s change that.
Send me a message and let’s map your starting point.
Dreaming big for your future? Let's talk about how we help turn those dreams into reality. Whether it's early retirement or a new business venture, let's create a strategy to get you there.
Reach out to start your journey!
Reach out to start your journey!
Dreaming big for your future? Let's talk about how we help turn those dreams into reality. Whether it's early retirement or a new business venture, let's create a strategy to get you there.
Reach out to start your journey!
Reach out to start your journey!
Financial advice that fits your needs. Let Sun Life One Plan help.
Create your personalized roadmap with Sun Life One Plan! This powerful tool helps you set achievable goals and brings your financial dreams closer to reality. https://sunlife.hubs.vidyard.com/watch/ksLWJjT43furjobhkXkgiQ
Take control of your financial future. Reach out today to get started!
#RetirementPlanning #SunLifeOnePlan
Take control of your financial future. Reach out today to get started!
#RetirementPlanning #SunLifeOnePlan
Watch video
How much does it really cost to buy your first home in Canada?
Check out this new resource I found!
https://www.fidelity.ca/en/insights/articles/cost-to-buy-your-first-home-in-canada/
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
https://www.fidelity.ca/en/insights/articles/cost-to-buy-your-first-home-in-canada/
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
Estate planning is important and choosing the right executor is a crucial step in the process. Find practical advice on selecting an executor: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/how-to-choose-an-executor-for-your-estate/
Learn how to:
- Select a trustworthy person
- Consider necessary skills
- Avoid common mistakes
Prepare for your family's future. Need some guidance? Let's connect.
#EstatePlanning #FinancialManagement #FinancialRoadmap
Learn how to:
- Select a trustworthy person
- Consider necessary skills
- Avoid common mistakes
Prepare for your family's future. Need some guidance? Let's connect.
#EstatePlanning #FinancialManagement #FinancialRoadmap
Estate planning is important and choosing the right executor is a crucial step in the process. Find practical advice on selecting an executor: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/how-to-choose-an-executor-for-your-estate/
Learn how to:
- Select a trustworthy person
- Consider necessary skills
- Avoid common mistakes
Prepare for your family's future. Need some guidance? Let's connect.
#EstatePlanning #FinancialManagement #FinancialRoadmap
Learn how to:
- Select a trustworthy person
- Consider necessary skills
- Avoid common mistakes
Prepare for your family's future. Need some guidance? Let's connect.
#EstatePlanning #FinancialManagement #FinancialRoadmap
Professionals earn strong incomes, yet many never experience financial freedom.
Not because they do not earn enough,
but because income without structure quietly leaks away. No clarity on how to grow their wealth.
Spending grows. Distractions multiply.
And money ends up working harder for everyone else.
True clarity begins when your cashflow is intentional and your investments are aligned.
If you are unsure where your money is truly going, let’s have a confidential conversation about your cashflow and investment habits.
It’s time to design your financial future!
Not because they do not earn enough,
but because income without structure quietly leaks away. No clarity on how to grow their wealth.
Spending grows. Distractions multiply.
And money ends up working harder for everyone else.
True clarity begins when your cashflow is intentional and your investments are aligned.
If you are unsure where your money is truly going, let’s have a confidential conversation about your cashflow and investment habits.
It’s time to design your financial future!
Professionals earn strong incomes, yet many never experience financial freedom.
Not because they do not earn enough,
but because income without structure quietly leaks away. No clarity on how to grow their wealth.
Spending grows. Distractions multiply.
And money ends up working harder for everyone else.
True clarity begins when your cashflow is intentional and your investments are aligned.
If you are unsure where your money is truly going, let’s have a confidential conversation about your cashflow and investment habits.
It’s time to design your financial future!
Not because they do not earn enough,
but because income without structure quietly leaks away. No clarity on how to grow their wealth.
Spending grows. Distractions multiply.
And money ends up working harder for everyone else.
True clarity begins when your cashflow is intentional and your investments are aligned.
If you are unsure where your money is truly going, let’s have a confidential conversation about your cashflow and investment habits.
It’s time to design your financial future!
Do you really understand your work Life insurance benefit structure?
Your income and the income of your partner are the engine behind your lifestyle, your obligations, and your family long term goals.
Life insurance plays a critical role in protecting that income when life becomes unpredictable. However, protection only works when it is designed around your real cash flow, expenses, and responsibilities.
Many people are insured, but not properly protected.
The question is not whether you have coverage.
The question is whether it would actually support your lifestyle if your income or the income of your partner stopped unexpectedly.
Question for you:
If your income or the income of your partner stopped tomorrow, how long would your current plan support you?
Let us assess how protected your income really is and whether your current structure would hold up during a difficult season.
Send me a message today!
Your income and the income of your partner are the engine behind your lifestyle, your obligations, and your family long term goals.
Life insurance plays a critical role in protecting that income when life becomes unpredictable. However, protection only works when it is designed around your real cash flow, expenses, and responsibilities.
Many people are insured, but not properly protected.
The question is not whether you have coverage.
The question is whether it would actually support your lifestyle if your income or the income of your partner stopped unexpectedly.
Question for you:
If your income or the income of your partner stopped tomorrow, how long would your current plan support you?
Let us assess how protected your income really is and whether your current structure would hold up during a difficult season.
Send me a message today!
Do you really understand your work Life insurance benefit structure?
Your income and the income of your partner are the engine behind your lifestyle, your obligations, and your family long term goals.
Life insurance plays a critical role in protecting that income when life becomes unpredictable. However, protection only works when it is designed around your real cash flow, expenses, and responsibilities.
Many people are insured, but not properly protected.
The question is not whether you have coverage.
The question is whether it would actually support your lifestyle if your income or the income of your partner stopped unexpectedly.
Question for you:
If your income or the income of your partner stopped tomorrow, how long would your current plan support you?
Let us assess how protected your income really is and whether your current structure would hold up during a difficult season.
Send me a message today!
Your income and the income of your partner are the engine behind your lifestyle, your obligations, and your family long term goals.
Life insurance plays a critical role in protecting that income when life becomes unpredictable. However, protection only works when it is designed around your real cash flow, expenses, and responsibilities.
Many people are insured, but not properly protected.
The question is not whether you have coverage.
The question is whether it would actually support your lifestyle if your income or the income of your partner stopped unexpectedly.
Question for you:
If your income or the income of your partner stopped tomorrow, how long would your current plan support you?
Let us assess how protected your income really is and whether your current structure would hold up during a difficult season.
Send me a message today!
As a business owner, your personal and professional finances are intertwined. Let's create a financial roadmap that aligns your business growth with your personal goals.
Reach out to discuss how we can help you build a brighter future for both you and your company.
Reach out to discuss how we can help you build a brighter future for both you and your company.
As a business owner, your personal and professional finances are intertwined. Let's create a financial roadmap that aligns your business growth with your personal goals.
Reach out to discuss how we can help you build a brighter future for both you and your company.
Reach out to discuss how we can help you build a brighter future for both you and your company.
Imagine not worrying about your cashflow because you have systems in place.
When cashflow is organized, predictable, and reviewed regularly, it removes unnecessary stress and allows you to focus on opportunity rather than survival.
Cashflow clarity is not about restriction.
It is about control and confidence.
Think about this question:
If your income stopped temporarily, would your system still support you?
If you answer NO, we need to have a confidential conversation and start planning.
Send me a message today!
When cashflow is organized, predictable, and reviewed regularly, it removes unnecessary stress and allows you to focus on opportunity rather than survival.
Cashflow clarity is not about restriction.
It is about control and confidence.
Think about this question:
If your income stopped temporarily, would your system still support you?
If you answer NO, we need to have a confidential conversation and start planning.
Send me a message today!
Imagine not worrying about your cashflow because you have systems in place.
When cashflow is organized, predictable, and reviewed regularly, it removes unnecessary stress and allows you to focus on opportunity rather than survival.
Cashflow clarity is not about restriction.
It is about control and confidence.
Think about this question:
If your income stopped temporarily, would your system still support you?
If you answer NO, we need to have a confidential conversation and start planning.
Send me a message today!
When cashflow is organized, predictable, and reviewed regularly, it removes unnecessary stress and allows you to focus on opportunity rather than survival.
Cashflow clarity is not about restriction.
It is about control and confidence.
Think about this question:
If your income stopped temporarily, would your system still support you?
If you answer NO, we need to have a confidential conversation and start planning.
Send me a message today!
Retained earnings are the funds left inside your MPC after expenses and taxes have been paid.
These dollars represent choice and opportunity.
They can be held, invested, or planned around future income needs.
Without a clear strategy, retained earnings may sit idle and slowly lose value over time due to inflation.
Let’s take a closer look at how your retained earnings are currently being used.
It begins with a confidential conversation. Send me a message today!
These dollars represent choice and opportunity.
They can be held, invested, or planned around future income needs.
Without a clear strategy, retained earnings may sit idle and slowly lose value over time due to inflation.
Let’s take a closer look at how your retained earnings are currently being used.
It begins with a confidential conversation. Send me a message today!
Retained earnings are the funds left inside your MPC after expenses and taxes have been paid.
These dollars represent choice and opportunity.
They can be held, invested, or planned around future income needs.
Without a clear strategy, retained earnings may sit idle and slowly lose value over time due to inflation.
Let’s take a closer look at how your retained earnings are currently being used.
It begins with a confidential conversation. Send me a message today!
These dollars represent choice and opportunity.
They can be held, invested, or planned around future income needs.
Without a clear strategy, retained earnings may sit idle and slowly lose value over time due to inflation.
Let’s take a closer look at how your retained earnings are currently being used.
It begins with a confidential conversation. Send me a message today!
As we approach tax season, RRSP contribution deadlines are quickly coming into focus.
The RRSP is not just a last-minute tax move. When used properly, it can play an important role in long-term planning, cash flow management, and retirement income strategy.
Waiting until the deadline often limits your options. Planning ahead gives you time to:
• Understand how much to contribute
• Assess cash flow and tax impact
• Align RRSP decisions with your broader financial plan
Now is the time to step back and review your overall financial picture before the rush begins.
Let’s talk If you want to be confident in your RRSP decisions this tax season, let’s connect now.
Book a clarity conversation to review your finances, identify opportunities, and put a plan in place before the deadline pressure sets in.
The RRSP is not just a last-minute tax move. When used properly, it can play an important role in long-term planning, cash flow management, and retirement income strategy.
Waiting until the deadline often limits your options. Planning ahead gives you time to:
• Understand how much to contribute
• Assess cash flow and tax impact
• Align RRSP decisions with your broader financial plan
Now is the time to step back and review your overall financial picture before the rush begins.
Let’s talk If you want to be confident in your RRSP decisions this tax season, let’s connect now.
Book a clarity conversation to review your finances, identify opportunities, and put a plan in place before the deadline pressure sets in.
As we approach tax season, RRSP contribution deadlines are quickly coming into focus.
The RRSP is not just a last-minute tax move. When used properly, it can play an important role in long-term planning, cash flow management, and retirement income strategy.
Waiting until the deadline often limits your options. Planning ahead gives you time to:
• Understand how much to contribute
• Assess cash flow and tax impact
• Align RRSP decisions with your broader financial plan
Now is the time to step back and review your overall financial picture before the rush begins.
Let’s talk If you want to be confident in your RRSP decisions this tax season, let’s connect now.
Book a clarity conversation to review your finances, identify opportunities, and put a plan in place before the deadline pressure sets in.
The RRSP is not just a last-minute tax move. When used properly, it can play an important role in long-term planning, cash flow management, and retirement income strategy.
Waiting until the deadline often limits your options. Planning ahead gives you time to:
• Understand how much to contribute
• Assess cash flow and tax impact
• Align RRSP decisions with your broader financial plan
Now is the time to step back and review your overall financial picture before the rush begins.
Let’s talk If you want to be confident in your RRSP decisions this tax season, let’s connect now.
Book a clarity conversation to review your finances, identify opportunities, and put a plan in place before the deadline pressure sets in.
Cashflow is not just about income.
It’s about timing, efficiency, and control.
For incorporated professionals, intentional cashflow planning creates flexibility today and freedom later.
Do you know how much of your cashflow is actually working toward your financial independence?
Let’s schedule a confidential conversation!
It’s about timing, efficiency, and control.
For incorporated professionals, intentional cashflow planning creates flexibility today and freedom later.
Do you know how much of your cashflow is actually working toward your financial independence?
Let’s schedule a confidential conversation!
Cashflow is not just about income.
It’s about timing, efficiency, and control.
For incorporated professionals, intentional cashflow planning creates flexibility today and freedom later.
Do you know how much of your cashflow is actually working toward your financial independence?
Let’s schedule a confidential conversation!
It’s about timing, efficiency, and control.
For incorporated professionals, intentional cashflow planning creates flexibility today and freedom later.
Do you know how much of your cashflow is actually working toward your financial independence?
Let’s schedule a confidential conversation!
How are your health goals going? Remember, small steps can lead to big changes. Your insurance plan might offer resources to keep you on track. Let's review your coverage together.
How are your health goals going? Remember, small steps can lead to big changes. Your insurance plan might offer resources to keep you on track. Let's review your coverage together.
An MPC is often established for tax deferral, but its true value goes well beyond taxes.
When used intentionally, an MPC can become a long-term wealth-building vehicle that supports retirement income, investment growth, and legacy planning.
Retained earnings sitting idle inside the corporation represent both opportunity and risk. Without a clear strategy, those funds may quietly lose value to inflation or remain underutilized.
You always have options.
Let’s review your current strategy and how your MPC and retained earnings are actually working for you.
When used intentionally, an MPC can become a long-term wealth-building vehicle that supports retirement income, investment growth, and legacy planning.
Retained earnings sitting idle inside the corporation represent both opportunity and risk. Without a clear strategy, those funds may quietly lose value to inflation or remain underutilized.
You always have options.
Let’s review your current strategy and how your MPC and retained earnings are actually working for you.
An MPC is often established for tax deferral, but its true value goes well beyond taxes.
When used intentionally, an MPC can become a long-term wealth-building vehicle that supports retirement income, investment growth, and legacy planning.
Retained earnings sitting idle inside the corporation represent both opportunity and risk. Without a clear strategy, those funds may quietly lose value to inflation or remain underutilized.
You always have options.
Let’s review your current strategy and how your MPC and retained earnings are actually working for you.
When used intentionally, an MPC can become a long-term wealth-building vehicle that supports retirement income, investment growth, and legacy planning.
Retained earnings sitting idle inside the corporation represent both opportunity and risk. Without a clear strategy, those funds may quietly lose value to inflation or remain underutilized.
You always have options.
Let’s review your current strategy and how your MPC and retained earnings are actually working for you.
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.