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Keep up to date with what’s going on. You can browse timely and relevant posts that might be helpful to you. Check back regularly to see what’s new.
2025-10-01T23:00:00
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2025-10-02T00:00:00
Understanding credit & debt
We will discuss:
• Debt overview
• The cost of borrowing
• Rating your financial health
• Ways to manage your debt
• Tools and resources
When juggling many different assets, you need a strong plan in place.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
When juggling many different assets, you need a strong plan in place.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
Together, we can optimize your assets with the aim to make you money and to protect you for the long term.
It’s easy to overspend when you don’t track your monthly finances. Here are a few common spending triggers that can cause us to buy non-essential items:
- Sales and discounts
- Payday spending
- Paying with your phone
- Social media influence
If you wonder where your paycheck is going at the end of each month, reach out and we can figure it out together.
- Sales and discounts
- Payday spending
- Paying with your phone
- Social media influence
If you wonder where your paycheck is going at the end of each month, reach out and we can figure it out together.
It’s easy to overspend when you don’t track your monthly finances. Here are a few common spending triggers that can cause us to buy non-essential items:
- Sales and discounts
- Payday spending
- Paying with your phone
- Social media influence
If you wonder where your paycheck is going at the end of each month, reach out and we can figure it out together.
- Sales and discounts
- Payday spending
- Paying with your phone
- Social media influence
If you wonder where your paycheck is going at the end of each month, reach out and we can figure it out together.
How much money do you need to have generational wealth?
"How much money do you need to have generational wealth?
Baby boomers are in the midst of a wealth transfer to gen X and millennials, with both experiencing higher costs."
Let's have a talk! https://advisor.sunlife.ca/joe.ferreyro/
Baby boomers are in the midst of a wealth transfer to gen X and millennials, with both experiencing higher costs."
Let's have a talk! https://advisor.sunlife.ca/joe.ferreyro/
How much money do you actually need when you retire? Well, it depends on your circumstances and goals. Will you have house payments? Do you want to travel?
Let’s assess your goals to help ensure your financial roadmap helps you get there.
Let’s assess your goals to help ensure your financial roadmap helps you get there.
How much money do you actually need when you retire? Well, it depends on your circumstances and goals. Will you have house payments? Do you want to travel?
Let’s assess your goals to help ensure your financial roadmap helps you get there.
Let’s assess your goals to help ensure your financial roadmap helps you get there.
Choosing The Right Trustee And Why It Matters
Selecting a trustee well-equipped to handle these duties is one of the most important decisions you might ever make!
We can help you! https://advisor.sunlife.ca/joe.ferreyro/
We can help you! https://advisor.sunlife.ca/joe.ferreyro/
Five Mistakes to Avoid in Your First Year of Retirement
Retirement brings the freedom to choose how to spend your money and time. But choices made in the initial rush of excitement could create problems in future.
Count on us https://advisor.sunlife.ca/joe.ferreyro/
Count on us https://advisor.sunlife.ca/joe.ferreyro/
Apply for life or critical illness insurance and you can enter Sun Life’s Diabetes Protect to Win Contest! You could win $5,000, plus Sun Life will donate $5,000 to diabetes charities with each draw. Reach out and we can discuss your protection needs!
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
Apply for life or critical illness insurance and you can enter Sun Life’s Diabetes Protect to Win Contest! You could win $5,000, plus Sun Life will donate $5,000 to diabetes charities with each draw. Reach out and we can discuss your protection needs!
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
#DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
When and how should I start drawing on my retirement savings? - MoneySense
There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may leave a bigger estate for your heirs.
Let's connect https://advisor.sunlife.ca/joe.ferreyro/
Let's connect https://advisor.sunlife.ca/joe.ferreyro/
Paying off student loans?
Get in touch to see how paying down your loans can fit into your overall financial roadmap.
Get in touch to see how paying down your loans can fit into your overall financial roadmap.
Paying off student loans?
Get in touch to see how paying down your loans can fit into your overall financial roadmap.
Get in touch to see how paying down your loans can fit into your overall financial roadmap.
Meet Your Future Self: Embracing The ‘You’ In Retirement
Meet Your Future Self: Embracing The "You" In Retirement
We are here to help! https://advisor.sunlife.ca/joe.ferreyro/
We are here to help! https://advisor.sunlife.ca/joe.ferreyro/
If you’re a high earner, you may have noticed you’re paying a lot at tax time. The good news is there may be a way to reduce your tax burden.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
If you’re a high earner, you may have noticed you’re paying a lot at tax time. The good news is there may be a way to reduce your tax burden.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Reach out and we can see how making some small changes may help reduce your tax bill at tax time.
Wishing everyone a Happy Labor Day! A day to celebrate hard work, dedication, and well-deserved rest. Enjoy!
Wishing everyone a Happy Labor Day! A day to celebrate hard work, dedication, and well-deserved rest. Enjoy!
Parents, grandparents, relatives and friends can contribute money into an RESP (up to a lifetime contribution of $50,000 per child).
Get in touch to set up an RESP for your child.
Get in touch to set up an RESP for your child.
Parents, grandparents, relatives and friends can contribute money into an RESP (up to a lifetime contribution of $50,000 per child).
Get in touch to set up an RESP for your child.
Get in touch to set up an RESP for your child.
When inflation rises during retirement, it's important to take proactive steps to protect your purchasing power and financial stability. Here are some strategies to consider:
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
When inflation rises during retirement, it's important to take proactive steps to protect your purchasing power and financial stability. Here are some strategies to consider:
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
We are delighted to invite you to our exclusive webinar, “Planning Your Legacy: Intergenerational Wealth Planning,” designed to help you secure your family’s financial future and pass on your values and assets effectively.
Webinar Details:
Date: Wednesday 3rd September at 7:00 PM ET (US and Canada)
In this session, we’ll cover:
• Strategies to ensure your wealth benefits future generations.
• Tools for tax-efficient estate planning.
• How to align your financial plan with your family’s long-term goals.
Reserve Your Spot Today!
https://sunlife-ca.zoom.us/webinar/register/WN_cYFP3I67R7Sb96VKlykJmw
Webinar Details:
Date: Wednesday 3rd September at 7:00 PM ET (US and Canada)
In this session, we’ll cover:
• Strategies to ensure your wealth benefits future generations.
• Tools for tax-efficient estate planning.
• How to align your financial plan with your family’s long-term goals.
Reserve Your Spot Today!
https://sunlife-ca.zoom.us/webinar/register/WN_cYFP3I67R7Sb96VKlykJmw
We are delighted to invite you to our exclusive webinar, “Planning Your Legacy: Intergenerational Wealth Planning,” designed to help you secure your family’s financial future and pass on your values and assets effectively.
Webinar Details:
Date: Wednesday 3rd September at 7:00 PM ET (US and Canada)
In this session, we’ll cover:
• Strategies to ensure your wealth benefits future generations.
• Tools for tax-efficient estate planning.
• How to align your financial plan with your family’s long-term goals.
Reserve Your Spot Today!
https://sunlife-ca.zoom.us/webinar/register/WN_cYFP3I67R7Sb96VKlykJmw
Webinar Details:
Date: Wednesday 3rd September at 7:00 PM ET (US and Canada)
In this session, we’ll cover:
• Strategies to ensure your wealth benefits future generations.
• Tools for tax-efficient estate planning.
• How to align your financial plan with your family’s long-term goals.
Reserve Your Spot Today!
https://sunlife-ca.zoom.us/webinar/register/WN_cYFP3I67R7Sb96VKlykJmw
Have you started a side gig to supplement your full-time income? Here are some tips to help you out on the financial side of things:
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
Have you started a side gig to supplement your full-time income? Here are some tips to help you out on the financial side of things:
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
- Separate your personal and business finances
- Keep detailed records -Save receipts
- Think about tax implications
- Consider insurance
If you have questions about how to handle your new income, reach out!
Cash Balance Pension Plans: the Smart Way to Turbocharge Your Retirement
Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream.
Let's have a chat https://advisor.sunlife.ca/joe.ferreyro/
Let's have a chat https://advisor.sunlife.ca/joe.ferreyro/
10 tips for healthy eating on a budget
Suffering from sticker shock at the supermarket? Here are some expert tips on how to eat healthy for less.
With the summer break wrapping up, it’s a great time to think about your child’s RESPs. Get in touch to discuss your contributions and if you’re on track to set them up for success in their future.
The Retirement Bucket Rule: Your Guide to Fear-Free Spending
Forget market declines or rising inflation. With this strategy, you won’t have to worry about any of that during retirement.
Let's talk https://advisor.sunlife.ca/joe.ferreyro/
Let's talk https://advisor.sunlife.ca/joe.ferreyro/
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.