Kim Safronetz Financial Services

Area(s) served: Manitoba, Saskatchewan, Alberta

Trustworthy advice you can count on

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Let's work together

We’ll look after all your needs. Whether that is insurance, investments or any financial questions or concerns you have – we’re here to help! Your situation is unique. That’s why we create custom plans that are tailored to your individual needs and goals. We’ll work closely with you to help you reach your personal financial goals.


At Kim Safronetz Financial Services, our goal is to aid our community with knowledge in life and health insurance as well as wealth strategies. We want you to have peace of mind and financial stability.


Our office is located in Dauphin, Manitoba. We’re happy to provide in person appointments for Clients who are nearby. We also offer virtual appointments for Clients located throughout Manitoba. Contact our office to book your appointment. 

Products and services

Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.

Business owners

Spend more time running your business and less time worrying about your business. A strong strategy can get you there.

Health insurance products

Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.

Life insurance products

Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.
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How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.


Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Combien faut-il pour la retraite ? | Conseiller

Combien faut-il pour la retraite ? | Conseiller

« Les gens s’imaginent qu’il faut un million, deux millions, trois millions d’économies, mais dans les faits, cela dépend du niveau vie souhaité, de l’âge de la retraite et aussi des actifs accumulés », explique celle qui est également présidente et porte-parole d’ÉducÉpargne.
What is a recession and what does it mean for you

What is a recession and what does it mean for you

Take control of your personal finances by understanding the industry better. Check out these resources to get started.


The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
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