LUCEM Financial Solutions Inc.
Job title: Financial Planner
Languages spoken: English, Spanish
Area(s) served: Ontario
Clarity. Strategy. Confidence.
Helping Professionals and business owners make smart financial decisions, grow their wealth, and plan for what's next -with a clear, personalized strategy that evolves as life and business do.
At LUCEM Financial we specialize in helping professionals and business owners build, protect, and optimize their wealth. We understand the unique financial challenges you face—balancing business growth with personal financial security, navigating tax strategies, and planning for the future.
With over 17 years of experience in financial planning, we provide tailored solutions that align with your goals. Whether you're a busy executive, an entrepreneur scaling your business, or a professional planning for retirement, we craft strategies that put your money to work for you.
Why Work with Us?
• Professional Guidance: Our deep understanding of wealth management for professionals and business owners ensures strategies that fit your specific needs.
• Comprehensive Planning: From investment management to tax efficiency and business succession planning, we take a holistic approach.
• Personalized Service: We prioritize relationships over transactions, offering customized plans that evolve as your life and business grow.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
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See more articlesTry it out today >> https://www.sunlife.ca/en/tools-and-resources/tools-and-calculators/critical-illness-insurance-calculator/
It’s through the Registered Disability Savings Plan (RDSP)—and yet, so many families don’t even know it exists.
Here’s how it works:
✔️ If you or your child qualify for the Disability Tax Credit, you can open an RDSP.
✔️ When you contribute, the government matches with grants.
✔️ In some cases, money is added even if you can’t contribute much.
✨ This isn’t just a savings plan—it’s a long-term financial lifeline.
Too many families miss out simply because they don’t know about it.
💬 Save this post for future reference, share it with someone who needs to know, and reach out if you’d like me to walk you through how an RDSP could work for your family.
#RDSP #FinancialPlanning #CarolinaHenao #LUCEMFinancialSolutions
It’s easy to focus on what we haven’t done yet—save more, invest more, grow more. But when we stop and reflect, there’s so much to be thankful for:
✨ Maybe you paid down debt.
✨ Maybe your business supported your family another year.
✨ Maybe you simply had enough to keep moving forward.
Gratitude doesn’t replace strategy—but it changes the way we see our progress. It reminds us that we’re building from strength, not lack.
💬 What financial win—big or small—are you grateful for this year?
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#Thanksgiving #FinancialGratitude #CarolinaHenao #LUCEMFinancialSolutions
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