LUCEM Financial Solutions Inc.

Job title: Financial Planner

Languages spoken: English, Spanish

Area(s) served: Ontario

Clarity. Strategy. Confidence.

Helping Professionals and business owners make smart financial decisions, grow their wealth, and plan for what's next -with a clear, personalized strategy that evolves as life and business do.

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At LUCEM Financial we specialize in helping professionals and business owners build, protect, and optimize their wealth. We understand the unique financial challenges you face—balancing business growth with personal financial security, navigating tax strategies, and planning for the future.


With over 17 years of experience in financial planning, we provide tailored solutions that align with your goals. Whether you're a busy executive, an entrepreneur scaling your business, or a professional planning for retirement, we craft strategies that put your money to work for you.


Why Work with Us?

• Professional Guidance: Our deep understanding of wealth management for professionals and business owners ensures strategies that fit your specific needs.


• Comprehensive Planning: From investment management to tax efficiency and business succession planning, we take a holistic approach.


• Personalized Service: We prioritize relationships over transactions, offering customized plans that evolve as your life and business grow.

Products and services

Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.

Investment options

There are many different investment options to choose from. The right one for you depends on your situation and goals.

Affluent and legacy driven

It’s time to make a concrete legacy plan so you don’t have to worry about what will happen when you’re gone.

Business owners

Spend more time running your business and less time worrying about your business. A strong strategy can get you there.
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Stay informed

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How can you keep your financial goals on track during a market downturn? Start by asking yourself these three questions:

1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?

You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.
Do you have an estate plan? If not, it may be time to create one. Estate planning is complex and more than just simply handing down your assets to the next generation. Let's make sure you have a plan that you and your family can count on.
What can you do about U.S. tariffs affecting your finances?

News of trade tensions between Canada and the U.S. may have left you with questions. What might this mean for the economy and your money?

Stay informed, plan ahead—we'll navigate these challenges together.
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Office information

LUCEM Financial Solutions Inc.

Phone:

(905) 773-7677

Email:

carolina.henao@sunlife.com

Address:

Office hours:

Monday to Friday: 9 AM to 5:00 PM

Saturday and Sunday: Closed

By Appointment outside of regular business hours

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Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.