Stay informed
Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
💙 Today, December 3rd, is the International Day of Persons with Disabilities.
It’s a day to celebrate inclusion, awareness, and empowerment, and to make sure we’re using every tool available to support the people we love.
One of those tools is the Registered Disability Savings Plan (RDSP) — a federal program that helps Canadians living with disabilities build long-term financial stability.
Here’s how it works:
✨ If the beneficiary qualifies for the Disability Tax Credit, they can open an RDSP.
✨ The government contributes up to $3,500 per year, and up to $90,000 total in grants and bonds.
✨ Contributions can be made until age 49.
Yet fewer than 40% of eligible Canadians have opened one — leaving millions of dollars in unused support.
The RDSP isn’t charity — it’s compassion in action.
It’s how we build dignity, independence, and peace of mind for those who need it most. 💙
I’m Carolina Henao, Founder of LUCEM Financial — and I help you let your light lead your wealth, so your wealth can lead your impact. ✨
#InternationalDayOfPersonsWithDisabilities #RDSP #DisabilityAwareness #FinancialInclusion #CarolinaHenao #LUCEMFinancialSolutions #FinancialPlanning #WealthWithHeart
It’s a day to celebrate inclusion, awareness, and empowerment, and to make sure we’re using every tool available to support the people we love.
One of those tools is the Registered Disability Savings Plan (RDSP) — a federal program that helps Canadians living with disabilities build long-term financial stability.
Here’s how it works:
✨ If the beneficiary qualifies for the Disability Tax Credit, they can open an RDSP.
✨ The government contributes up to $3,500 per year, and up to $90,000 total in grants and bonds.
✨ Contributions can be made until age 49.
Yet fewer than 40% of eligible Canadians have opened one — leaving millions of dollars in unused support.
The RDSP isn’t charity — it’s compassion in action.
It’s how we build dignity, independence, and peace of mind for those who need it most. 💙
I’m Carolina Henao, Founder of LUCEM Financial — and I help you let your light lead your wealth, so your wealth can lead your impact. ✨
#InternationalDayOfPersonsWithDisabilities #RDSP #DisabilityAwareness #FinancialInclusion #CarolinaHenao #LUCEMFinancialSolutions #FinancialPlanning #WealthWithHeart
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What story did your money tell this year — peace or pressure?
Most people think financial literacy is about knowing products… but it’s really about knowing yourself.
Your habits, your goals, your patterns.
Here’s something most Ontarians don’t realize:
👉 Nearly 60% don’t have a written financial plan.
👉 Those who do are twice as confident about their future. (FP Canada, 2023)
So before the year ends, try this:
✨ Write down your short-term goals (6–12 months).
✨ Write your long-term goals (3–10 years).
✨ Review where your money actually went this year.
When your goals are written down, you can pivot with purpose — instead of reacting to stress or fear.
Your money story doesn’t need to be perfect. It just needs to be clear.
Because awareness gives you power, and power gives you peace.
I’m Carolina Henao, Founder of LUCEM Financial. Let’s have a conversation and see where you are headed. Link in Bio.
#FinancialLiteracy #MoneyMindset #OntarioFinance #CarolinaHenao #LUCEMFinancialSolutions #WomenInBusiness #FinancialPlanning
Most people think financial literacy is about knowing products… but it’s really about knowing yourself.
Your habits, your goals, your patterns.
Here’s something most Ontarians don’t realize:
👉 Nearly 60% don’t have a written financial plan.
👉 Those who do are twice as confident about their future. (FP Canada, 2023)
So before the year ends, try this:
✨ Write down your short-term goals (6–12 months).
✨ Write your long-term goals (3–10 years).
✨ Review where your money actually went this year.
When your goals are written down, you can pivot with purpose — instead of reacting to stress or fear.
Your money story doesn’t need to be perfect. It just needs to be clear.
Because awareness gives you power, and power gives you peace.
I’m Carolina Henao, Founder of LUCEM Financial. Let’s have a conversation and see where you are headed. Link in Bio.
#FinancialLiteracy #MoneyMindset #OntarioFinance #CarolinaHenao #LUCEMFinancialSolutions #WomenInBusiness #FinancialPlanning
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There’s never been a better time to consider permanent life or universal life insurance. Until December 31, you can save 4 months of payments on your first year of coverage with Sun Life. Interested? Let’s connect and chat more!
There’s never been a better time to consider permanent life or universal life insurance. Until December 31, you can save 4 months of payments on your first year of coverage with Sun Life. Interested? Let’s connect and chat more!
As the year winds down, think about the legacy you plan to leave. Your nest egg can nourish generations to come.
Consider a few legacy-building strategies:
-Review and update your estate plan 📄
-Explore tax-efficient wealth transfer options 💰
-Discuss your values and wishes with loved ones 💖
-Consider charitable giving strategies 🎁
-Evaluate the benefits of trusts for asset protection 🛡️
A well-crafted legacy plan isn't just about transferring wealth; it's about passing on your values, wisdom and vision for the future.
Let's connect and design a strategy that reflects your unique goals and aspirations. Your legacy is more than money.
Consider a few legacy-building strategies:
-Review and update your estate plan 📄
-Explore tax-efficient wealth transfer options 💰
-Discuss your values and wishes with loved ones 💖
-Consider charitable giving strategies 🎁
-Evaluate the benefits of trusts for asset protection 🛡️
A well-crafted legacy plan isn't just about transferring wealth; it's about passing on your values, wisdom and vision for the future.
Let's connect and design a strategy that reflects your unique goals and aspirations. Your legacy is more than money.
As the year winds down, think about the legacy you plan to leave. Your nest egg can nourish generations to come.
Consider a few legacy-building strategies:
-Review and update your estate plan 📄
-Explore tax-efficient wealth transfer options 💰
-Discuss your values and wishes with loved ones 💖
-Consider charitable giving strategies 🎁
-Evaluate the benefits of trusts for asset protection 🛡️
A well-crafted legacy plan isn't just about transferring wealth; it's about passing on your values, wisdom and vision for the future.
Let's connect and design a strategy that reflects your unique goals and aspirations. Your legacy is more than money.
Consider a few legacy-building strategies:
-Review and update your estate plan 📄
-Explore tax-efficient wealth transfer options 💰
-Discuss your values and wishes with loved ones 💖
-Consider charitable giving strategies 🎁
-Evaluate the benefits of trusts for asset protection 🛡️
A well-crafted legacy plan isn't just about transferring wealth; it's about passing on your values, wisdom and vision for the future.
Let's connect and design a strategy that reflects your unique goals and aspirations. Your legacy is more than money.
Tax season is right around the corner.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
Tax season is right around the corner.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
💖 Frugality isn’t the goal. Freedom is.
I met a woman earning over $200K a year who whispered, “I feel guilty every time I spend on myself.”
We built a plan that covered her needs, protected her future, and gave her permission to enjoy her life.
Because abundance isn’t about hoarding—it’s about alignment.
✨ When your financial plan is grounded, joy becomes guilt-free.
Book the trip. Take the spa day. You’ve earned it.
💬 Follow me for holistic strategies that blend growth, protection, and joy.
#AbundanceMindset #WealthWithHeart #WomenInBusiness #CarolinaHenao #LUCEMFinancialSolutions
I met a woman earning over $200K a year who whispered, “I feel guilty every time I spend on myself.”
We built a plan that covered her needs, protected her future, and gave her permission to enjoy her life.
Because abundance isn’t about hoarding—it’s about alignment.
✨ When your financial plan is grounded, joy becomes guilt-free.
Book the trip. Take the spa day. You’ve earned it.
💬 Follow me for holistic strategies that blend growth, protection, and joy.
#AbundanceMindset #WealthWithHeart #WomenInBusiness #CarolinaHenao #LUCEMFinancialSolutions
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🍁 November is Diabetes Awareness Month
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
🍁 November is Diabetes Awareness Month
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
💔 Divorce doesn’t just change your life—it reshapes your entire financial world.
I’ve seen it so many times: women left overwhelmed, unsure what’s theirs or what comes next.
The first step is clarity. From there, confidence and independence begin to grow.
Because money isn’t just survival—it’s self-respect, stability, and healing.
Your new chapter deserves a new plan.
💬 Follow me for heart-centered strategies to rebuild with clarity and confidence.
Or call me to begin a conversation about how to bring more joy into your money! Link In Bio.
#DivorceSupport #WomenAndWealth #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions
I’ve seen it so many times: women left overwhelmed, unsure what’s theirs or what comes next.
The first step is clarity. From there, confidence and independence begin to grow.
Because money isn’t just survival—it’s self-respect, stability, and healing.
Your new chapter deserves a new plan.
💬 Follow me for heart-centered strategies to rebuild with clarity and confidence.
Or call me to begin a conversation about how to bring more joy into your money! Link In Bio.
#DivorceSupport #WomenAndWealth #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions
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On this Remembrance Day, we honour the courage, service, and sacrifice of all who have defended peace and freedom -past and present.
May we never forget their legacy and always strive for a better, more peaceful world.
#RemembranceDay #LestWeForget #CanadaRemembers
May we never forget their legacy and always strive for a better, more peaceful world.
#RemembranceDay #LestWeForget #CanadaRemembers
On this Remembrance Day, we honour the courage, service, and sacrifice of all who have defended peace and freedom -past and present.
May we never forget their legacy and always strive for a better, more peaceful world.
#RemembranceDay #LestWeForget #CanadaRemembers
May we never forget their legacy and always strive for a better, more peaceful world.
#RemembranceDay #LestWeForget #CanadaRemembers
As the leaves change, maybe your tax strategy should as well.
Here's an autumn action plan to consider:
-Harvest tax losses to offset gains 📉
-Max out your TFSA contributions 💰
-Review your charitable giving strategy 🎁
-Explore income splitting opportunities 👥
-Consider prescribed rate loans for family members 💸
Don't leave your hard-earned finances to chance. Let's connect to create a personalized year-end tax optimization strategy that aligns with your current goals. Remember, small choices can have a big impact on your financial future. Reach out today.
#TaxPlanning #SunLifeCanada
Here's an autumn action plan to consider:
-Harvest tax losses to offset gains 📉
-Max out your TFSA contributions 💰
-Review your charitable giving strategy 🎁
-Explore income splitting opportunities 👥
-Consider prescribed rate loans for family members 💸
Don't leave your hard-earned finances to chance. Let's connect to create a personalized year-end tax optimization strategy that aligns with your current goals. Remember, small choices can have a big impact on your financial future. Reach out today.
#TaxPlanning #SunLifeCanada
As the leaves change, maybe your tax strategy should as well.
Here's an autumn action plan to consider:
-Harvest tax losses to offset gains 📉
-Max out your TFSA contributions 💰
-Review your charitable giving strategy 🎁
-Explore income splitting opportunities 👥
-Consider prescribed rate loans for family members 💸
Don't leave your hard-earned finances to chance. Let's connect to create a personalized year-end tax optimization strategy that aligns with your current goals. Remember, small choices can have a big impact on your financial future. Reach out today.
#TaxPlanning #SunLifeCanada
Here's an autumn action plan to consider:
-Harvest tax losses to offset gains 📉
-Max out your TFSA contributions 💰
-Review your charitable giving strategy 🎁
-Explore income splitting opportunities 👥
-Consider prescribed rate loans for family members 💸
Don't leave your hard-earned finances to chance. Let's connect to create a personalized year-end tax optimization strategy that aligns with your current goals. Remember, small choices can have a big impact on your financial future. Reach out today.
#TaxPlanning #SunLifeCanada
A parent passes away, and instead of peace, the family is left in chaos.
No Will. Just confusion.
Wealth without a plan can quickly become a burden.
That’s why I always tell my clients: you don’t just need a financial planner—you need a team!
Your accountant, lawyer, and I should all work together so everything aligns and your family is protected.
✨ Money is love in action. Planning ahead is one of the purest ways to care for those you love most.
💬 Follow me for holistic planning that turns wealth into legacy, not stress.
#LegacyPlanning #WealthManagement #WomenInFinance #CarolinaHenao #LUCEMFinancialSolutions
No Will. Just confusion.
Wealth without a plan can quickly become a burden.
That’s why I always tell my clients: you don’t just need a financial planner—you need a team!
Your accountant, lawyer, and I should all work together so everything aligns and your family is protected.
✨ Money is love in action. Planning ahead is one of the purest ways to care for those you love most.
💬 Follow me for holistic planning that turns wealth into legacy, not stress.
#LegacyPlanning #WealthManagement #WomenInFinance #CarolinaHenao #LUCEMFinancialSolutions
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Financial literacy isn't just about understanding money — it's about making informed decisions for a brighter financial future.
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
Financial literacy isn't just about understanding money — it's about making informed decisions for a brighter financial future.
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
⏳ Retirement isn’t about stopping work—it’s about having the choice to.
I hear this all the time: “Carolina, I don’t want to stop working—I just don’t want to have to.”
Most people save, but they don’t strategize.
We build plans that combine tax efficiency, investments, and protection—so your wealth supports your freedom, not your fear.
✨ Money is energy. When it’s aligned, it gives you peace, joy, and choice.
Connect with me for holistic planning that makes retirement about freedom—not fear. Link in Bio for free call!
#RetirementPlanning #FinancialFreedom #WomenAndWealth #CarolinaHenao #LUCEMFinancialSolutions
I hear this all the time: “Carolina, I don’t want to stop working—I just don’t want to have to.”
Most people save, but they don’t strategize.
We build plans that combine tax efficiency, investments, and protection—so your wealth supports your freedom, not your fear.
✨ Money is energy. When it’s aligned, it gives you peace, joy, and choice.
Connect with me for holistic planning that makes retirement about freedom—not fear. Link in Bio for free call!
#RetirementPlanning #FinancialFreedom #WomenAndWealth #CarolinaHenao #LUCEMFinancialSolutions
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Money isn’t just numbers in an account—it’s energy.
Every dollar is a decision: to protect, to create, to show love for yourself and your family.
When you align your financial plan with your values, your money stops being a stressor and becomes a flow of abundance.
✨ Wealth is not just about accumulation. It’s about harmony, energy, and intention.
?What energy do you want your money to carry into your life right now?
Follow for more holistic planning that aligns your money with your purpose. And if you are ready book a call with me to begin making your wealth as source of Joy!
#LUCEM #CarolinaHenao #Financialplanner #Makingyourmoneyworkforyou #wealthandhealth
Every dollar is a decision: to protect, to create, to show love for yourself and your family.
When you align your financial plan with your values, your money stops being a stressor and becomes a flow of abundance.
✨ Wealth is not just about accumulation. It’s about harmony, energy, and intention.
?What energy do you want your money to carry into your life right now?
Follow for more holistic planning that aligns your money with your purpose. And if you are ready book a call with me to begin making your wealth as source of Joy!
#LUCEM #CarolinaHenao #Financialplanner #Makingyourmoneyworkforyou #wealthandhealth
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POV: You’re Zeus, the family dog who suddenly found himself dressed as a pirate for Halloween. 🏴☠️
(You can practically hear him asking: “How did I get myself into this mess?”)
Truth is… that’s how a lot of people feel about their finances too.
👉 One day you look up and realize things are scattered.
👉 You’re not sure how you got here.
👉 And you’re definitely not sure how to get out.
The good news? Just like Zeus, you don’t have to stay stuck in the costume. With the right plan, you can get back to feeling like yourself again—confident, secure, and in control.
So while Zeus is stuck being our reluctant pirate this Halloween… you don’t have to be stuck in financial stress.
💬 Save this post, share it with a friend who will laugh at Zeus’s face, and reach out if you’re ready to get out of your own “mess.”
Link in Bio
https://advisor.sunlife.ca/lucem.financial/
—
#Halloween #MeetZeus #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions #Financialplanning #Financialsuccessstrategies
(You can practically hear him asking: “How did I get myself into this mess?”)
Truth is… that’s how a lot of people feel about their finances too.
👉 One day you look up and realize things are scattered.
👉 You’re not sure how you got here.
👉 And you’re definitely not sure how to get out.
The good news? Just like Zeus, you don’t have to stay stuck in the costume. With the right plan, you can get back to feeling like yourself again—confident, secure, and in control.
So while Zeus is stuck being our reluctant pirate this Halloween… you don’t have to be stuck in financial stress.
💬 Save this post, share it with a friend who will laugh at Zeus’s face, and reach out if you’re ready to get out of your own “mess.”
Link in Bio
https://advisor.sunlife.ca/lucem.financial/
—
#Halloween #MeetZeus #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions #Financialplanning #Financialsuccessstrategies
POV: You’re Zeus, the family dog who suddenly found himself dressed as a pirate for Halloween. 🏴☠️
(You can practically hear him asking: “How did I get myself into this mess?”)
Truth is… that’s how a lot of people feel about their finances too.
👉 One day you look up and realize things are scattered.
👉 You’re not sure how you got here.
👉 And you’re definitely not sure how to get out.
The good news? Just like Zeus, you don’t have to stay stuck in the costume. With the right plan, you can get back to feeling like yourself again—confident, secure, and in control.
So while Zeus is stuck being our reluctant pirate this Halloween… you don’t have to be stuck in financial stress.
💬 Save this post, share it with a friend who will laugh at Zeus’s face, and reach out if you’re ready to get out of your own “mess.”
Link in Bio
https://advisor.sunlife.ca/lucem.financial/
—
#Halloween #MeetZeus #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions #Financialplanning #Financialsuccessstrategies
(You can practically hear him asking: “How did I get myself into this mess?”)
Truth is… that’s how a lot of people feel about their finances too.
👉 One day you look up and realize things are scattered.
👉 You’re not sure how you got here.
👉 And you’re definitely not sure how to get out.
The good news? Just like Zeus, you don’t have to stay stuck in the costume. With the right plan, you can get back to feeling like yourself again—confident, secure, and in control.
So while Zeus is stuck being our reluctant pirate this Halloween… you don’t have to be stuck in financial stress.
💬 Save this post, share it with a friend who will laugh at Zeus’s face, and reach out if you’re ready to get out of your own “mess.”
Link in Bio
https://advisor.sunlife.ca/lucem.financial/
—
#Halloween #MeetZeus #FinancialEmpowerment #CarolinaHenao #LUCEMFinancialSolutions #Financialplanning #Financialsuccessstrategies
Don't let life's surprises put your biggest investment at risk. Discover how mortgage protection can help safeguard your family's future: https://www.sunlife.ca/en/insurance/mortgage-protection/
Don't let life's surprises put your biggest investment at risk. Discover how mortgage protection can help safeguard your family's future: https://www.sunlife.ca/en/insurance/mortgage-protection/
Help optimize your assets through tax-efficient strategies and maximize retirement benefits with a personalized financial roadmap. Are you ready to elevate your investment plans? Let's connect to create a strategy aligned with your current goals.
#WealthManagement #FinancialRoadmap
#WealthManagement #FinancialRoadmap
Help optimize your assets through tax-efficient strategies and maximize retirement benefits with a personalized financial roadmap. Are you ready to elevate your investment plans? Let's connect to create a strategy aligned with your current goals.
#WealthManagement #FinancialRoadmap
#WealthManagement #FinancialRoadmap
Nurture their dreams, cultivate their potential and grow their education fund. With an RESP you can watch your child's future bloom. From government grants to tax-sheltered growth, discover how RESPs can help your children's future flourish.
Learn more about RESPs: https://www.sunlife.ca/en/investments/resp/how-to-set-child-up-for-financial-success/
Learn more about RESPs: https://www.sunlife.ca/en/investments/resp/how-to-set-child-up-for-financial-success/
Nurture their dreams, cultivate their potential and grow their education fund. With an RESP you can watch your child's future bloom. From government grants to tax-sheltered growth, discover how RESPs can help your children's future flourish.
Learn more about RESPs: https://www.sunlife.ca/en/investments/resp/how-to-set-child-up-for-financial-success/
Learn more about RESPs: https://www.sunlife.ca/en/investments/resp/how-to-set-child-up-for-financial-success/
⏳ 3 money moves you’ll thank yourself for in January:
1️⃣ Review your accounts.
2️⃣ Max out contributions.
3️⃣ Set next year’s goals now.
✨ Simple steps that save you money, lower stress, and give you a strong start to 2026.
💬 Save this reel as your year-end checklist, share it with a friend who needs it—and most importantly, start thinking about this right now.
👉 Follow us to keep getting tools and tips to make your financial life great.
#FinancialPlanning #MoneyTips #CarolinaHenao #LUCEMFinancialSolutions
1️⃣ Review your accounts.
2️⃣ Max out contributions.
3️⃣ Set next year’s goals now.
✨ Simple steps that save you money, lower stress, and give you a strong start to 2026.
💬 Save this reel as your year-end checklist, share it with a friend who needs it—and most importantly, start thinking about this right now.
👉 Follow us to keep getting tools and tips to make your financial life great.
#FinancialPlanning #MoneyTips #CarolinaHenao #LUCEMFinancialSolutions
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This weekend, I had the privilege of joining the Lace Up to End Diabetes event — an incredible initiative by Diabetes Canada, with Sun Life as the title sponsor.
It was extra meaningful because of friends like @Susanricesimpson, an amazing woman and a true example of what it means to make a difference in the world.
She and her family continue to navigate life with Type 1 Diabetes like absolute champions, with courage, grace, and heart. 💛
Standing among so many people walking, running, and showing up reminded me: community is strength.
When we come together for a cause, we’re not just raising funds, we’re raising energy, hope, and collective love.
What we do with our money, time, and energy matters.
It’s not just about saving or being tax efficient, it’s about using your abundance to create impact and healing.
✨ Add charities and causes that matter to you into your life strategy.
Because true abundance isn’t about accumulation — it’s about contribution.
#LaceUpToEndDiabetes #DiabetesCanada #SunLife #CommunityIsStrength #AbundanceMindset #CarolinaHenao #LUCEMFinancialSolutions
It was extra meaningful because of friends like @Susanricesimpson, an amazing woman and a true example of what it means to make a difference in the world.
She and her family continue to navigate life with Type 1 Diabetes like absolute champions, with courage, grace, and heart. 💛
Standing among so many people walking, running, and showing up reminded me: community is strength.
When we come together for a cause, we’re not just raising funds, we’re raising energy, hope, and collective love.
What we do with our money, time, and energy matters.
It’s not just about saving or being tax efficient, it’s about using your abundance to create impact and healing.
✨ Add charities and causes that matter to you into your life strategy.
Because true abundance isn’t about accumulation — it’s about contribution.
#LaceUpToEndDiabetes #DiabetesCanada #SunLife #CommunityIsStrength #AbundanceMindset #CarolinaHenao #LUCEMFinancialSolutions
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