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The Canadian Dollar has been steadily recovering against the US Dollar after reaching 30-week lows
The Canadian Dollar is recovering against the US Dollar following a recent setback, regaining ground after hitting 30-week lows. Trade discussions between Canada and the US remain stalled, creating uncertainty in the currency market. Prime Minister Mark Carney mentioned that no recent trade discussions have occurred since the US President halted them.
AI’s Second Act and How to Capitalize On It | CI Global Asset Management
Boost your knowledge with this helpful article.
https://www.cifinancial.com/ci-gam/ca/en/expert-insights/articles/ais-second-act-and-how-to-capitalize-on-it.html
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
https://www.cifinancial.com/ci-gam/ca/en/expert-insights/articles/ais-second-act-and-how-to-capitalize-on-it.html
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
Turning 71 soon? It’s time for a key financial milestone.
If you have an RRSP, Canadian rules require that by December 31 of the year you turn 71, it must be converted to a RRIF or annuity.
🎯 This isn't just a deadline—it's an opportunity to realign your strategy, keep your investments working for you, and secure a steady retirement income stream.
At Reynolds Financial Solutions, we’ll guide you through this transition with clarity and care—so your retirement plan stays flexible, sustainable, and aligned with your goals.
📞 Let’s talk about how this step fits into your bigger retirement picture.
Because small changes today can lead to long-term comfort tomorrow.
📩 RFS.Contact@sunlife.com | ☎️ 403 212 1111
🌐 advisor.sunlife.ca/mitch.reynolds
#RetirementReady #RFSroad #FinancialMilestone #SunLifePartner #RRSPtoRRIF #CanadianRetirement #RetireWithConfidence
If you have an RRSP, Canadian rules require that by December 31 of the year you turn 71, it must be converted to a RRIF or annuity.
🎯 This isn't just a deadline—it's an opportunity to realign your strategy, keep your investments working for you, and secure a steady retirement income stream.
At Reynolds Financial Solutions, we’ll guide you through this transition with clarity and care—so your retirement plan stays flexible, sustainable, and aligned with your goals.
📞 Let’s talk about how this step fits into your bigger retirement picture.
Because small changes today can lead to long-term comfort tomorrow.
📩 RFS.Contact@sunlife.com | ☎️ 403 212 1111
🌐 advisor.sunlife.ca/mitch.reynolds
#RetirementReady #RFSroad #FinancialMilestone #SunLifePartner #RRSPtoRRIF #CanadianRetirement #RetireWithConfidence
Tax season is right around the corner.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
✅ Gather all income documents (T4s, T5s, etc.)
✅ Collect receipts for deductible expenses
✅ Review last year's tax return
✅ Check for unused credits or deductions
✅ Consider RRSP contributions before the deadline — there's still time!
Let's connect to explore how solutions like RRSPs, TFSAs or RESPs can potentially reduce your tax burden and boost your long-term financial wellbeing.
Questions about tax-efficient investing or retirement planning? Get in touch about tax season and beyond.
Heading south for the winter? Before you swap your boots for flip-flops, let's ensure your finances are as ready for the journey as you are. A few helpful reminders...
💰 Fund check: Is your budget winter-ready?
🏠 Home security: Try home monitoring for peace of mind
🏥 Healthcare: Know your coverage limits abroad
✈️ Travel insurance: Don't leave home without it!
Ready to make your snowbird dreams take flight? Let's chat about optimizing your retirement strategy for your sun-seeking lifestyle. Reach out for a pre-vacation financial checkup.
#SnowbirdLife #Retirement #SunLifeCanada
💰 Fund check: Is your budget winter-ready?
🏠 Home security: Try home monitoring for peace of mind
🏥 Healthcare: Know your coverage limits abroad
✈️ Travel insurance: Don't leave home without it!
Ready to make your snowbird dreams take flight? Let's chat about optimizing your retirement strategy for your sun-seeking lifestyle. Reach out for a pre-vacation financial checkup.
#SnowbirdLife #Retirement #SunLifeCanada
You’re buying your first home, maybe planning a wedding, or thinking about starting a family. This Sedan Life Stage is all about smart protection and planning ahead for the people you love most.
At Reynolds Financial Solutions, we help you build a foundation for the future — with flexible Sun Life insurance solutions that grow with you as life changes. Because every new chapter deserves protection that moves with you.
Let’s ensure your journey is well-equipped for the long road ahead. 🚗💛
#SedanLifeStage #FinancialPlanning #YoungCouples #LifeInsurance #SunLife #FamilyFirst #RFSJourney
At Reynolds Financial Solutions, we help you build a foundation for the future — with flexible Sun Life insurance solutions that grow with you as life changes. Because every new chapter deserves protection that moves with you.
Let’s ensure your journey is well-equipped for the long road ahead. 🚗💛
#SedanLifeStage #FinancialPlanning #YoungCouples #LifeInsurance #SunLife #FamilyFirst #RFSJourney
Tax season got you buried in paperwork? 🧾
Don’t forget—it’s not just about filing, it’s about planning. RRSP season is almost here, and those first 60 days of the year are crucial.
✔️ Contribute to your RRSP
✔️ Reduce last year’s tax bill
✔️ Start building long-term retirement strength
At Reynolds Financial Solutions, we don’t just help you file. We help you strategize—so your financial future is strong, smart, and streamlined.
📞 Let’s get your tax-smart savings plan in place before the deadline.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍#203, 200 Rivercrest Dr. SE, Calgary, AB
#RRSPSeason #TaxSmart #ReynoldsFinancialSolutions #RetirementPlanning #RFSRoad #SmartMoneyMoves
Don’t forget—it’s not just about filing, it’s about planning. RRSP season is almost here, and those first 60 days of the year are crucial.
✔️ Contribute to your RRSP
✔️ Reduce last year’s tax bill
✔️ Start building long-term retirement strength
At Reynolds Financial Solutions, we don’t just help you file. We help you strategize—so your financial future is strong, smart, and streamlined.
📞 Let’s get your tax-smart savings plan in place before the deadline.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍#203, 200 Rivercrest Dr. SE, Calgary, AB
#RRSPSeason #TaxSmart #ReynoldsFinancialSolutions #RetirementPlanning #RFSRoad #SmartMoneyMoves
Watch video
With Cyber Monday happening on December 1, let’s talk about protecting your business from digital threats.
Here are some quick tips to boost your cybersecurity.
-Update software and systems
-Train your team on phishing awareness
-Use strong, unique passwords for all accounts
-Enable two-factor authentication
-Backup your data regularly
Remember, a secure business is a successful business.
Need help safeguarding your business beyond the digital realm? Let's connect to discuss comprehensive protection strategies for your company's future.
#CyberSecurity #CyberMonday #SunLifeCanada
Here are some quick tips to boost your cybersecurity.
-Update software and systems
-Train your team on phishing awareness
-Use strong, unique passwords for all accounts
-Enable two-factor authentication
-Backup your data regularly
Remember, a secure business is a successful business.
Need help safeguarding your business beyond the digital realm? Let's connect to discuss comprehensive protection strategies for your company's future.
#CyberSecurity #CyberMonday #SunLifeCanada
Team Member Highlight
Meet Valeriia — your first point of contact on the way to skyrocketing your financial journey with Reynolds Financial Solutions.
With a Master’s in Oriental Languages, a background in client service, translation, and admin, and a passion for structure and clarity, Valeriia ensures your experience is welcoming, efficient, and seamless from the very start.
Whether it’s coordinating your first meeting, managing communications, or keeping day-to-day operations humming in the background, Valeriia is the quiet powerhouse making sure your journey on the #SuccessRoad starts strong.
#TeamRFS #ClientExperience #FinancialJourney #SuccessRoad #RFSJourneyPortfolios
Meet Valeriia — your first point of contact on the way to skyrocketing your financial journey with Reynolds Financial Solutions.
With a Master’s in Oriental Languages, a background in client service, translation, and admin, and a passion for structure and clarity, Valeriia ensures your experience is welcoming, efficient, and seamless from the very start.
Whether it’s coordinating your first meeting, managing communications, or keeping day-to-day operations humming in the background, Valeriia is the quiet powerhouse making sure your journey on the #SuccessRoad starts strong.
#TeamRFS #ClientExperience #FinancialJourney #SuccessRoad #RFSJourneyPortfolios
🍁 November is Diabetes Awareness Month
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know?... Canadians lost over $638 million to scams last year — and most cases go unreported.
If something feels off, it probably is. At Reynolds Financial Solutions, we collaborate with Sun Life’s rapid response team to help protect Clients against fraud.
Your financial safety matters. Let’s talk about ways to stay proactive and secure.
403-212-1111
RFS.Contact@sunlife.com
#FraudPrevention #ClientProtection #DigitalSecurity #ReynoldsFinancialSolutions #SuccessRoad
Source: www.canada.ca/en/competition-bureau/news/2025/02/fraud-prevention-month-to-focus-on-impersonation-fraud-one-of-the-fastest-growing-forms-of-fraud.html
If something feels off, it probably is. At Reynolds Financial Solutions, we collaborate with Sun Life’s rapid response team to help protect Clients against fraud.
Your financial safety matters. Let’s talk about ways to stay proactive and secure.
403-212-1111
RFS.Contact@sunlife.com
#FraudPrevention #ClientProtection #DigitalSecurity #ReynoldsFinancialSolutions #SuccessRoad
Source: www.canada.ca/en/competition-bureau/news/2025/02/fraud-prevention-month-to-focus-on-impersonation-fraud-one-of-the-fastest-growing-forms-of-fraud.html
🎥 Meet Laurence Davis – Associate Advisor at Reynolds Financial Solutions
With more than 37 years in the insurance industry, Laurence Davis brings depth, dedication, and a steady hand to helping clients feel prepared and protected for the future.
Laurence began his career in South Africa, where he spent 10 years supporting individuals and families with tailored insurance solutions. After immigrating to Canada, he continued his journey with Sun Life Financial, where he has spent the past 27 years—the last three proudly alongside Reynolds Financial Solutions as an Associate Advisor.
His focus areas include:
✔️ Life insurance
✔️ Critical illness insurance
✔️ Personal health & disability insurance
Laurence has a talent for making complex topics easy to understand. His calm, practical approach helps clients feel confident about their protection strategies—knowing their loved ones will be cared for during life’s most challenging moments.
🛡️ At RFS, Laurence is valued for his years of insight, thoughtful guidance, and his unwavering commitment to supporting the families we serve.
💬 Have questions about building a protection plan that works for your life?
The RFS team of caring and knowledgeable advisors is always here for you.
📲 advisor.sunlife.ca/mitch.reynolds
#ReynoldsFinancialSolutions #MeetTheTeam #LifeInsurance #DisabilityCoverage #CriticalIllness #SunLifeCanada #PlanWithPurpose #FinancialProtection #LegacyPlanning
With more than 37 years in the insurance industry, Laurence Davis brings depth, dedication, and a steady hand to helping clients feel prepared and protected for the future.
Laurence began his career in South Africa, where he spent 10 years supporting individuals and families with tailored insurance solutions. After immigrating to Canada, he continued his journey with Sun Life Financial, where he has spent the past 27 years—the last three proudly alongside Reynolds Financial Solutions as an Associate Advisor.
His focus areas include:
✔️ Life insurance
✔️ Critical illness insurance
✔️ Personal health & disability insurance
Laurence has a talent for making complex topics easy to understand. His calm, practical approach helps clients feel confident about their protection strategies—knowing their loved ones will be cared for during life’s most challenging moments.
🛡️ At RFS, Laurence is valued for his years of insight, thoughtful guidance, and his unwavering commitment to supporting the families we serve.
💬 Have questions about building a protection plan that works for your life?
The RFS team of caring and knowledgeable advisors is always here for you.
📲 advisor.sunlife.ca/mitch.reynolds
#ReynoldsFinancialSolutions #MeetTheTeam #LifeInsurance #DisabilityCoverage #CriticalIllness #SunLifeCanada #PlanWithPurpose #FinancialProtection #LegacyPlanning
Watch video
This Remembrance Day, I honour my grandfather — Wing Commander Keith Hitchins of the Royal Air Force.
During World War II, he was an aeronautical engineer — a quiet hero who helped keep the legendary Mosquito fighter plane in the sky. When those wooden aircraft began collapsing on landing, it was his ingenuity that found the fix — a solution that saved countless pilots and helped Britain defend its freedom.
He was later awarded the Order of the British Empire, not for battle, but for brilliance — for courage through innovation.
Today, I rise to honour him and all who served.
Their bravery, sacrifice, and spirit built the world we live in.
Lest we forget. 🌺
#RemembranceDay #LestWeForget #WWII #HeroesAmongUs #MosquitoPlane #RCAF #RoyalAirForce #CanadaRemembers #LegacyOfCourage
During World War II, he was an aeronautical engineer — a quiet hero who helped keep the legendary Mosquito fighter plane in the sky. When those wooden aircraft began collapsing on landing, it was his ingenuity that found the fix — a solution that saved countless pilots and helped Britain defend its freedom.
He was later awarded the Order of the British Empire, not for battle, but for brilliance — for courage through innovation.
Today, I rise to honour him and all who served.
Their bravery, sacrifice, and spirit built the world we live in.
Lest we forget. 🌺
#RemembranceDay #LestWeForget #WWII #HeroesAmongUs #MosquitoPlane #RCAF #RoyalAirForce #CanadaRemembers #LegacyOfCourage
Watch video
💡 Term + CII Bundle Offer – Save More, Get More
🛡️ More protection. More savings. All in one step.
Until December 31, eligible Sun Life Clients can get an instant discount on Critical Illness Insurance premiums when bundled with Term Life Insurance.
At Reynolds Financial Solutions, we believe the right strategy protects your future — and your finances.
Let's review your plan together and explore how this offer fits into your journey.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 advisor.sunlife.ca/mitch.reynolds
#InsurancePlanning #CriticalIllnessInsurance #TermInsurance #SunLifeOffer #RFSJourneyPortfolios #SuccessRoad
🛡️ More protection. More savings. All in one step.
Until December 31, eligible Sun Life Clients can get an instant discount on Critical Illness Insurance premiums when bundled with Term Life Insurance.
At Reynolds Financial Solutions, we believe the right strategy protects your future — and your finances.
Let's review your plan together and explore how this offer fits into your journey.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 advisor.sunlife.ca/mitch.reynolds
#InsurancePlanning #CriticalIllnessInsurance #TermInsurance #SunLifeOffer #RFSJourneyPortfolios #SuccessRoad
Financial literacy isn't just about understanding money — it's about making informed decisions for a brighter financial future.
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
November is the ideal time to focus on:
• Building a strong financial foundation
• Understanding investment basics
• Planning for long-term goals
Want to improve your financial literacy? Let's connect to explore how you can achieve your financial goals.
You can also learn more about your money habits here >> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
Want a stronger, healthier immune system? A new study shows this type of exercise is key
It slows immune ageing and boosts resilience.
Are you nearing 71 and have retirement savings with Sun Life? If so, it's time to consider an important milestone in your financial journey.
Did you know, by December 31 of the year you turn 71, you must convert your RRSP to an RRIF or annuity? This new approach helps maintain your investment strategy and income flow, so you'll have more flexibility to manage your retirement income.
Remember, small adjustments now can lead to big comfort later. Let's chat.
Did you know, by December 31 of the year you turn 71, you must convert your RRSP to an RRIF or annuity? This new approach helps maintain your investment strategy and income flow, so you'll have more flexibility to manage your retirement income.
Remember, small adjustments now can lead to big comfort later. Let's chat.
📱💸 What would you do with an extra $1,000 this fall?
From now until December 31, eligible* Sun Life Clients can win $1,000 for groceries, gas or daily expenses — just by exploring the redesigned Sun Life mobile app.
✅ Register your account
✅ Sign in to the app
✅ You're automatically entered!
*Certain terms and conditions apply. Contact Mitch Reynolds for more details.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 advisor.sunlife.ca/mitch.reynolds
#GoMobile #SunLifeContest #RFSJourneyPortfolios #SuccessRoad #ReynoldsFinancialSolutions
From now until December 31, eligible* Sun Life Clients can win $1,000 for groceries, gas or daily expenses — just by exploring the redesigned Sun Life mobile app.
✅ Register your account
✅ Sign in to the app
✅ You're automatically entered!
*Certain terms and conditions apply. Contact Mitch Reynolds for more details.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 advisor.sunlife.ca/mitch.reynolds
#GoMobile #SunLifeContest #RFSJourneyPortfolios #SuccessRoad #ReynoldsFinancialSolutions
Canadian Dollar drifts lower to near 1.4050 as Canadian CPI inflation looms | FXStreet
The USD/CAD pair gathers strength to near 1.4060 during the early European trading hours on Tuesday. The Canadian Dollar (CAD) edges lower against the US Dollar (USD) as oil prices fall and the Bank of Canada (BoC) Business Outlook Survey supports expectations for another interest rate cut this month.
Business owners, it's time to set the stage for 2026. As we approach the year-end, let's reflect on your achievements, reflect on the lessons learned and plan for the year ahead.
Here are some areas you can focus on:
-Reviewing your 2025 goals and celebrate your wins
-Assessing your financial position and tax situation
-Identifying areas for growth and improvement in 2026
-Starting to set realistic goals for the new year
-Business owners face unique challenges. Let's find options to help you thrive in 2026 and beyond.
#BusinessPlanning #YearEndReview #2026Goals
Here are some areas you can focus on:
-Reviewing your 2025 goals and celebrate your wins
-Assessing your financial position and tax situation
-Identifying areas for growth and improvement in 2026
-Starting to set realistic goals for the new year
-Business owners face unique challenges. Let's find options to help you thrive in 2026 and beyond.
#BusinessPlanning #YearEndReview #2026Goals
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.