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How Much Do 401(k) Loans Set Back Retirement Saving?
Increased plan contribution rate may lessen the impact of 401(k) loans on saving, according to the Pension Research Council.https://advisor.sunlife.ca/mitch.reynolds/
😅 RRSP season is here… and if you’re feeling stressed, you’re not alone.
From January to March 2, Canadians are deep in tax season — and we hear the same questions every year:
➡️ How much should I contribute?
➡️ Where should it be invested?
➡️ Am I even doing this right?
Here’s the good news: RRSPs don’t have to be confusing or stressful.
In this reel, Iryna Alieksieieva, Associate Advisor at Reynolds Financial Solutions, walks through how working with an advisor can help reduce stress, manage taxes, and make sure your investments are working together — not in isolation.
RRSP season isn’t about last-minute decisions. It’s about having a plan that fits your income, your goals, and your life.
If you’re looking for clarity or a second opinion this RRSP season, let’s talk.
📅 Book a conversation and make RRSP season simple and smart.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 https://advisor.sunlife.ca/mitch.reynolds/
#RRSPSeason #TaxSeasonCanada #FinancialPlanning #InvestSmart #ReynoldsFinancialSolutions #SunLifeCanada #RFSJourney #MoneyMadeSimple #AskYourAdvisor
From January to March 2, Canadians are deep in tax season — and we hear the same questions every year:
➡️ How much should I contribute?
➡️ Where should it be invested?
➡️ Am I even doing this right?
Here’s the good news: RRSPs don’t have to be confusing or stressful.
In this reel, Iryna Alieksieieva, Associate Advisor at Reynolds Financial Solutions, walks through how working with an advisor can help reduce stress, manage taxes, and make sure your investments are working together — not in isolation.
RRSP season isn’t about last-minute decisions. It’s about having a plan that fits your income, your goals, and your life.
If you’re looking for clarity or a second opinion this RRSP season, let’s talk.
📅 Book a conversation and make RRSP season simple and smart.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 https://advisor.sunlife.ca/mitch.reynolds/
#RRSPSeason #TaxSeasonCanada #FinancialPlanning #InvestSmart #ReynoldsFinancialSolutions #SunLifeCanada #RFSJourney #MoneyMadeSimple #AskYourAdvisor
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Explore how alternative investments can enhance your portfolio and potentially boost returns. Let's discuss strategies tailored to your risk tolerance and goals.
🦸♀️ Estate planning isn’t just for the wealthy — it’s your family’s financial superhero cape.
Meet Sabina — our Wealth Administrator who helps keep clients’ financial plans organized and on track. From opening accounts to handling important details, she plays a key role in supporting Mitch and ensuring everything is set up properly behind the scenes.
Outside the office, Sabina values family traditions — like their yearly trip to the mountains to pick out a Christmas tree. Moments like these remind us why planning ahead matters.
Just as Sabina helps create clarity for our clients, a thoughtful estate plan helps protect the traditions, memories, and people you care about most — giving your family confidence for the future.
At Reynolds Financial Solutions, we work together to help protect what matters most and keep your family’s future as bright as your little one’s smile. ✨
#EstatePlanning #FamilyProtection #WealthPlanning #RFSJourney #SunLifeCanada #FinancialWellbeing #FamilyFirst
Meet Sabina — our Wealth Administrator who helps keep clients’ financial plans organized and on track. From opening accounts to handling important details, she plays a key role in supporting Mitch and ensuring everything is set up properly behind the scenes.
Outside the office, Sabina values family traditions — like their yearly trip to the mountains to pick out a Christmas tree. Moments like these remind us why planning ahead matters.
Just as Sabina helps create clarity for our clients, a thoughtful estate plan helps protect the traditions, memories, and people you care about most — giving your family confidence for the future.
At Reynolds Financial Solutions, we work together to help protect what matters most and keep your family’s future as bright as your little one’s smile. ✨
#EstatePlanning #FamilyProtection #WealthPlanning #RFSJourney #SunLifeCanada #FinancialWellbeing #FamilyFirst
Why do so many of us struggle with saving, spending or even logging into our banking app? The truth is that our relationship with money is a lifelong journey: it often begins long before we open our first account.
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
❄️ Love winter sports? Make sure you’re covered.
Whether you’re skiing, snowboarding, snowshoeing, skating, snowmobiling, or simply enjoying winter outdoors, accidents can happen when you least expect them.
The right insurance coverage can help protect your health, income, and peace of mind if an injury or illness interrupts your plans — so one moment doesn’t turn into a long-term setback.
At Reynolds Financial Solutions, we help clients understand their protection options and choose coverage that fits their lifestyle — all season long.
Before you head out this winter, let’s make sure you’re prepared for the unexpected.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
#WinterSports #StayCovered #SunLifeCanada #RFSJourney #ActiveLifestyle #PeaceOfMind #ReynoldsFinancialSolutions
Whether you’re skiing, snowboarding, snowshoeing, skating, snowmobiling, or simply enjoying winter outdoors, accidents can happen when you least expect them.
The right insurance coverage can help protect your health, income, and peace of mind if an injury or illness interrupts your plans — so one moment doesn’t turn into a long-term setback.
At Reynolds Financial Solutions, we help clients understand their protection options and choose coverage that fits their lifestyle — all season long.
Before you head out this winter, let’s make sure you’re prepared for the unexpected.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
#WinterSports #StayCovered #SunLifeCanada #RFSJourney #ActiveLifestyle #PeaceOfMind #ReynoldsFinancialSolutions
It's never too early (or late) to boost your retirement savings. Learn how catch-up contributions and tax-efficient strategies can help accelerate your retirement readiness.
https://advisor.sunlife.ca/mitch.reynolds/
https://advisor.sunlife.ca/mitch.reynolds/
Are you a business owner?
Are you looking for strategies to save yourself some money on taxes?
If you own a business, there may be smart, tax-advantaged strategies available to you — beyond the usual deductions.
At Reynolds Financial Solutions, in partnership with Sun Life, we help business owners use insurance-based strategies, such as life insurance and critical illness insurance, to:
✔️ Protect themselves and their business if the unexpected happens
✔️ Create tax-advantaged solutions inside the corporation
✔️ In some cases, extract money from the business more efficiently
These strategies aren’t one-size-fits-all, but when structured properly, they can play a meaningful role in a business owner’s overall financial plan.
👉 Curious if this could work for your business? Let’s talk.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 https://advisor.sunlife.ca/mitch.reynolds/
#BusinessOwners #TaxPlanning #CorporateStrategies #LifeInsurance #CriticalIllness #SunLifeCanada #RFSJourney #BusinessProtection
Are you looking for strategies to save yourself some money on taxes?
If you own a business, there may be smart, tax-advantaged strategies available to you — beyond the usual deductions.
At Reynolds Financial Solutions, in partnership with Sun Life, we help business owners use insurance-based strategies, such as life insurance and critical illness insurance, to:
✔️ Protect themselves and their business if the unexpected happens
✔️ Create tax-advantaged solutions inside the corporation
✔️ In some cases, extract money from the business more efficiently
These strategies aren’t one-size-fits-all, but when structured properly, they can play a meaningful role in a business owner’s overall financial plan.
👉 Curious if this could work for your business? Let’s talk.
📞 403-212-1111
📧 RFS.Contact@sunlife.com
🌐 https://advisor.sunlife.ca/mitch.reynolds/
#BusinessOwners #TaxPlanning #CorporateStrategies #LifeInsurance #CriticalIllness #SunLifeCanada #RFSJourney #BusinessProtection
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New year, new business goals? Let's chat about strategies to help protect and grow your company in 2026. From key person insurance to succession planning, we have solutions tailored for you. https://advisor.sunlife.ca/mitch.reynolds/
🏢💡 Did you know permanent life insurance can be a powerful tool for your business — not just your family?
For business owners, permanent life insurance isn’t only about protection. It can play a strategic role in strengthening your company’s financial foundation and long-term planning.
💼 Common options include:
• Whole Life Insurance – guarantees lifetime coverage with steady cash value growth
• Universal Life Insurance – offers flexibility in premiums and investment choices within the policy
When structured properly, permanent life insurance can help protect your company today, support future transitions, and create long-term value for owners and shareholders.
At Reynolds Financial Solutions, we work with business owners to determine whether corporate life insurance fits into their broader financial and succession plan.
👉 Let’s connect and explore how this tool could support the future of your business.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍 #203, 200 Rivercrest Dr. SE, Calgary, AB
#BusinessPlanning #PermanentLifeInsurance #CorporateInsurance #SuccessionPlanning #KeyPersonInsurance #SunLifeCanada #RFSJourney #BusinessOwners #TaxEfficientPlanning
For business owners, permanent life insurance isn’t only about protection. It can play a strategic role in strengthening your company’s financial foundation and long-term planning.
💼 Common options include:
• Whole Life Insurance – guarantees lifetime coverage with steady cash value growth
• Universal Life Insurance – offers flexibility in premiums and investment choices within the policy
When structured properly, permanent life insurance can help protect your company today, support future transitions, and create long-term value for owners and shareholders.
At Reynolds Financial Solutions, we work with business owners to determine whether corporate life insurance fits into their broader financial and succession plan.
👉 Let’s connect and explore how this tool could support the future of your business.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍 #203, 200 Rivercrest Dr. SE, Calgary, AB
#BusinessPlanning #PermanentLifeInsurance #CorporateInsurance #SuccessionPlanning #KeyPersonInsurance #SunLifeCanada #RFSJourney #BusinessOwners #TaxEfficientPlanning
✨ Warm memories of the holiday season ✨
As the new year unfolds, we’re still holding onto the warmth of Christmas and New Year’s Eve — the laughter, shared meals, traditions, and time spent with family and friends.
Those moments remind us how meaningful it is to slow down, be present, and truly enjoy the people we care about most.
Looking ahead, we hope 2026 brings many more moments like these — simple, joyful, and shared together.
And at Reynolds Financial Solutions, we’re grateful to play a small role in helping people plan for the life they want to enjoy. 💛
#HolidayMemories #GratefulMoments #FamilyTime #NewYear2026 #RFSJourney
As the new year unfolds, we’re still holding onto the warmth of Christmas and New Year’s Eve — the laughter, shared meals, traditions, and time spent with family and friends.
Those moments remind us how meaningful it is to slow down, be present, and truly enjoy the people we care about most.
Looking ahead, we hope 2026 brings many more moments like these — simple, joyful, and shared together.
And at Reynolds Financial Solutions, we’re grateful to play a small role in helping people plan for the life they want to enjoy. 💛
#HolidayMemories #GratefulMoments #FamilyTime #NewYear2026 #RFSJourney
✨🧠 Starting the year with setting goals and dreams for 2026
Last week, the Reynolds Financial Solutions team came together to slow down, get creative, and build our vision boards for the year ahead — setting intentions for both our professional goals and personal dreams.
From growing our business and learning new skills, to travel plans, family time, gratitude, wellness, and trusting the process — each vision board reflected what truly matters to us as individuals and as a team. 🌍📸🧘♀️
What stood out most was the shared energy: growth, balance, peace of mind, curiosity, and purpose showed up again and again.
At Reynolds Financial Solutions, we believe the year you want starts with the vision you set — and the plans you commit to early.
👉 Need help creating a plan for your financial freedom so you can pursue your goals and dreams?
Let's connect!
📞 403-212-1111
📧 RFS.Contact@sunlife.com
#VisionBoard2026 #TeamRFS #NewYearIntentions #FinancialFreedom #RFSJourney #StartStrong
Last week, the Reynolds Financial Solutions team came together to slow down, get creative, and build our vision boards for the year ahead — setting intentions for both our professional goals and personal dreams.
From growing our business and learning new skills, to travel plans, family time, gratitude, wellness, and trusting the process — each vision board reflected what truly matters to us as individuals and as a team. 🌍📸🧘♀️
What stood out most was the shared energy: growth, balance, peace of mind, curiosity, and purpose showed up again and again.
At Reynolds Financial Solutions, we believe the year you want starts with the vision you set — and the plans you commit to early.
👉 Need help creating a plan for your financial freedom so you can pursue your goals and dreams?
Let's connect!
📞 403-212-1111
📧 RFS.Contact@sunlife.com
#VisionBoard2026 #TeamRFS #NewYearIntentions #FinancialFreedom #RFSJourney #StartStrong
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January’s here, and so is RRSP season — the financial equivalent of winter tires for your future.
If you want retirement to feel like cruising the open road (not pushing a stalled car uphill), now’s the time to plan.
Let’s map out your RRSP strategy, optimize your contributions, and keep your Success Road smooth and tax-efficient.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍#203, 200 Rivercrest Dr. SE, Calgary, AB
RRSP season Canada 2026 | Calgary financial advisor | Tax planning
#RRSPSeason #CalgaryFinance #TaxPlanningCanada #RFSsuccessRoad #FinancialPlanningYYC #RetirementReady
If you want retirement to feel like cruising the open road (not pushing a stalled car uphill), now’s the time to plan.
Let’s map out your RRSP strategy, optimize your contributions, and keep your Success Road smooth and tax-efficient.
📩 RFS.Contact@sunlife.com | ☎️ 403-212-1111
📍#203, 200 Rivercrest Dr. SE, Calgary, AB
RRSP season Canada 2026 | Calgary financial advisor | Tax planning
#RRSPSeason #CalgaryFinance #TaxPlanningCanada #RFSsuccessRoad #FinancialPlanningYYC #RetirementReady
Is your investment strategy ready for life's twists and turns? Sun Life products offer flexibility and growth potential to help you stay on track, no matter what comes your way. Book a review today!
https://advisor.sunlife.ca/mitch.reynolds/
https://advisor.sunlife.ca/mitch.reynolds/
🍽️🇬🇷 Great food, great partners, and a few loud “OPA!” moments
Our team had a fantastic time catching up with our partner Zach Short from RBC at Broken Plate — one of Calgary’s favourite Greek spots before the year end.
Between the delicious food, the positive atmosphere, and the unmistakable Greek tradition of breaking plates (we heard “OPA!” at least three times!), it was the perfect setting to reconnect, reflect, and share ideas for the new 2026 year..
Moments like these remind us how important strong partnerships and genuine relationships are — not just in business, but in everything we do.
Thank you, Zach, for a great afternoon and great conversation. Here’s to celebrating our productive collaboration and friendship in 2025 and building even more together in 2026.
#TeamRFS #PartnershipsThatMatter #RBC #TheBrokenPlate #GreekFood #OPA #YearEndConnections #CalgaryBusiness
Our team had a fantastic time catching up with our partner Zach Short from RBC at Broken Plate — one of Calgary’s favourite Greek spots before the year end.
Between the delicious food, the positive atmosphere, and the unmistakable Greek tradition of breaking plates (we heard “OPA!” at least three times!), it was the perfect setting to reconnect, reflect, and share ideas for the new 2026 year..
Moments like these remind us how important strong partnerships and genuine relationships are — not just in business, but in everything we do.
Thank you, Zach, for a great afternoon and great conversation. Here’s to celebrating our productive collaboration and friendship in 2025 and building even more together in 2026.
#TeamRFS #PartnershipsThatMatter #RBC #TheBrokenPlate #GreekFood #OPA #YearEndConnections #CalgaryBusiness
Dreaming of a comfortable retirement? Let's turn those dreams into reality. Discover how our personalized retirement planning can help you achieve the lifestyle you want. Let’s chat!
https://advisor.sunlife.ca/mitch.reynolds/
https://advisor.sunlife.ca/mitch.reynolds/
SMART goals
Welcome financial growth with goals that are:
✅ Specific
✅ Measurable
✅ Achievable
✅ Relevant
✅ Timely
For business owners, balancing short-term needs with long-term vision is crucial.
💵Short-term: Manage cash flow, reduce costs
💰Long-term: Expand operations, plan for succession
Let's work together to create a financial roadmap that aligns with your business ambitions. https://advisor.sunlife.ca/mitch.reynolds/
✅ Specific
✅ Measurable
✅ Achievable
✅ Relevant
✅ Timely
For business owners, balancing short-term needs with long-term vision is crucial.
💵Short-term: Manage cash flow, reduce costs
💰Long-term: Expand operations, plan for succession
Let's work together to create a financial roadmap that aligns with your business ambitions. https://advisor.sunlife.ca/mitch.reynolds/
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✨🎉 Happy New Year 2026 from the Reynolds Financial Solutions Family 🎉✨
As we step into a brand-new year, we want to thank you for being part of our journey. Your trust, your goals, and your stories are what inspire us every day.
May 2026 bring you clarity, confidence, and momentum — whether that means new beginnings, meaningful milestones, or simply peace of mind knowing you have a plan in place.
From all of us at Reynolds Financial Solutions, we look forward to continuing to guide, support, and cheer you on as you drive your own Success Road in the year ahead.
Here’s to a year filled with growth, opportunity, and moments that truly matter.
🌟 Happy New Year! 🌟
#HappyNewYear2026 #ReynoldsFinancialSolutions #NewBeginnings #SuccessRoad #FinancialWellness #SunLifeCanada
As we step into a brand-new year, we want to thank you for being part of our journey. Your trust, your goals, and your stories are what inspire us every day.
May 2026 bring you clarity, confidence, and momentum — whether that means new beginnings, meaningful milestones, or simply peace of mind knowing you have a plan in place.
From all of us at Reynolds Financial Solutions, we look forward to continuing to guide, support, and cheer you on as you drive your own Success Road in the year ahead.
Here’s to a year filled with growth, opportunity, and moments that truly matter.
🌟 Happy New Year! 🌟
#HappyNewYear2026 #ReynoldsFinancialSolutions #NewBeginnings #SuccessRoad #FinancialWellness #SunLifeCanada
🎉☕ Happy Birthday, Laurence! ☕🎉
Today we’re celebrating a man who brings so much more to RFS than insurance expertise — he brings heart, humour, wisdom… and let’s be honest, the best tea service in the office.
Laurence, you’re the definition of a teammate everyone wishes they had:
A trusted Associate Advisor, a steady guide for our Clients,
a brilliant problem solver, and a professional with years of experience —
delivered with just the right amount of mischief to keep the day interesting. 😄
Beyond the office, you’re an incredible husband, dad, friend, and human — the kind who supports people with kindness, listens with patience, and finds humour in the small things.
We’re grateful for your leadership, your reliability, your laughs, and yes… your legendary tea that keeps this entire office running.
Cheers to another amazing year ahead — filled with joy, growth, great memories, and many more reasons to smile.
🎂✨ Happy Birthday, Laurence, from all of us at RFS!
#HappyBirthday #ReynoldsFinancialSolutions #AdvisorLife #InsuranceSpecialist #OfficeFamily #BirthdayCheers #TeamRFS
Today we’re celebrating a man who brings so much more to RFS than insurance expertise — he brings heart, humour, wisdom… and let’s be honest, the best tea service in the office.
Laurence, you’re the definition of a teammate everyone wishes they had:
A trusted Associate Advisor, a steady guide for our Clients,
a brilliant problem solver, and a professional with years of experience —
delivered with just the right amount of mischief to keep the day interesting. 😄
Beyond the office, you’re an incredible husband, dad, friend, and human — the kind who supports people with kindness, listens with patience, and finds humour in the small things.
We’re grateful for your leadership, your reliability, your laughs, and yes… your legendary tea that keeps this entire office running.
Cheers to another amazing year ahead — filled with joy, growth, great memories, and many more reasons to smile.
🎂✨ Happy Birthday, Laurence, from all of us at RFS!
#HappyBirthday #ReynoldsFinancialSolutions #AdvisorLife #InsuranceSpecialist #OfficeFamily #BirthdayCheers #TeamRFS
As we approach 2026, it’s a great moment to pause, reflect, and ensure your retirement budget and lifestyle goals remain aligned with the life you want to live.
At Reynolds Financial Solutions, we can work together to:
📊 Review your current retirement savings and spending patterns
🎯 Align your financial strategy with your evolving lifestyle goals
💡 Find the right balance between financial security and the experiences you want in retirement
Small adjustments today can make a meaningful difference tomorrow.
👉 Let’s connect and map out your financial roadmap for the year ahead:
https://advisor.sunlife.ca/mitch.reynolds/
#RetirementPlanning #FinancialRoadmap #NewYearPlanning #ReynoldsFinancialSolutions #SuccessJourney #SunLifeCanada #WealthPlanning #FinancialWellness #PlanAhead
At Reynolds Financial Solutions, we can work together to:
📊 Review your current retirement savings and spending patterns
🎯 Align your financial strategy with your evolving lifestyle goals
💡 Find the right balance between financial security and the experiences you want in retirement
Small adjustments today can make a meaningful difference tomorrow.
👉 Let’s connect and map out your financial roadmap for the year ahead:
https://advisor.sunlife.ca/mitch.reynolds/
#RetirementPlanning #FinancialRoadmap #NewYearPlanning #ReynoldsFinancialSolutions #SuccessJourney #SunLifeCanada #WealthPlanning #FinancialWellness #PlanAhead
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.