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5 Really Good Reasons to Take a Walk in the Cold

5 Really Good Reasons to Take a Walk in the Cold

Not only can you get access to vitamin D in some areas, but cold-weather walks have also been linked to longevity and better mental health.https://advisor.sunlife.ca/mitch.reynolds/
It started with one basket of eggs… and quickly became an office-wide operation 🐰🥚
Eggs appeared behind screens, near printers, at reception, and even beside the coffee machine — which naturally led to competitive searching, fast discoveries, and a very satisfied Easter Bunny observing the results.

Safe to say, the asset allocation worked exactly as planned.
Feeling Uneasy About Markets? These 3 Canadian Dividend Stocks Are Built for Times Like These

Feeling Uneasy About Markets? These 3 Canadian Dividend Stocks Are Built for Times Like These

In choppy markets, dividends can steady your nerves by turning volatility into cash you can reinvest.https://advisor.sunlife.ca/mitch.reynolds/
Be prepared for whatever your next chapter brings. I can help you reach your financial goals.
What looks tax-friendly on paper can cost you more in retirement.

Canadian dividend income is often seen as one of the most efficient ways to generate retirement cash flow — but the way it shows up on your tax return can affect more than just taxes.

Because even though dividends receive favourable tax treatment, they’re still grossed up when calculating net income — and that higher reported income can push retirees closer to Old Age Security clawback territory without realizing it.

That means lower tax doesn’t always equal better retirement planning.

The real goal is not just creating income — it’s understanding how that income appears, how much you actually keep, and whether government benefits stay protected along the way.

If you’d like help structuring retirement income more efficiently:

📧 RFS.Contact@sunlife.com

📞 403-212-1111
🌐 advisor.sunlife.ca/mitch.reynolds

💬 Had you ever heard of the dividend trap before?
Tubing, sunshine, and a perfect Alberta winter day ☀️🛷

On Saturday, March 7, the Reynolds Financial Solutions team joined advisors and families from across our district for a fantastic afternoon at Canada Olympic Park, organized by the Southern Alberta and Rockies District Advisor Association.

With temperatures reaching +16°C, fast tubing runs, sunshine, snacks, and plenty of laughs, it felt more like spring than winter. More than anything, it was a great chance to reconnect with colleagues, enjoy time together with family, and make the most of one of those rare Alberta days that remind you how good winter can be when the sun decides to cooperate. ❄️✨
How much money do you think you need in retirement?

For many Canadians, $2,000 a month sounds like a good starting point — but the bigger question is where that income comes from and how efficiently it’s structured.

Because retirement income isn’t just about reaching a number. It’s about understanding how much capital it takes, how taxes affect what you actually keep, and whether your withdrawals are coming from the right places at the right time.

Dividend income, RRIF withdrawals, TFSA income, pensions — they don’t all work the same way once taxes enter the picture.

And over 20 or 30 years in retirement, those differences can quietly add up to far more than most people expect.

The goal isn’t just building wealth. It’s building income that lasts.

If you’d like help understanding how much monthly income your retirement may need — and how to structure it properly — connect with us:

📧 RFS.Contact@sunlife.com

📞 403-212-1111
🌐 advisor.sunlife.ca/mitch.reynolds

💬 What monthly income do you think you’ll need in retirement?

Have questions?

Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.

Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.