Nidhi Rani
Job title: Advisor, Sun Life
Languages spoken: English, Hindi, Punjabi
Area(s) served: Brampton & Mississauga
Retiring your way
It’s never too early to start thinking about retirement. In fact, the earlier you start to plan, the more prepared you’ll be. Let’s work together to create a retirement plan that incorporates your needs, wants and goals.
Together we walk these 5 steps..
1. Connect
We start by building a genuine connection. In this first meeting, we listen to your story, understand your current situation, and learn what a fulfilling retirement looks like to you.
2. Clarify
We uncover your financial goals, concerns, and priorities. We’ll identify where you are today, what resources you have, and what might be holding you back.
3. Customize
Together, we design a personalized strategy that aligns your investments, insurance, and income with your long-term vision—while accounting for life’s uncertainties.
4. Commit
Once you’re confident in the plan, we take action. This step is about moving forward with clarity and confidence, knowing every piece is working toward your ideal retirement.
5. Continue
Your life evolves—and so will your plan. We check in regularly, track your progress, and make adjustments to keep you on course as your needs and goals change.
Products and services
Registered savings plans
Investment options
Looking at retirement
Stay informed
See more articles1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.
1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?
You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.