Pathfinder Financial Services Inc.
Languages spoken: English
Area(s) served: Orleans, Ontario; Alberta; Saskatchewan
What is important to you?
The purpose of a financial plan is to find the most effective path to your desired financial outcomes.
Our objective is to show Clients how to navigate the obstacles that slow or prevent progress. We help you do this by using:
- exhaustive corporate and personal tax strategies,
- integrating legal, accounting, investment and risk concepts for maximum wealth retention,
- corporate structures for maximizing income retention and controlling tax,
- estate and wealth transfer planning
- integrating real estate with investments and tax planning to help grow and shelter wealth,
- traditional investment accounts for tax efficiency and accumulation and
- customized "outside the box" techniques scaled to help meet the unique needs of businesses and high-net individuals
We offer both in-person and virtual appointments.
Our process
Financial advice is highly personal. The most effective route for you will be unique.
The path to your objectives must be as direct as possible, but flexible enough to adjust to obstacles and opportunities.
To find your custom path we use the following steps;
Meeting 1: “Where are we going, and why?”
We want to understand your specific circumstances, hard data, and the unique objectives you're working for. What are your fears, motivations, obstacles, frustrations and desired outcomes?
Meeting 2: “Draw the map”
Preliminary results drawn from the first meeting data are discussed with you. Gaps in the data are addressed. Your active input and participation is required at this point to help ensure:
- we have a complete picture of your current landscape: resources, obstacles and expectations,
- our compass heading, or the direction of our developing advice, is aligned with your needs and wants and
- final recommendations to the destination will be based on what is needed, effective and sustainable.
Meeting 3: “Chart the path”
Needed, effective and sustainable strategies are presented, based upon the data and your feedback from meeting 2. The rationale for recommendations is presented in an informative manner, improving your knowledge of how obstacles have been overcome and objectives met.
Meeting 4: "Journey begins”
Recommendations are implemented based on urgency, impact, and your priorities. Recommended actions are based on what is needed, effective and sustainable
Meeting 5: "Progress, detours and destination"
Review 1 year after the journey beings... perhaps the most important step in planning. Both the Advisor and Client are held to account to:
- ensure any new threats are addressed and opportunities exploited and
- adjust destination, map and route accordingly.
Products and services
Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.
Health insurance products
Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.
Life insurance products
Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.
Saving and budgeting
Reaching your financial goals starts with a budget and savings plan. Let’s make your money go further.
Office information
