About

The purpose of a financial plan is to find the most effective path to your desired financial outcomes.

Our objective is to show Clients how to navigate the obstacles that slow or prevent progress. We help you do this by using:

• exhaustive corporate and personal tax strategies,
• integrating legal, accounting, investment and risk concepts for maximum wealth retention,
• corporate structures for maximizing income retention and controlling tax,
• estate and wealth transfer planning
• integrating real estate with investments and tax planning to help grow and shelter wealth,
• traditional investment accounts for tax efficiency and accumulation and
• customized "outside the box" techniques scaled to help meet the unique needs of businesses and high-net individuals

We offer both in-person and virtual appointments. 

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Our process

Financial advice is highly personal.  The most effective route for you will be unique.

The path to your objectives must be as direct as possible, but flexible enough to adjust to obstacles and opportunities. 

To find your custom path we use the following steps;

Meeting 1: “Where are we going, and why?”

We want to understand your specific circumstances, hard data, and the unique objectives you're working for. What are your fears, motivations, obstacles, frustrations and desired outcomes?

Meeting 2: “Draw the map”

Preliminary results drawn from the first meeting data are discussed with you. Gaps in the data are addressed. Your active input and participation is required at this point to help ensure:

• we have a complete picture of your current landscape: resources, obstacles and expectations,
• our compass heading, or the direction of our developing advice, is aligned with your needs and wants and
• final recommendations to the destination will be based on what is needed, effective and sustainable.

Meeting 3: “Chart the path”

Needed, effective and sustainable strategies are presented, based upon the data and your feedback from meeting 2. The rationale for recommendations is presented in an informative manner, improving your knowledge of how obstacles have been overcome and objectives met.

Meeting 4: "Journey begins” 

Recommendations are implemented based on urgency, impact, and your priorities. Recommended actions are based on what is needed, effective and sustainable

Meeting 5: "Progress, detours and destination"

Review 1 year after the journey beings... perhaps the most important step in planning. Both the Advisor and Client are held to account to:

• ensure any new threats are addressed and opportunities exploited and
• adjust destination, map and route accordingly.