Hug Financial Services Ltd.
Job title: Financial Planner, Sun Life, B.Comm., CFP®, CLU
Languages spoken: English, Farsi, Hindi, Persian, Punjabi, Urdu
Area(s) served: GTA and surrounding area
Know your way forward
Whether you’re starting your business, developing your practice or considering stepping aside, We offer vision, know-how, plus industry-leading wealth and insurance solutions to business owners who need advice to manage complex financial situations.
Who we service
Learn more
Business owners general
Helping business owners take control of their finances one step at a time.

High net worth and affluent
Securing the future for the next generation is only an appointment away. Let’s talk about your legacy.

Pre-retirees and retirees
Retirement is your time to shine. Let’s work together to turn your retirement plan into a reality.
Let's work together
Making good decisions is the key to achieving lifetime financial security and we’ll help you along the way. We’ll work together by:
- Assessing your current financial situation,
- Setting achievable goals,
- Developing a realistic approach to meet those goals,
- Helping you work toward your goals and
- Helping you revise that approach as your needs change.
Contact my office to book an appointment and get started on achieving your financial goals. Let's talk!

Products and services
Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.
Looking at retirement
Everyone’s dream retirement will look a little different. That’s why it’s important to make a custom retirement plan.
Affluent and legacy driven
It’s time to make a concrete legacy plan so you don’t have to worry about what will happen when you’re gone.
Business owners
Spend more time running your business and less time worrying about your business. A strong strategy can get you there.
Stay informed
See more articles
What happens when you withdraw money from your RRSP early?
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.

自主理财让您晕头转向?我可以帮助您!是时候与我们合作了。和我聊聊您的RRSP。

自主理財讓您暈頭轉向?我可以幫助您!是時候與我們合作了。和我聊聊您的RRSP。