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This post was inspired by Rubén Duque. His post is on Spanish. I translated part of his post.
“Tu competencia no vino a destruirte.
Vino a obligarte a crecer.”
“Tu competencia no vino a destruirte.
Vino a obligarte a crecer.”
This post was inspired by Rubén Duque. His post is on Spanish. I translated part of his post.
“Tu competencia no vino a destruirte.
Vino a obligarte a crecer.”
“Tu competencia no vino a destruirte.
Vino a obligarte a crecer.”
"𝐇𝐨𝐰 𝐜𝐨𝐦𝐦𝐨𝐧 𝐚𝐫𝐞 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬?
Shutdowns are hardly a rarity. As of the end of 2025 the government had faced a total of 11 shutdowns, starting with the first shutdowns in the early 1980s. History shows these shutdowns have ranged from very brief to more prolonged, but even the longer ones have had limited market impact.
𝐇𝐨𝐰 𝐜𝐚𝐧 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬 𝐚𝐟𝐟𝐞𝐜𝐭 𝐬𝐭𝐨𝐜𝐤𝐬?
Past shutdowns have had little impact on investors, consumers, or financial markets. “Even longer historical shutdowns, which were disruptive and costly, did not move the stock market,” says Jurrien Timmer, Fidelity's director of global macro.
𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐰𝐨𝐫𝐫𝐲 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧?
While uncertainty about government shutdowns can generate worrisome headlines, the biggest risk for most investors may be the temptation to overreact to those headlines and make personal finance decisions based on fear and uncertainty.
If you already have an investment strategy built around your goals, financial situation, time horizon, and risk tolerance, you likely don't need to make any changes in response to headlines. "
Great article from Fidelity, to read the full article see link below:
https://www.fidelity.com/learning-center/trading-investing/government-shutdown
Have a great week🧭
Shutdowns are hardly a rarity. As of the end of 2025 the government had faced a total of 11 shutdowns, starting with the first shutdowns in the early 1980s. History shows these shutdowns have ranged from very brief to more prolonged, but even the longer ones have had limited market impact.
𝐇𝐨𝐰 𝐜𝐚𝐧 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬 𝐚𝐟𝐟𝐞𝐜𝐭 𝐬𝐭𝐨𝐜𝐤𝐬?
Past shutdowns have had little impact on investors, consumers, or financial markets. “Even longer historical shutdowns, which were disruptive and costly, did not move the stock market,” says Jurrien Timmer, Fidelity's director of global macro.
𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐰𝐨𝐫𝐫𝐲 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧?
While uncertainty about government shutdowns can generate worrisome headlines, the biggest risk for most investors may be the temptation to overreact to those headlines and make personal finance decisions based on fear and uncertainty.
If you already have an investment strategy built around your goals, financial situation, time horizon, and risk tolerance, you likely don't need to make any changes in response to headlines. "
Great article from Fidelity, to read the full article see link below:
https://www.fidelity.com/learning-center/trading-investing/government-shutdown
Have a great week🧭
"𝐇𝐨𝐰 𝐜𝐨𝐦𝐦𝐨𝐧 𝐚𝐫𝐞 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬?
Shutdowns are hardly a rarity. As of the end of 2025 the government had faced a total of 11 shutdowns, starting with the first shutdowns in the early 1980s. History shows these shutdowns have ranged from very brief to more prolonged, but even the longer ones have had limited market impact.
𝐇𝐨𝐰 𝐜𝐚𝐧 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬 𝐚𝐟𝐟𝐞𝐜𝐭 𝐬𝐭𝐨𝐜𝐤𝐬?
Past shutdowns have had little impact on investors, consumers, or financial markets. “Even longer historical shutdowns, which were disruptive and costly, did not move the stock market,” says Jurrien Timmer, Fidelity's director of global macro.
𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐰𝐨𝐫𝐫𝐲 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧?
While uncertainty about government shutdowns can generate worrisome headlines, the biggest risk for most investors may be the temptation to overreact to those headlines and make personal finance decisions based on fear and uncertainty.
If you already have an investment strategy built around your goals, financial situation, time horizon, and risk tolerance, you likely don't need to make any changes in response to headlines. "
Great article from Fidelity, to read the full article see link below:
https://www.fidelity.com/learning-center/trading-investing/government-shutdown
Have a great week🧭
Shutdowns are hardly a rarity. As of the end of 2025 the government had faced a total of 11 shutdowns, starting with the first shutdowns in the early 1980s. History shows these shutdowns have ranged from very brief to more prolonged, but even the longer ones have had limited market impact.
𝐇𝐨𝐰 𝐜𝐚𝐧 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧𝐬 𝐚𝐟𝐟𝐞𝐜𝐭 𝐬𝐭𝐨𝐜𝐤𝐬?
Past shutdowns have had little impact on investors, consumers, or financial markets. “Even longer historical shutdowns, which were disruptive and costly, did not move the stock market,” says Jurrien Timmer, Fidelity's director of global macro.
𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐰𝐨𝐫𝐫𝐲 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐬𝐡𝐮𝐭𝐝𝐨𝐰𝐧?
While uncertainty about government shutdowns can generate worrisome headlines, the biggest risk for most investors may be the temptation to overreact to those headlines and make personal finance decisions based on fear and uncertainty.
If you already have an investment strategy built around your goals, financial situation, time horizon, and risk tolerance, you likely don't need to make any changes in response to headlines. "
Great article from Fidelity, to read the full article see link below:
https://www.fidelity.com/learning-center/trading-investing/government-shutdown
Have a great week🧭
When we support art, we support expression, confidence and future possibilities.
Honored to sponsor MCOYA (Mayor's Celebration of Youth Arts) an annual youth art exhibition showcasing the bold and diverse work of Grade 12 students in Aurora.
Designed to break down barriers and foster connections across schools, the exhibition features participants from Aurora High School, Cardinal Carter Catholic High School, Dr. G.W. Williams Secondary School, École Secondaire Catholique Renaissance, St. Andrew’s College, St. Anne’s School, and St. Maximilian Kolbe Catholic High School.
The Installation Party was a collaborative planning to hands on exhibition building -and even a visit from Mayor Mrakas - it’s inspiring to see these young artists bring their vision to life!
MCOYA26 exhibition opens February 6, 2026 and is on show until April 29 at the Aurora Cultural Centre.
Honored to sponsor MCOYA (Mayor's Celebration of Youth Arts) an annual youth art exhibition showcasing the bold and diverse work of Grade 12 students in Aurora.
Designed to break down barriers and foster connections across schools, the exhibition features participants from Aurora High School, Cardinal Carter Catholic High School, Dr. G.W. Williams Secondary School, École Secondaire Catholique Renaissance, St. Andrew’s College, St. Anne’s School, and St. Maximilian Kolbe Catholic High School.
The Installation Party was a collaborative planning to hands on exhibition building -and even a visit from Mayor Mrakas - it’s inspiring to see these young artists bring their vision to life!
MCOYA26 exhibition opens February 6, 2026 and is on show until April 29 at the Aurora Cultural Centre.
When we support art, we support expression, confidence and future possibilities.
Honored to sponsor MCOYA (Mayor's Celebration of Youth Arts) an annual youth art exhibition showcasing the bold and diverse work of Grade 12 students in Aurora.
Designed to break down barriers and foster connections across schools, the exhibition features participants from Aurora High School, Cardinal Carter Catholic High School, Dr. G.W. Williams Secondary School, École Secondaire Catholique Renaissance, St. Andrew’s College, St. Anne’s School, and St. Maximilian Kolbe Catholic High School.
The Installation Party was a collaborative planning to hands on exhibition building -and even a visit from Mayor Mrakas - it’s inspiring to see these young artists bring their vision to life!
MCOYA26 exhibition opens February 6, 2026 and is on show until April 29 at the Aurora Cultural Centre.
Honored to sponsor MCOYA (Mayor's Celebration of Youth Arts) an annual youth art exhibition showcasing the bold and diverse work of Grade 12 students in Aurora.
Designed to break down barriers and foster connections across schools, the exhibition features participants from Aurora High School, Cardinal Carter Catholic High School, Dr. G.W. Williams Secondary School, École Secondaire Catholique Renaissance, St. Andrew’s College, St. Anne’s School, and St. Maximilian Kolbe Catholic High School.
The Installation Party was a collaborative planning to hands on exhibition building -and even a visit from Mayor Mrakas - it’s inspiring to see these young artists bring their vision to life!
MCOYA26 exhibition opens February 6, 2026 and is on show until April 29 at the Aurora Cultural Centre.
"Our money habits don’t define us. They reflect our lived experience – and you can change them."
Why do so many of us struggle with saving, spending or even logging into our banking app? The truth is that our relationship with money is a lifelong journey: it often begins long before we open our first account.
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
Why do so many of us struggle with saving, spending or even logging into our banking app? The truth is that our relationship with money is a lifelong journey: it often begins long before we open our first account.
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
"Our money habits don’t define us. They reflect our lived experience – and you can change them."
Why do so many of us struggle with saving, spending or even logging into our banking app? The truth is that our relationship with money is a lifelong journey: it often begins long before we open our first account.
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
Why do so many of us struggle with saving, spending or even logging into our banking app? The truth is that our relationship with money is a lifelong journey: it often begins long before we open our first account.
Begin the new year right, here’s how to start building healthy money habits now >>> https://www.sunlife.ca/en/investments/how-to-build-healthy-money-habits/
If You Take Any Wellness Advice This Year, Let It Be These 13 Lessons From World-Renowned Experts
We speak to top industry experts, including Caroline Idiens, Philly Bowden, Lilly Sabri, and Sara Kuburic, on their biggest wellness life lesson of 2025.https://advisor.sunlife.ca/roca.financial/
How retirement is rewiring my brain’s approach to spending
How retirement is rewiring my brain’s approach to spending - by Rob Carrick
A very interesting and honest look at retirement through the lens of someone living It.
Good read.🧭
https://www.theglobeandmail.com/investing/personal-finance/article-retirement-inflation-travel-peer-pressure-spend-save/?utm_medium=Referrer:+Social+Network+/+Media&utm_campaign=Shared+Web+Article+Links
A very interesting and honest look at retirement through the lens of someone living It.
Good read.🧭
https://www.theglobeandmail.com/investing/personal-finance/article-retirement-inflation-travel-peer-pressure-spend-save/?utm_medium=Referrer:+Social+Network+/+Media&utm_campaign=Shared+Web+Article+Links
We had the pleasure of being pampered and indulge by 𝐅𝐚𝐜𝐞𝐨𝐥𝐨𝐠𝐲 a Mobile Facial Spa that comes right to your doorstep to create a one-of-a-kind experience.
It was a wonderful way to slow down, connect and care for our team while creating meaningful, lasting memories. Thank you, 𝐓𝐢𝐧𝐚 𝐆𝐫𝐢𝐟𝐟𝐢𝐧 Founder of Faceology, for bringing such a thoughtful, special, and unique experience to us 🦋
It was a wonderful way to slow down, connect and care for our team while creating meaningful, lasting memories. Thank you, 𝐓𝐢𝐧𝐚 𝐆𝐫𝐢𝐟𝐟𝐢𝐧 Founder of Faceology, for bringing such a thoughtful, special, and unique experience to us 🦋
We had the pleasure of being pampered and indulge by 𝐅𝐚𝐜𝐞𝐨𝐥𝐨𝐠𝐲 a Mobile Facial Spa that comes right to your doorstep to create a one-of-a-kind experience.
It was a wonderful way to slow down, connect and care for our team while creating meaningful, lasting memories. Thank you, 𝐓𝐢𝐧𝐚 𝐆𝐫𝐢𝐟𝐟𝐢𝐧 Founder of Faceology, for bringing such a thoughtful, special, and unique experience to us 🦋
It was a wonderful way to slow down, connect and care for our team while creating meaningful, lasting memories. Thank you, 𝐓𝐢𝐧𝐚 𝐆𝐫𝐢𝐟𝐟𝐢𝐧 Founder of Faceology, for bringing such a thoughtful, special, and unique experience to us 🦋
3 𝐓𝐢𝐩𝐬 𝐭𝐨 𝐆𝐚𝐢𝐧 𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐭𝐨 𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐞𝐥𝐥𝐧𝐞𝐬𝐬.
𝐂larity is the first word of your financial 𝐂𝐎𝐌𝐏𝐀𝐒𝐒 it shows you where your money is going and why.
🧭Create a simple spending plan on excel and focus on understanding where you are today and where you want to be. A good plan is 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥. Having a 𝐂𝐮𝐫𝐫𝐞𝐧𝐭, 𝐏𝐥𝐚𝐧 and 𝐈𝐝𝐞𝐚𝐥column helps you visualize the road ahead with clarity.
🧭Schedule a check-in date, ideally weekly to start, and as you progress and get comfortable with managing your money follow your pay schedule.
🧭 Just get started, it can feel overwhelming to put a plan together, but small actions contribute to meaningful progress. Momentum builds clarity.
𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲. 𝐒𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞.
𝐂larity is the first word of your financial 𝐂𝐎𝐌𝐏𝐀𝐒𝐒 it shows you where your money is going and why.
🧭Create a simple spending plan on excel and focus on understanding where you are today and where you want to be. A good plan is 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥. Having a 𝐂𝐮𝐫𝐫𝐞𝐧𝐭, 𝐏𝐥𝐚𝐧 and 𝐈𝐝𝐞𝐚𝐥column helps you visualize the road ahead with clarity.
🧭Schedule a check-in date, ideally weekly to start, and as you progress and get comfortable with managing your money follow your pay schedule.
🧭 Just get started, it can feel overwhelming to put a plan together, but small actions contribute to meaningful progress. Momentum builds clarity.
𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲. 𝐒𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞.
3 𝐓𝐢𝐩𝐬 𝐭𝐨 𝐆𝐚𝐢𝐧 𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐭𝐨 𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐞𝐥𝐥𝐧𝐞𝐬𝐬.
𝐂larity is the first word of your financial 𝐂𝐎𝐌𝐏𝐀𝐒𝐒 it shows you where your money is going and why.
🧭Create a simple spending plan on excel and focus on understanding where you are today and where you want to be. A good plan is 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥. Having a 𝐂𝐮𝐫𝐫𝐞𝐧𝐭, 𝐏𝐥𝐚𝐧 and 𝐈𝐝𝐞𝐚𝐥column helps you visualize the road ahead with clarity.
🧭Schedule a check-in date, ideally weekly to start, and as you progress and get comfortable with managing your money follow your pay schedule.
🧭 Just get started, it can feel overwhelming to put a plan together, but small actions contribute to meaningful progress. Momentum builds clarity.
𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲. 𝐒𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞.
𝐂larity is the first word of your financial 𝐂𝐎𝐌𝐏𝐀𝐒𝐒 it shows you where your money is going and why.
🧭Create a simple spending plan on excel and focus on understanding where you are today and where you want to be. A good plan is 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐚𝐧𝐝 𝐢𝐧𝐭𝐞𝐧𝐭𝐢𝐨𝐧𝐚𝐥. Having a 𝐂𝐮𝐫𝐫𝐞𝐧𝐭, 𝐏𝐥𝐚𝐧 and 𝐈𝐝𝐞𝐚𝐥column helps you visualize the road ahead with clarity.
🧭Schedule a check-in date, ideally weekly to start, and as you progress and get comfortable with managing your money follow your pay schedule.
🧭 Just get started, it can feel overwhelming to put a plan together, but small actions contribute to meaningful progress. Momentum builds clarity.
𝐂𝐥𝐚𝐫𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲. 𝐒𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐛𝐮𝐢𝐥𝐝𝐬 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞.
𝐉𝐚𝐧𝐮𝐚𝐫𝐲 𝐢𝐬 𝐭𝐡𝐞 𝐦𝐨𝐧𝐭𝐡 𝐨𝐟 𝐧𝐞𝐰 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠𝐬.
We reset our habits, routines and goals.
As you work on your goals for 2026, here is an important question to ask yourself:
𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐩𝐥𝐚𝐧?
We reset our habits, routines and goals.
As you work on your goals for 2026, here is an important question to ask yourself:
𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐩𝐥𝐚𝐧?
𝐉𝐚𝐧𝐮𝐚𝐫𝐲 𝐢𝐬 𝐭𝐡𝐞 𝐦𝐨𝐧𝐭𝐡 𝐨𝐟 𝐧𝐞𝐰 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠𝐬.
We reset our habits, routines and goals.
As you work on your goals for 2026, here is an important question to ask yourself:
𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐩𝐥𝐚𝐧?
We reset our habits, routines and goals.
As you work on your goals for 2026, here is an important question to ask yourself:
𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐩𝐥𝐚𝐧?
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