Stay informed
Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
Wills, Care And Tough Talks: A Mother’s Day Financial Planning Guide
Are you ready for the legacy you want to leave behind?
It starts with difficult and honest conversations, and the right documents in place.
"Key Documents Every Family Needs
There’s near-unanimous agreement among experts on what paperwork to prioritize to make sure a family member’s care and finances are taken care of, should they be unable to attend to them themselves, which includes:
A durable power of attorney (POA) for financial decisions
A health care proxy or advance directive
A last will and testament or a living trust
A living will or POLST (Physician Orders for Life-Sustaining Treatment)
A letter of instruction and a complete asset inventory
Updated beneficiary designations on life insurance policies and retirement accounts"
It's not about age or wealth. It's about being intentional with your legacy.
If you are unsure where to start. I can help. Let's make sure the legacy your leave is one of clarity, not confusion.
Let's connect.
Read the full article for more interesting information on the importance of Estate Planning.
Have a great day☀️
It starts with difficult and honest conversations, and the right documents in place.
"Key Documents Every Family Needs
There’s near-unanimous agreement among experts on what paperwork to prioritize to make sure a family member’s care and finances are taken care of, should they be unable to attend to them themselves, which includes:
A durable power of attorney (POA) for financial decisions
A health care proxy or advance directive
A last will and testament or a living trust
A living will or POLST (Physician Orders for Life-Sustaining Treatment)
A letter of instruction and a complete asset inventory
Updated beneficiary designations on life insurance policies and retirement accounts"
It's not about age or wealth. It's about being intentional with your legacy.
If you are unsure where to start. I can help. Let's make sure the legacy your leave is one of clarity, not confusion.
Let's connect.
Read the full article for more interesting information on the importance of Estate Planning.
Have a great day☀️
Navigating the impact of US tariffs on investments - Potential Market Impacts.
🔗Increased Volatility: markets may experience short-term fluctuations as industries adjust to the new trade policies.
🔗Sector specific effects: energy, manufacturing agricultural sectors are likely to feel the most pressure due to the increased costs and supply chain disruptions.
I🔗nflationary pressures: higher import costs may be passed on to consumers leading to rising inflation.
Investors Strategies for Uncertain Markets
✔️Diversification is Key - A well diversified portfolio across multiple asset classes can help mitigate risks associated with trade policy shifts.
✔️Implementing a Tactical-Approach to your portfolio - Advantages of Tactical Investments:
➡️Flexibility in Market Shifts: Tactical asset allocation allows portfolio managers to adjust investments in response to evolving market conditions, helping to optimize risk-adjusted returns.
➡️Opportunity -Driven Investing: Tactical strategies enable investors to capitalize on short-term opportunities while still maintaining a long-term investment framework.
➡️Risk Management: By adjusting asset allocation dynamically, tactical investing helps protect against downside risks during market uncertainty.
✔️Maintain a long-term perspective – Do not let your emotions get on the way.
short term volatility is inevitable, but historical trends show that markets tend to stabilize overtime. Staying invested with a discipline approach can help capitalize on opportunities that emerge from policy changes. While tariffs introduced uncertainty, they also create opportunities.
Do not let your emotions dictate the direction of your investments. Emotional investing often leads to buying at market peaks and selling at lows, negatively impacting long-term returns.
If you are wondering whether your portfolio is positioned to succeed in these market conditions, reach out. Let’s review your strategy and explore ways to keep you on track.
🔗Increased Volatility: markets may experience short-term fluctuations as industries adjust to the new trade policies.
🔗Sector specific effects: energy, manufacturing agricultural sectors are likely to feel the most pressure due to the increased costs and supply chain disruptions.
I🔗nflationary pressures: higher import costs may be passed on to consumers leading to rising inflation.
Investors Strategies for Uncertain Markets
✔️Diversification is Key - A well diversified portfolio across multiple asset classes can help mitigate risks associated with trade policy shifts.
✔️Implementing a Tactical-Approach to your portfolio - Advantages of Tactical Investments:
➡️Flexibility in Market Shifts: Tactical asset allocation allows portfolio managers to adjust investments in response to evolving market conditions, helping to optimize risk-adjusted returns.
➡️Opportunity -Driven Investing: Tactical strategies enable investors to capitalize on short-term opportunities while still maintaining a long-term investment framework.
➡️Risk Management: By adjusting asset allocation dynamically, tactical investing helps protect against downside risks during market uncertainty.
✔️Maintain a long-term perspective – Do not let your emotions get on the way.
short term volatility is inevitable, but historical trends show that markets tend to stabilize overtime. Staying invested with a discipline approach can help capitalize on opportunities that emerge from policy changes. While tariffs introduced uncertainty, they also create opportunities.
Do not let your emotions dictate the direction of your investments. Emotional investing often leads to buying at market peaks and selling at lows, negatively impacting long-term returns.
If you are wondering whether your portfolio is positioned to succeed in these market conditions, reach out. Let’s review your strategy and explore ways to keep you on track.
Navigating the impact of US tariffs on investments - Potential Market Impacts.
🔗Increased Volatility: markets may experience short-term fluctuations as industries adjust to the new trade policies.
🔗Sector specific effects: energy, manufacturing agricultural sectors are likely to feel the most pressure due to the increased costs and supply chain disruptions.
I🔗nflationary pressures: higher import costs may be passed on to consumers leading to rising inflation.
Investors Strategies for Uncertain Markets
✔️Diversification is Key - A well diversified portfolio across multiple asset classes can help mitigate risks associated with trade policy shifts.
✔️Implementing a Tactical-Approach to your portfolio - Advantages of Tactical Investments:
➡️Flexibility in Market Shifts: Tactical asset allocation allows portfolio managers to adjust investments in response to evolving market conditions, helping to optimize risk-adjusted returns.
➡️Opportunity -Driven Investing: Tactical strategies enable investors to capitalize on short-term opportunities while still maintaining a long-term investment framework.
➡️Risk Management: By adjusting asset allocation dynamically, tactical investing helps protect against downside risks during market uncertainty.
✔️Maintain a long-term perspective – Do not let your emotions get on the way.
short term volatility is inevitable, but historical trends show that markets tend to stabilize overtime. Staying invested with a discipline approach can help capitalize on opportunities that emerge from policy changes. While tariffs introduced uncertainty, they also create opportunities.
Do not let your emotions dictate the direction of your investments. Emotional investing often leads to buying at market peaks and selling at lows, negatively impacting long-term returns.
If you are wondering whether your portfolio is positioned to succeed in these market conditions, reach out. Let’s review your strategy and explore ways to keep you on track.
🔗Increased Volatility: markets may experience short-term fluctuations as industries adjust to the new trade policies.
🔗Sector specific effects: energy, manufacturing agricultural sectors are likely to feel the most pressure due to the increased costs and supply chain disruptions.
I🔗nflationary pressures: higher import costs may be passed on to consumers leading to rising inflation.
Investors Strategies for Uncertain Markets
✔️Diversification is Key - A well diversified portfolio across multiple asset classes can help mitigate risks associated with trade policy shifts.
✔️Implementing a Tactical-Approach to your portfolio - Advantages of Tactical Investments:
➡️Flexibility in Market Shifts: Tactical asset allocation allows portfolio managers to adjust investments in response to evolving market conditions, helping to optimize risk-adjusted returns.
➡️Opportunity -Driven Investing: Tactical strategies enable investors to capitalize on short-term opportunities while still maintaining a long-term investment framework.
➡️Risk Management: By adjusting asset allocation dynamically, tactical investing helps protect against downside risks during market uncertainty.
✔️Maintain a long-term perspective – Do not let your emotions get on the way.
short term volatility is inevitable, but historical trends show that markets tend to stabilize overtime. Staying invested with a discipline approach can help capitalize on opportunities that emerge from policy changes. While tariffs introduced uncertainty, they also create opportunities.
Do not let your emotions dictate the direction of your investments. Emotional investing often leads to buying at market peaks and selling at lows, negatively impacting long-term returns.
If you are wondering whether your portfolio is positioned to succeed in these market conditions, reach out. Let’s review your strategy and explore ways to keep you on track.
Navigating Uncertainty with Confidence is the key
I have been away this last week celebrating my daughter’s wedding, and in that short time, the world seems to have turned upside down. Events are unfolding rapidly, markets are reacting, and uncertainty is everywhere.
Over the past decade and for the last 26 years, I’ve had the privilege of guiding clients like you through all kinds of market cycles—some smooth, some turbulent, but always with a steadfast commitment to your financial well-being. Throughout major economic, political, and market events, one thing has remained constant: I have been here for you—as a source of stability, insight, and support.
This time is no different. While uncertainty can create anxiety, I believe that staying informed, remaining disciplined, and not overreacting are key to long-term success. That’s why, in the days, weeks, and however long these challenges last, my team and I are committed to keeping you updated with:
✅ Market insights and analysis to help you make well-informed decisions
✅ Updates on how portfolio managers are positioning portfolios to navigate volatility
✅ Timely content and resources through LinkedIn, our website, and other channels
My team and I are here for you. Whether you need guidance, reassurance, or just a conversation about the road ahead, please do not hesitate to reach out.
Now more than ever, it’s important to keep a long-term perspective, stay the course and trust in the process.
Enloy your weekend.
I have been away this last week celebrating my daughter’s wedding, and in that short time, the world seems to have turned upside down. Events are unfolding rapidly, markets are reacting, and uncertainty is everywhere.
Over the past decade and for the last 26 years, I’ve had the privilege of guiding clients like you through all kinds of market cycles—some smooth, some turbulent, but always with a steadfast commitment to your financial well-being. Throughout major economic, political, and market events, one thing has remained constant: I have been here for you—as a source of stability, insight, and support.
This time is no different. While uncertainty can create anxiety, I believe that staying informed, remaining disciplined, and not overreacting are key to long-term success. That’s why, in the days, weeks, and however long these challenges last, my team and I are committed to keeping you updated with:
✅ Market insights and analysis to help you make well-informed decisions
✅ Updates on how portfolio managers are positioning portfolios to navigate volatility
✅ Timely content and resources through LinkedIn, our website, and other channels
My team and I are here for you. Whether you need guidance, reassurance, or just a conversation about the road ahead, please do not hesitate to reach out.
Now more than ever, it’s important to keep a long-term perspective, stay the course and trust in the process.
Enloy your weekend.
Navigating Uncertainty with Confidence is the key
I have been away this last week celebrating my daughter’s wedding, and in that short time, the world seems to have turned upside down. Events are unfolding rapidly, markets are reacting, and uncertainty is everywhere.
Over the past decade and for the last 26 years, I’ve had the privilege of guiding clients like you through all kinds of market cycles—some smooth, some turbulent, but always with a steadfast commitment to your financial well-being. Throughout major economic, political, and market events, one thing has remained constant: I have been here for you—as a source of stability, insight, and support.
This time is no different. While uncertainty can create anxiety, I believe that staying informed, remaining disciplined, and not overreacting are key to long-term success. That’s why, in the days, weeks, and however long these challenges last, my team and I are committed to keeping you updated with:
✅ Market insights and analysis to help you make well-informed decisions
✅ Updates on how portfolio managers are positioning portfolios to navigate volatility
✅ Timely content and resources through LinkedIn, our website, and other channels
My team and I are here for you. Whether you need guidance, reassurance, or just a conversation about the road ahead, please do not hesitate to reach out.
Now more than ever, it’s important to keep a long-term perspective, stay the course and trust in the process.
Enloy your weekend.
I have been away this last week celebrating my daughter’s wedding, and in that short time, the world seems to have turned upside down. Events are unfolding rapidly, markets are reacting, and uncertainty is everywhere.
Over the past decade and for the last 26 years, I’ve had the privilege of guiding clients like you through all kinds of market cycles—some smooth, some turbulent, but always with a steadfast commitment to your financial well-being. Throughout major economic, political, and market events, one thing has remained constant: I have been here for you—as a source of stability, insight, and support.
This time is no different. While uncertainty can create anxiety, I believe that staying informed, remaining disciplined, and not overreacting are key to long-term success. That’s why, in the days, weeks, and however long these challenges last, my team and I are committed to keeping you updated with:
✅ Market insights and analysis to help you make well-informed decisions
✅ Updates on how portfolio managers are positioning portfolios to navigate volatility
✅ Timely content and resources through LinkedIn, our website, and other channels
My team and I are here for you. Whether you need guidance, reassurance, or just a conversation about the road ahead, please do not hesitate to reach out.
Now more than ever, it’s important to keep a long-term perspective, stay the course and trust in the process.
Enloy your weekend.
Complexity to Simplicity— It's not just what I do, It's my purpose in life.
Yesterday, my dear friend @Tracy Smith asked me an interesting question: What do you like that most people don’t? It got me thinking, and I realized one of my greatest strengths is my love for numbers—particularly working with Excel.
I thrive on taking raw data and transforming it into something meaningful and impactful for people. It’s not just about simplifying complexity; it’s about helping you create Wealth today so you can build a Legacy for Tomorrow.
Thanks, Mark Halpern, for the inspiration today—it reminded me why I do what I do.
Curious about how I can help you connect the dots? Let’s start a conversation.
#WealthToday #LegacyTomorrow #Simplicity #FinancialFreedom
Yesterday, my dear friend @Tracy Smith asked me an interesting question: What do you like that most people don’t? It got me thinking, and I realized one of my greatest strengths is my love for numbers—particularly working with Excel.
I thrive on taking raw data and transforming it into something meaningful and impactful for people. It’s not just about simplifying complexity; it’s about helping you create Wealth today so you can build a Legacy for Tomorrow.
Thanks, Mark Halpern, for the inspiration today—it reminded me why I do what I do.
Curious about how I can help you connect the dots? Let’s start a conversation.
#WealthToday #LegacyTomorrow #Simplicity #FinancialFreedom
Complexity to Simplicity— It's not just what I do, It's my purpose in life.
Yesterday, my dear friend @Tracy Smith asked me an interesting question: What do you like that most people don’t? It got me thinking, and I realized one of my greatest strengths is my love for numbers—particularly working with Excel.
I thrive on taking raw data and transforming it into something meaningful and impactful for people. It’s not just about simplifying complexity; it’s about helping you create Wealth today so you can build a Legacy for Tomorrow.
Thanks, Mark Halpern, for the inspiration today—it reminded me why I do what I do.
Curious about how I can help you connect the dots? Let’s start a conversation.
#WealthToday #LegacyTomorrow #Simplicity #FinancialFreedom
Yesterday, my dear friend @Tracy Smith asked me an interesting question: What do you like that most people don’t? It got me thinking, and I realized one of my greatest strengths is my love for numbers—particularly working with Excel.
I thrive on taking raw data and transforming it into something meaningful and impactful for people. It’s not just about simplifying complexity; it’s about helping you create Wealth today so you can build a Legacy for Tomorrow.
Thanks, Mark Halpern, for the inspiration today—it reminded me why I do what I do.
Curious about how I can help you connect the dots? Let’s start a conversation.
#WealthToday #LegacyTomorrow #Simplicity #FinancialFreedom
The superficial loss rules - Have you tripped the wire?
An investor may inadvertently trip over the complex superficial loss rules. Surprise! This can cause unexpected results.
I wish you a year filled with purpose, growth, and Joy. May this new chapter bring endless opportunities to create meaningful moments, achieve your goals, build legacies.
Happy New Year!
Happy New Year!
I wish you a year filled with purpose, growth, and Joy. May this new chapter bring endless opportunities to create meaningful moments, achieve your goals, build legacies.
Happy New Year!
Happy New Year!
As the Year comes to a close, I want to take a moment to express my heartfelt gratitude for your trust and partnership throughout 2024. It has been a truly wonderful year, and much of that is thanks to incredible clients, networking partners and business collaborators like you.
This holiday season, I hope you find time to relax, celebrate and enjoy meaningful moments with your loved ones.
Happy Holidays from our Team at ROCA✨
This holiday season, I hope you find time to relax, celebrate and enjoy meaningful moments with your loved ones.
Happy Holidays from our Team at ROCA✨
As the Year comes to a close, I want to take a moment to express my heartfelt gratitude for your trust and partnership throughout 2024. It has been a truly wonderful year, and much of that is thanks to incredible clients, networking partners and business collaborators like you.
This holiday season, I hope you find time to relax, celebrate and enjoy meaningful moments with your loved ones.
Happy Holidays from our Team at ROCA✨
This holiday season, I hope you find time to relax, celebrate and enjoy meaningful moments with your loved ones.
Happy Holidays from our Team at ROCA✨
Inheritance planning: When equal and fair aren’t the same thing
Inheritance Planning: When equal and fair arent the same thing - an interesting article on the importance of planning your legacy.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
I was honored to attend the Women’s Health at Work: Closing the gender gap event by @The Globe and Mail in partnership with Sun Life. The focus of the event was on the importance of women’s health in the workplace and the essential role that it plays in our society.
I am proud to see the women at Sun Life leading the movement on having an inclusive and safe workplace culture for women to not only feel comfortable and heard but to thrive in their career paths. Creating an inclusive work environment that supports women through different life stages, whether navigating, pregnancy, menopause, mental illness, or the pressure of caregiving sends a powerful message about valuing diversity and promoting overall well-being. Thank you @ Helena Pagano and Jessica Tan for your work in these initiatives and for setting a strong example in prioritizing women’s health at work. I am eager to see the continued positive changes that will undoubtedly result from your efforts. It was.
I am proud to see the women at Sun Life leading the movement on having an inclusive and safe workplace culture for women to not only feel comfortable and heard but to thrive in their career paths. Creating an inclusive work environment that supports women through different life stages, whether navigating, pregnancy, menopause, mental illness, or the pressure of caregiving sends a powerful message about valuing diversity and promoting overall well-being. Thank you @ Helena Pagano and Jessica Tan for your work in these initiatives and for setting a strong example in prioritizing women’s health at work. I am eager to see the continued positive changes that will undoubtedly result from your efforts. It was.
I was honored to attend the Women’s Health at Work: Closing the gender gap event by @The Globe and Mail in partnership with Sun Life. The focus of the event was on the importance of women’s health in the workplace and the essential role that it plays in our society.
I am proud to see the women at Sun Life leading the movement on having an inclusive and safe workplace culture for women to not only feel comfortable and heard but to thrive in their career paths. Creating an inclusive work environment that supports women through different life stages, whether navigating, pregnancy, menopause, mental illness, or the pressure of caregiving sends a powerful message about valuing diversity and promoting overall well-being. Thank you @ Helena Pagano and Jessica Tan for your work in these initiatives and for setting a strong example in prioritizing women’s health at work. I am eager to see the continued positive changes that will undoubtedly result from your efforts. It was.
I am proud to see the women at Sun Life leading the movement on having an inclusive and safe workplace culture for women to not only feel comfortable and heard but to thrive in their career paths. Creating an inclusive work environment that supports women through different life stages, whether navigating, pregnancy, menopause, mental illness, or the pressure of caregiving sends a powerful message about valuing diversity and promoting overall well-being. Thank you @ Helena Pagano and Jessica Tan for your work in these initiatives and for setting a strong example in prioritizing women’s health at work. I am eager to see the continued positive changes that will undoubtedly result from your efforts. It was.
Yesterday, I was invited to attend a powerful Truth and Reconciliation event at the Catholic Community Services of York Region (CCSYR). It was a moving experience that deepened my understanding of our shared history and the importance of healing and respect for indigenous communities. Let's continue the conversation and commit to meaningful actions for reconciliation. Thank you Magda for allowing me to be part of this wonderful event.
#TruthAndReconciliation #Unity #IndigenousVoices
#TruthAndReconciliation #Unity #IndigenousVoices
Yesterday, I was invited to attend a powerful Truth and Reconciliation event at the Catholic Community Services of York Region (CCSYR). It was a moving experience that deepened my understanding of our shared history and the importance of healing and respect for indigenous communities. Let's continue the conversation and commit to meaningful actions for reconciliation. Thank you Magda for allowing me to be part of this wonderful event.
#TruthAndReconciliation #Unity #IndigenousVoices
#TruthAndReconciliation #Unity #IndigenousVoices
It was a great honor to have participated yesterday as a panelist at "Empowering Women in Wealth" along with wonderful women: Oricia Smith, President of SLGI Management Inc. & SVP Investment Solutions Sun Life; Taryl Kramp, Regional Vice President -Toronto Sun Life; and fellow Advisor Brittany Toth.
It was inspiring to discuss strategies for empowering women in the wealth business. The insights shared and connections made were truly motivating. Together, we can break barriers and create opportunities. Let's continue to support each other on this journey! #WomenInWealth#EmpoweringWomen
It was inspiring to discuss strategies for empowering women in the wealth business. The insights shared and connections made were truly motivating. Together, we can break barriers and create opportunities. Let's continue to support each other on this journey! #WomenInWealth#EmpoweringWomen
It was a great honor to have participated yesterday as a panelist at "Empowering Women in Wealth" along with wonderful women: Oricia Smith, President of SLGI Management Inc. & SVP Investment Solutions Sun Life; Taryl Kramp, Regional Vice President -Toronto Sun Life; and fellow Advisor Brittany Toth.
It was inspiring to discuss strategies for empowering women in the wealth business. The insights shared and connections made were truly motivating. Together, we can break barriers and create opportunities. Let's continue to support each other on this journey! #WomenInWealth#EmpoweringWomen
It was inspiring to discuss strategies for empowering women in the wealth business. The insights shared and connections made were truly motivating. Together, we can break barriers and create opportunities. Let's continue to support each other on this journey! #WomenInWealth#EmpoweringWomen
Women and investing: Key findings and opportunities
Empower yourself with easy-to-understand resources and learn more about the financial industry.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
FP Answers: What are some odd clauses that people put in their wills? Are they enforceable?
Gifts of personal property can be emotionally priceless, but costly to handle if courts must rule on legal issues
Kick back this summer but keep an eye on your investments - BNN Bloomberg
While you’re relaxing at the cottage, by the pool, or somewhere more exotic, there are some storm clouds in the distance this year that could shock your investment portfolio.
Defined benefit vs. defined contribution pension plans: which is better and how much will I receive?
Boost your knowledge with this helpful article.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
How listing a trusted contact could foil financial elder abuse within families - BNN Bloomberg
Provincial and territorial securities regulators are raising alarm bells over a spike in reports of financial abuse against Canadian seniors. What is most shocking is that it is often happening within families.
BOC cuts interest rate for the first time in four years to 4.75%
The first cut is not the deepest, but it is the most significant as it signals the beginning of a new cycle in our monetary policy.
How will it impact businesses and households?
✔️The rate cut will not make a significant impact on mortgage monthly payments.
✔️Business that have lines of credits will start to feel some relief.
✔️The real estate market could use some stimulation with this new cycle on its way.
✔️GIC's, and HISA (High Interest Savings Account) will be affected by the cut.
The following article is an interesting read on the impact that the rate cut will have in different areas.
Enjoy the read. 👀
From the Globe and Mail: A guide to what lower rates will mean for mortgages, housing and returns on all those safe parking spots for cash - https://www.theglobeandmail.com/investing/personal-finance/article-a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and/?utm_source=Shared+Article+Sent+to+User&utm_medium=E-mail:+Newsletters+/+E-Blasts+/+etc.&utm_campaign=Shared+Web+Article+Links
The first cut is not the deepest, but it is the most significant as it signals the beginning of a new cycle in our monetary policy.
How will it impact businesses and households?
✔️The rate cut will not make a significant impact on mortgage monthly payments.
✔️Business that have lines of credits will start to feel some relief.
✔️The real estate market could use some stimulation with this new cycle on its way.
✔️GIC's, and HISA (High Interest Savings Account) will be affected by the cut.
The following article is an interesting read on the impact that the rate cut will have in different areas.
Enjoy the read. 👀
From the Globe and Mail: A guide to what lower rates will mean for mortgages, housing and returns on all those safe parking spots for cash - https://www.theglobeandmail.com/investing/personal-finance/article-a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and/?utm_source=Shared+Article+Sent+to+User&utm_medium=E-mail:+Newsletters+/+E-Blasts+/+etc.&utm_campaign=Shared+Web+Article+Links
BOC cuts interest rate for the first time in four years to 4.75%
The first cut is not the deepest, but it is the most significant as it signals the beginning of a new cycle in our monetary policy.
How will it impact businesses and households?
✔️The rate cut will not make a significant impact on mortgage monthly payments.
✔️Business that have lines of credits will start to feel some relief.
✔️The real estate market could use some stimulation with this new cycle on its way.
✔️GIC's, and HISA (High Interest Savings Account) will be affected by the cut.
The following article is an interesting read on the impact that the rate cut will have in different areas.
Enjoy the read. 👀
From the Globe and Mail: A guide to what lower rates will mean for mortgages, housing and returns on all those safe parking spots for cash - https://www.theglobeandmail.com/investing/personal-finance/article-a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and/?utm_source=Shared+Article+Sent+to+User&utm_medium=E-mail:+Newsletters+/+E-Blasts+/+etc.&utm_campaign=Shared+Web+Article+Links
The first cut is not the deepest, but it is the most significant as it signals the beginning of a new cycle in our monetary policy.
How will it impact businesses and households?
✔️The rate cut will not make a significant impact on mortgage monthly payments.
✔️Business that have lines of credits will start to feel some relief.
✔️The real estate market could use some stimulation with this new cycle on its way.
✔️GIC's, and HISA (High Interest Savings Account) will be affected by the cut.
The following article is an interesting read on the impact that the rate cut will have in different areas.
Enjoy the read. 👀
From the Globe and Mail: A guide to what lower rates will mean for mortgages, housing and returns on all those safe parking spots for cash - https://www.theglobeandmail.com/investing/personal-finance/article-a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and/?utm_source=Shared+Article+Sent+to+User&utm_medium=E-mail:+Newsletters+/+E-Blasts+/+etc.&utm_campaign=Shared+Web+Article+Links
Being a woman today is challenging in so many ways. It is true that we have come a long way.
However, along the journey some of us have lost our identity, detaching from our bodies and our minds to pursue excellence, in a world driven by dopamine.
Today that we celebrate International Women’s Day I invite you not to focus on success, to be happy. Instead focus on being happy, in order to succeed.
Tips to be happy that inevitably will bring success in all aspects of your life.
There is scientific evidence that backs this up.
❤️Be real.
❤️Be You.
❤️Be Fierce.
❤️Be Authentic.
❤️Be Inclusive.
❤️Be generous with yourself and others.
❤️Be the change you are looking for.
❤️Be your favourite kind of women.
You will be an inspiration to other women in the journey to find true happiness by being your true self.
Have a fantastic day 😍
However, along the journey some of us have lost our identity, detaching from our bodies and our minds to pursue excellence, in a world driven by dopamine.
Today that we celebrate International Women’s Day I invite you not to focus on success, to be happy. Instead focus on being happy, in order to succeed.
Tips to be happy that inevitably will bring success in all aspects of your life.
There is scientific evidence that backs this up.
❤️Be real.
❤️Be You.
❤️Be Fierce.
❤️Be Authentic.
❤️Be Inclusive.
❤️Be generous with yourself and others.
❤️Be the change you are looking for.
❤️Be your favourite kind of women.
You will be an inspiration to other women in the journey to find true happiness by being your true self.
Have a fantastic day 😍
Being a woman today is challenging in so many ways. It is true that we have come a long way.
However, along the journey some of us have lost our identity, detaching from our bodies and our minds to pursue excellence, in a world driven by dopamine.
Today that we celebrate International Women’s Day I invite you not to focus on success, to be happy. Instead focus on being happy, in order to succeed.
Tips to be happy that inevitably will bring success in all aspects of your life.
There is scientific evidence that backs this up.
❤️Be real.
❤️Be You.
❤️Be Fierce.
❤️Be Authentic.
❤️Be Inclusive.
❤️Be generous with yourself and others.
❤️Be the change you are looking for.
❤️Be your favourite kind of women.
You will be an inspiration to other women in the journey to find true happiness by being your true self.
Have a fantastic day 😍
However, along the journey some of us have lost our identity, detaching from our bodies and our minds to pursue excellence, in a world driven by dopamine.
Today that we celebrate International Women’s Day I invite you not to focus on success, to be happy. Instead focus on being happy, in order to succeed.
Tips to be happy that inevitably will bring success in all aspects of your life.
There is scientific evidence that backs this up.
❤️Be real.
❤️Be You.
❤️Be Fierce.
❤️Be Authentic.
❤️Be Inclusive.
❤️Be generous with yourself and others.
❤️Be the change you are looking for.
❤️Be your favourite kind of women.
You will be an inspiration to other women in the journey to find true happiness by being your true self.
Have a fantastic day 😍
Today, I invite you to celebrate Self-Love❤️
❤️Embrace your worth and appreciate your unique qualities that make you who you are.
❤️Treat yourself with kindness, understanding and prioritizing your own well-being.
❤️Take time today to celebrate the wonderful person you are and recognize the beauty within yourself.
❤️Share your love with everyone around you. Partner, Kids, friends, family, colleagues your pets everyone needs love, be generous with your love giving, the more you give the more you get. It is a universal law.
Follow these tips and I promise your you will be in a happy place today and always.
Happy Valentine’s Day💕
❤️Embrace your worth and appreciate your unique qualities that make you who you are.
❤️Treat yourself with kindness, understanding and prioritizing your own well-being.
❤️Take time today to celebrate the wonderful person you are and recognize the beauty within yourself.
❤️Share your love with everyone around you. Partner, Kids, friends, family, colleagues your pets everyone needs love, be generous with your love giving, the more you give the more you get. It is a universal law.
Follow these tips and I promise your you will be in a happy place today and always.
Happy Valentine’s Day💕
Today, I invite you to celebrate Self-Love❤️
❤️Embrace your worth and appreciate your unique qualities that make you who you are.
❤️Treat yourself with kindness, understanding and prioritizing your own well-being.
❤️Take time today to celebrate the wonderful person you are and recognize the beauty within yourself.
❤️Share your love with everyone around you. Partner, Kids, friends, family, colleagues your pets everyone needs love, be generous with your love giving, the more you give the more you get. It is a universal law.
Follow these tips and I promise your you will be in a happy place today and always.
Happy Valentine’s Day💕
❤️Embrace your worth and appreciate your unique qualities that make you who you are.
❤️Treat yourself with kindness, understanding and prioritizing your own well-being.
❤️Take time today to celebrate the wonderful person you are and recognize the beauty within yourself.
❤️Share your love with everyone around you. Partner, Kids, friends, family, colleagues your pets everyone needs love, be generous with your love giving, the more you give the more you get. It is a universal law.
Follow these tips and I promise your you will be in a happy place today and always.
Happy Valentine’s Day💕
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