Resources

Looking for more information to help kickstart your financial journey? Find tools and calculators, informative pages and more.

Tools and calculators

Make planning for your financial future and retirement easier with some of our tools and calculators.

Retirement savings calculator

Calculate how well your retirement savings align with what you can expect to spend.

What you get: An assessment of whether you’re saving enough to retire when and how you want.
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Life insurance calculator

Calculate how much life insurance you’ll need to help your loved ones cover financial responsibilities after you're gone.



What you get: An estimate of the amount of coverage you need to protect those who depend on you
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Budget calculator

Find out where your money is going with this easy-to-use household budget calculator.
What you get: An understanding of your income and expenses and a budget you can return to and update as your needs change.
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Annuity calculator

Find out how much retirement income you can get from a life annuity and see how it compares to income from a GIC or RRIF.
What you get: An estimate of your guaranteed retirement income with an annuity.
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CPP/QPP calculator

Find out what factors can affect your CPP/QPP payments and estimate your monthly pension income.
What you get: An estimate of your pension income at different starting ages
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Critical illness insurance

Calculate what it would cost if you became seriously ill and see how insurance can help.
What you get: An estimate of how much you would need to cover expenses if you got sick.
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Life expectancy calculator

Work out your estimated life expectancy, based on recent actuarial data.
What you get: A rough idea of how long you could need your retirement savings to last.
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Net worth calculator

What’s your net worth? Calculate the difference between what you own (your assets) and what you owe (your liabilities).
What you get: A clear picture of where you stand today to help you plan for the future.
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RESP calculator

Calculate how much you may need to save for your child’s post-secondary education.
What you get: A clear sense of the amount of money you’ll need to cover education costs
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RRSP calculator

Find out what will happen to your RRSP savings if you change your contribution rate or take money out.
What you get: An understanding of what contributions and withdrawals will do to your RRSP’s growth.
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RRSP loan calculator

Find out if taking an RRSP loan to take advantage of unused RRSP contribution room is right for you.
What you get: A recommendation on whether to take out a loan to contribute to your RRSP.
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RRSP vs. Mortgage calculator

Should you pay off your mortgage or contribute to your RRSP? Use this simple tool to find out.
What you get: An idea of how much you would gain by putting money towards your mortgage or RRSP.
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Partners

As a complement to the services provided by Sun Life Financial advisors, Estate & Financial Planning Services (EFPS) connects Clients with a planner who is highly skilled in all facets of financial planning – from investment and tax-efficient strategies to risk management tactics and wealth protection techniques. For over 60 years, EFPS has helped Clients continue to grow their wealth and preserve it for future generations.

Valerie Chan, CPA, CA, CPA (Washington), TEP, FEA, CFP®

Director of Advanced Planning

Estate & Financial Planning Services, Western Region


Valerie is a Sun Life EFPS Consultant and works in partnership with Sean R. Baker Financial Services.


Valerie is an experienced financial planner and accountant. During her time as a tax manager, she specialized in personal, corporate and trust & estate taxation. She also has experience supporting ultra-high net worth private banking clients with wealth and tax planning. In addition to the CFP and TEP designations, Valerie holds accounting designations in Canada (CPA, CA) and in the US (CPA, Washington) and recently obtained her FEA designation. Valerie is particularly interested in helping Clients reach their financial goals through tax efficiencies and estate enhancement. 

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Jesse Peikoff, CFP, PFP

Planning Director

Estate & Financial Planning Services, Western Region


Jesse is a Sun Life EFPS Consultant and works in partnership with Sean R. Baker Financial Services.



Jesse joined Sun Life in April 2022. He provides comprehensive and in-depth custom-built financial plans to support Sun Life advisors in creating strong relationships with their clients.

Prior to joining Sun Life, Jesse worked as a financial planner for a large financial institution, where he was employed for 14 years. His process includes examining investment strategies, risk management,

estate maximization, retirement income planning, and the tax implications of the strategies recommended. Jesse specializes in working with farming, business owner, and high net worth clients.

Jesse holds the CFP and PFP designations, and regularly studies to stay current on advanced financial planning strategies.

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Adelina Banks, CFP®, RRC

Financial Planner

Estate & Financial Planning Services, Western Region


Adelina is a Sun Life EFPS Consultant and works in partnership with Sean R. Baker Financial Services.


Adelina joined Sun Life in October of 2016. Known for her strong customer service focus and a high degree of professionalism and integrity, Adelina supports our advisors by preparing comprehensive financial plans for their clients. Throughout the planning process, Adelina is committed to taking a holistic view toward helping clients reach their personal and financial goals.

In her previous role as an advisor and financial planner, she provided a full range of insurance, investment and planning services.

Adelina holds the Certified Financial Planner and Registered Retirement Consultant designations and speaks English and Portuguese.

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