TheWorks Financial Solutions Inc.
Job title: Gear Up For Success
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
Comprehensive financial strategies for business owners, professionals and their families
Choose TheWorks
We understand that professionals and business owners commit to their work and dedicate themselves to their families - just like us. These two significant aspects of life are like gears. Two integral moving parts working together to achieve a certain speed, requiring attention and maintenance to stay on track. To support your lifestyle and the people you care about, you need a solid comprehensive working plan in place. This plan will maximize security for your career and family. We help gear up your efforts and build a comprehensive financial plan with you.
We design your plan to help guide the direction of our financial advice. We do this by identifying your unique goals. We will build bridges to connect gaps in where you currently are, and where you want to be. The plan becomes the guide to measure the success. We’ll track your goals, while at the same time, capturing changes in goals as they transform over time.
Whether you are a professional focused on retirement and protecting your family or a business owner wanting to achieve more for your employees, you can expect our team to help you gear up for success.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
Why we are different
We established TheWorks by the merging of two reputable, respected advisors. We realized that we share the same work ethic and dedication to Clients. We also happen to be good friends. After years of a strong friendship, it began to make a lot of sense to join forces. By combining teams, TheWorks provides even more value with an enhanced level of service. Our advisors each bring something special to the table while sharing the same commitment to Clients.
Our team has 50 years of combined experience in the financial services industry. We focus on a customized process. This process is designed to get you into action by uncovering goals and producing a long-term strategy. We help you gear up for your retirement success while providing an unparalleled Client experience. It is time to experience TheWorks.
Stay informed
See more articlesScript: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
right one for you?
Tax Free Savings Account (TFSA): a registered investment account to help you save money while
holding qualified investments.
Registered Retirement Savings Plan (RRSP): an investment account specifically to help you save
money for retirement.
Tax-Free First Home Savings Plan (FHSA): a registered investment account for saving up to
purchase your first home.
Need guidance on which savings account is right for you? Reach out to our team! We're happy to
guide you through each option and how it can work for you.
https://advisor.sunlife.ca/theworks/
519-969-1133
Certain terms and conditions may apply. Contact me for more information.
Office information
