Tina Getz
Job title: Financial Planner, B.A., CFP®, CHS™
Languages spoken: English
Area(s) served: Saskatchewan, Manitoba and British Columbia
Retiring your way
It’s never too early to start thinking about retirement. In fact, the earlier you start to plan, the more prepared you’ll be. Let’s work together to create a retirement plan that incorporates your needs, wants and goals.
Who we service
Learn more
Families
Investments
Pre-retirees and retirees
Holistic financial planning
When we work together, my goal is to bring you peace of mind. I want you to feel confident that your financial plan will help you reach your short and long-term goals. My approach combines convenience and easy communication so that the process is as stress-free as possible for you. I’ll take the time to listen to your story so I can match your financial plan to who you are and what you want in life. At the end of the day, I want you to feel like I’ve given a valuable service to you.
Whether you’re a young family, pre-retiree or somewhere in between – I can help you. I take a holistic approach and create a custom, thorough financial plan that will clearly explain:
- investment opportunities that will help you grow your wealth,
- insurance options that can protect you and your family, and
- retirement planning so you can retire your way.
I’m located in Regina, Saskatchewan and am happy to meet in-person or virtually. Contact me to get started on your financial planning.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
Stay informed
See more articlesScript: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.