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The next Bank of Canada interest rate announcement is July 30. If your mortgage is up for renewal, Rates.ca has these important tips.

For many women, having a baby completely changes the financial picture, sometimes in ways they never expected. This article highlights how common it is for plans to shift once kids come into the picture, and why it’s so important to be prepared for both the expected and the unexpected. If you’re thinking about starting a family, we’re here to help you build a financial plan that grows with you.

Optimize your RRSP and TFSA with Sun Life One Plan.

Sun Life One Plan helps you build a detailed roadmap that applies tax-efficient strategies to grow your assets.

Book a consultation with us today to create your personalized plan to help reach your financial goals.

#SunLifeOnePlan #FinancialStrategy

Transcript: Take one small step to build one holistic financial roadmap in one place. Sun Life One Plan. Book a consultation today.

With talk of a recession on everyone’s mind, it’s natural to start looking a little closer at your spending. This article shares practical tips for being more mindful with your money, because a little caution now can go a long way later. If you’re feeling uncertain about your financial plans, we’re here to help you create a strategy that keeps you steady, no matter what the headlines say.

Looking and feeling your best doesn’t have to break the bank. This article shares tips and tricks for maintaining a youthful glow, from simple habits to natural options that won’t cost a fortune. Because taking care of yourself should feel good, not stressful. And if you’re looking for ways to invest in your future (in every sense), we’re always here to help.

It’s never too early to start saving for retirement, and Gen Z is proving it. The sooner you start, even with small amounts, the more time your money has to grow. This article highlights how young people are taking retirement planning seriously and why starting early really pays off. If you want to make the most of your head start, we’re here to help you build a plan that works for you now and in the future.

Wondering when to start saving for retirement? The short answer: the sooner, the better. Even small amounts set aside early can grow into something meaningful over time, especially when invested wisely. This article explains why starting early matters and how little steps now can lead to big results later. And if you’re not sure how to begin, we’re here to help you build a plan that works for you. Book a meeting today! (403-266-2061 Ext 2254)

Retirement isn’t just a finish line, it’s a new chapter that deserves a solid plan. This article shares practical ways to start preparing, no matter where you are in the process. And while general advice is helpful, personalized guidance makes all the difference. We’re here to help you create a plan that fits your life, your goals, and your future. Contact us to book an appointment!

Life insurance might seem complicated, but it doesn’t have to be. This quick video breaks down the basics: what it is, how it works, and why it might be more important than you think. Everyone’s situation is different, and the right coverage depends on your unique needs and goals. If you’re not sure where to start, we’re happy to walk you through it.

Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.

Life is full of unexpected moments: changes at work, family illness, or financial setbacks that can leave you feeling uncertain. The best thing you can do is to be prepared, both mentally and financially. This article offers ways to build resilience for whatever comes your way, reminding us that every situation is different and deserves a tailored approach. If you’d like help planning for the unexpected, we’re here to work with you and create a strategy that fits your life. Call us at 403-266-2061 Ext 2254 to book an appointment!

8 ways you can benefit from life insurance:

1. protecting your wealth
2. dividing your estate
3. providing a tax-free payout
4. protecting your estate
5. diversifying your portfolio
6. providing extra tax-free retirement income
7. funding a buy-sell agreement
8. enabling you to be able to support a cause

Read more about protecting your wealth with life insurance in this article.

More and more people are finding themselves working longer and feeling less confident about retiring when they hoped to. The average retirement age is creeping higher, and many are worried about reaching their financial goals in time. If that sounds familiar, you’re not alone, and you don’t have to figure it out by yourself. If you’re worried about your retirement funds, we can help. Call us at 403-266-2061 Ext 2254

Retirement planning isn’t just about money, it’s about building a life that supports your health, happiness, and peace of mind. This article walks through the financial side of retirement, but also reminds us how important it is to prioritize wellness along the way. If you’re starting to think about what retirement could look like for you, we’re here to help you shape a plan that covers the full picture. Call us today (403-266-2061 Ext 2254) if you would like to chat about your financial future!