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Are you feeling squeezed between caring for your aging parents and supporting your own children? You're not alone.

Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.

Reach out and we can address your family's needs while helping to safeguard your own financial future.

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA



Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.

Wondering if you’re on track with your savings? Find out how your balance compares to others your age, and what could help you

Did you know many families would face significant financial challenges if they suddenly lost their primary wage earner? Don't let your loved ones be caught unprepared. Ensure your family's financial security with proper life insurance coverage. Give yourself and your family peace of mind. Let's connect to review your #lifeinsurance plan because when it comes to your family's future, it's better to be safe than sorry.

#FinancialProtection #FamilySecurity #LifeInsuranceAwarenessMonth

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA

Did you know many families would face significant financial challenges if they suddenly lost their primary wage earner? Don't let your loved ones be caught unprepared. Ensure your family's financial security with proper life insurance coverage. Give yourself and your family peace of mind. Let's connect to review your #lifeinsurance plan because when it comes to your family's future, it's better to be safe than sorry.

#FinancialProtection #FamilySecurity #LifeInsuranceAwarenessMonth

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA

Organizations dedicated to improving lives often systematically erode the well-being of the people delivering that impact. In purpose-driven environments, saying "no" feels like a moral failure. However, achieving your mission at the expense of your team's health isn't a noble sacrifice—it's strategic self-sabotage.

You can get a loan for law school. You can’t get one to walk away from your business at 55. That’s why college planning has to serve your future—not just your child’s.

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA

Life is full of surprises, both good and bad. This September, take a moment to consider if your life insurance policy meets your current needs. [I/we] can help you plan for whatever life brings. Email or call to set up your next appointment today.

#LifeInsuranceAwarenessMonth

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA

How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.

Contact my office today at xander.kreis@sunlife.com
306-850-4917

Book an appointment online: https://action.sunlife.ca/AppointmentRendezvous/s/?AID=Y8nxPM7orFMcPX5uBsUpGNyHC4ODp9tRnjiU9zRAimA%3D&language=en_CA

Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.