Moments of Truth Insurance Services Corp.
Area(s) served: Ontario
Know your way forward
Whether you’re starting your business, developing your practice or considering stepping aside, We offer vision, know-how, plus industry-leading wealth and insurance solutions to business owners who need advice to manage complex financial situations.
Are you okay?
When life happens, everybody asks the same question – “Will I be okay?”
Our Essential Financial Security approach helps you “be okay” in life’s most difficult financial moments. Like when you are sick or injured, suffer a life-altering illness, retire, need cash, can no longer take care of yourself or when you die. You’ll be amazed at what you can do to make your life better using traditional products in non-traditional ways.
Knowing you are okay in these “moments of truth” means you have more peace of mind. You, your family, and your business, can relax a little more. And that means a better quality of life.
At Moments of Truth Insurance Services, we focus on key pinch points like these to make sure that you have the essential financial security you want. We use top-tier financial products to give you the tax-free cash you want whenever life happens.
You can be okay in any of the moments of truth we protect.

Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
Something to think about
- If you were sick or injured and couldn’t work, would you rather lose your home or your mortgage?
- If there were a way to make yourself the beneficiary of your own life insurance policy while you were still alive, would you be interested?
- You have three possible beneficiaries to your estate: Family, charity, or the Canada Revenue Agency. You can choose any two. Which ones do you choose?
- Do you want to be okay if there is another economic collapse or pandemic?
- Do you want to be okay when you get a great opportunity and need cash in the future?
If your family or business mean everything to you, we can help you be everything to them. Especially when it matters most.
We're ready whenever you want to be ready for your moments of truth.
Stay informed
See more articlesScript: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
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