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Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
I hope you all enjoy the end of the Summer and your long weekend ahead.
If you’re looking for something to do, some of the best Canadian Football rivalries are this weekend. Get yourself ready for NFL to start next week by tuning into a game.
I’ll be out of the office on Monday cheering on the gold and black.
If you’re looking for something to do, some of the best Canadian Football rivalries are this weekend. Get yourself ready for NFL to start next week by tuning into a game.
I’ll be out of the office on Monday cheering on the gold and black.
I hope you all enjoy the end of the Summer and your long weekend ahead.
If you’re looking for something to do, some of the best Canadian Football rivalries are this weekend. Get yourself ready for NFL to start next week by tuning into a game.
I’ll be out of the office on Monday cheering on the gold and black.
If you’re looking for something to do, some of the best Canadian Football rivalries are this weekend. Get yourself ready for NFL to start next week by tuning into a game.
I’ll be out of the office on Monday cheering on the gold and black.
Parents, grandparents, relatives and friends can contribute money into an RESP (up to a lifetime contribution of $50,000 per child).
Get in touch to set up an RESP for your child.
Get in touch to set up an RESP for your child.
Parents, grandparents, relatives and friends can contribute money into an RESP (up to a lifetime contribution of $50,000 per child).
Get in touch to set up an RESP for your child.
Get in touch to set up an RESP for your child.
When inflation rises during retirement, it's important to take proactive steps to protect your purchasing power and financial stability. Here are some strategies to consider:
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
When inflation rises during retirement, it's important to take proactive steps to protect your purchasing power and financial stability. Here are some strategies to consider:
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
- Diversify your investment portfolio
- Reassess your withdrawal strategy
- Look for senior discounts
- Delay old age benefits, if possible
Remember, the key is to be proactive and adaptable. Reach out to review your financial situation and make necessary adjustments.
10 tips for healthy eating on a budget
Suffering from sticker shock at the supermarket? Here are some expert tips on how to eat healthy for less.
One year ago today, I gave my two weeks’ notice and walked away from a comfortable investment role at the local credit union.
At the time, I wasn’t completely sure what the next chapter would look like — but I knew I wanted to do much more.
In September of 2024, I completed all of my extra licensing requirements. Then, after a few months of waiting for my licenses to transfer, I officially signed the papers to start my own practice with Sun Life in February 2025.
Now, seven months into this new chapter, I’ve hit the goal that mattered most to me:
✅ Becoming a confident, holistic advisor.
That’s rare in our industry — and it’s something I’m proud of. I knew early on that if I wanted to truly serve my clients, I couldn’t just focus on investment returns. I needed to also help protect what they’re building — their income, their families, and their futures.
One of the ways that I know that I am on the right path is the fact that I have had many people in my life show confidence in me by transferring their retirement savings to my firm for their investments to be looked after by someone they trust.
What’s kept me motivated during this journey is something that most people don’t think about when they hear “insurance”. I’ve started handling my first few death claims.
It’s not something I look forward to — but delivering a cheque to a grieving family has powerfully reminded me why I do this work.
It’s not about the dollar amount.
It’s about giving people the space to grieve without worrying about work, bills, or survival.
It’s about dignity, time, and breathing room during the hardest moments of life.
That’s the impact I want to keep making.
Thank you to everyone who has trusted me with that responsibility so far. I’m just getting started. 👊
Brock Vale
At the time, I wasn’t completely sure what the next chapter would look like — but I knew I wanted to do much more.
In September of 2024, I completed all of my extra licensing requirements. Then, after a few months of waiting for my licenses to transfer, I officially signed the papers to start my own practice with Sun Life in February 2025.
Now, seven months into this new chapter, I’ve hit the goal that mattered most to me:
✅ Becoming a confident, holistic advisor.
That’s rare in our industry — and it’s something I’m proud of. I knew early on that if I wanted to truly serve my clients, I couldn’t just focus on investment returns. I needed to also help protect what they’re building — their income, their families, and their futures.
One of the ways that I know that I am on the right path is the fact that I have had many people in my life show confidence in me by transferring their retirement savings to my firm for their investments to be looked after by someone they trust.
What’s kept me motivated during this journey is something that most people don’t think about when they hear “insurance”. I’ve started handling my first few death claims.
It’s not something I look forward to — but delivering a cheque to a grieving family has powerfully reminded me why I do this work.
It’s not about the dollar amount.
It’s about giving people the space to grieve without worrying about work, bills, or survival.
It’s about dignity, time, and breathing room during the hardest moments of life.
That’s the impact I want to keep making.
Thank you to everyone who has trusted me with that responsibility so far. I’m just getting started. 👊
Brock Vale
One year ago today, I gave my two weeks’ notice and walked away from a comfortable investment role at the local credit union.
At the time, I wasn’t completely sure what the next chapter would look like — but I knew I wanted to do much more.
In September of 2024, I completed all of my extra licensing requirements. Then, after a few months of waiting for my licenses to transfer, I officially signed the papers to start my own practice with Sun Life in February 2025.
Now, seven months into this new chapter, I’ve hit the goal that mattered most to me:
✅ Becoming a confident, holistic advisor.
That’s rare in our industry — and it’s something I’m proud of. I knew early on that if I wanted to truly serve my clients, I couldn’t just focus on investment returns. I needed to also help protect what they’re building — their income, their families, and their futures.
One of the ways that I know that I am on the right path is the fact that I have had many people in my life show confidence in me by transferring their retirement savings to my firm for their investments to be looked after by someone they trust.
What’s kept me motivated during this journey is something that most people don’t think about when they hear “insurance”. I’ve started handling my first few death claims.
It’s not something I look forward to — but delivering a cheque to a grieving family has powerfully reminded me why I do this work.
It’s not about the dollar amount.
It’s about giving people the space to grieve without worrying about work, bills, or survival.
It’s about dignity, time, and breathing room during the hardest moments of life.
That’s the impact I want to keep making.
Thank you to everyone who has trusted me with that responsibility so far. I’m just getting started. 👊
Brock Vale
At the time, I wasn’t completely sure what the next chapter would look like — but I knew I wanted to do much more.
In September of 2024, I completed all of my extra licensing requirements. Then, after a few months of waiting for my licenses to transfer, I officially signed the papers to start my own practice with Sun Life in February 2025.
Now, seven months into this new chapter, I’ve hit the goal that mattered most to me:
✅ Becoming a confident, holistic advisor.
That’s rare in our industry — and it’s something I’m proud of. I knew early on that if I wanted to truly serve my clients, I couldn’t just focus on investment returns. I needed to also help protect what they’re building — their income, their families, and their futures.
One of the ways that I know that I am on the right path is the fact that I have had many people in my life show confidence in me by transferring their retirement savings to my firm for their investments to be looked after by someone they trust.
What’s kept me motivated during this journey is something that most people don’t think about when they hear “insurance”. I’ve started handling my first few death claims.
It’s not something I look forward to — but delivering a cheque to a grieving family has powerfully reminded me why I do this work.
It’s not about the dollar amount.
It’s about giving people the space to grieve without worrying about work, bills, or survival.
It’s about dignity, time, and breathing room during the hardest moments of life.
That’s the impact I want to keep making.
Thank you to everyone who has trusted me with that responsibility so far. I’m just getting started. 👊
Brock Vale
Check out these tips to help your retirement savings go farther:
- Maximize government benefits
- Manage withdrawals from RRSPs to minimize taxes
- Consider downsizing your house
- Understand healthcare coverage
Let’s chat and explore your options.
- Maximize government benefits
- Manage withdrawals from RRSPs to minimize taxes
- Consider downsizing your house
- Understand healthcare coverage
Let’s chat and explore your options.
Check out these tips to help your retirement savings go farther:
- Maximize government benefits
- Manage withdrawals from RRSPs to minimize taxes
- Consider downsizing your house
- Understand healthcare coverage
Let’s chat and explore your options.
- Maximize government benefits
- Manage withdrawals from RRSPs to minimize taxes
- Consider downsizing your house
- Understand healthcare coverage
Let’s chat and explore your options.
Brock is spending the weekend helping out with the inaugural combine with the Kingston Minor Football League!
Brock is spending the weekend helping out with the inaugural combine with the Kingston Minor Football League!
9 anti-inflammatory breakfast ideas to kickstart your day
An anti-inflammatory breakfast can include smoothies, overnight oats, and chia seed pudding. You can also enjoy savory options, such as veggie-rich egg dishes.
Want to teach your kids about money management this summer? Try the Three Jar Method. Help your children divide their allowance or summer job earnings into three jars:
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Want to teach your kids about money management this summer? Try the Three Jar Method. Help your children divide their allowance or summer job earnings into three jars:
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Five Mistakes to Avoid in Your First Year of Retirement
Retirement brings the freedom to choose how to spend your money and time. But choices made in the initial rush of excitement could create problems in future.
Congratulations to the happy couples tying the knot this summer! While you're caught up in the excitement of your big day, don't forget to think about your financial future together. Here are some things to consider:
-Set shared savings goals for milestones like buying a home
-Discuss merging finances and creating a household budget
-Start an emergency fund to prepare for unexpected expenses
-Look into life insurance to protect each other long-term
-Begin planning for retirement, even if it seems far away
Building a strong financial foundation will help you thrive for years to come. Wishing you a lifetime of love and happiness! #WeddingSeason #SmartBudgeting
-Set shared savings goals for milestones like buying a home
-Discuss merging finances and creating a household budget
-Start an emergency fund to prepare for unexpected expenses
-Look into life insurance to protect each other long-term
-Begin planning for retirement, even if it seems far away
Building a strong financial foundation will help you thrive for years to come. Wishing you a lifetime of love and happiness! #WeddingSeason #SmartBudgeting
Congratulations to the happy couples tying the knot this summer! While you're caught up in the excitement of your big day, don't forget to think about your financial future together. Here are some things to consider:
-Set shared savings goals for milestones like buying a home
-Discuss merging finances and creating a household budget
-Start an emergency fund to prepare for unexpected expenses
-Look into life insurance to protect each other long-term
-Begin planning for retirement, even if it seems far away
Building a strong financial foundation will help you thrive for years to come. Wishing you a lifetime of love and happiness! #WeddingSeason #SmartBudgeting
-Set shared savings goals for milestones like buying a home
-Discuss merging finances and creating a household budget
-Start an emergency fund to prepare for unexpected expenses
-Look into life insurance to protect each other long-term
-Begin planning for retirement, even if it seems far away
Building a strong financial foundation will help you thrive for years to come. Wishing you a lifetime of love and happiness! #WeddingSeason #SmartBudgeting
I am honoured to have been inducted into the Amherstview Lion's Club this week.
In pursuit of helping the local community in many ways, the Lion's Club seemed like the perfect fit for me. It has been incredible to see the food bank, donations to families in need during tough times, and sponsorships to allow kids to play sports locally.
In pursuit of helping the local community in many ways, the Lion's Club seemed like the perfect fit for me. It has been incredible to see the food bank, donations to families in need during tough times, and sponsorships to allow kids to play sports locally.
I am honoured to have been inducted into the Amherstview Lion's Club this week.
In pursuit of helping the local community in many ways, the Lion's Club seemed like the perfect fit for me. It has been incredible to see the food bank, donations to families in need during tough times, and sponsorships to allow kids to play sports locally.
In pursuit of helping the local community in many ways, the Lion's Club seemed like the perfect fit for me. It has been incredible to see the food bank, donations to families in need during tough times, and sponsorships to allow kids to play sports locally.
How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Watch video
More Canadians are relying on a home to fund their retirement despite the risks
More Canadians are relying on a home to fund their retirement despite the risks.
62% of people believe that homeownership is a critical part of their retirement strategy
62% of people believe that homeownership is a critical part of their retirement strategy
How much does divorce in Canada really cost?
Christopher Liew outlines some of the expected and not-so-expected costs of divorce, to help you prepare and plan if you and your spouse decide it’s time to part ways.
What happens when you withdraw money from your RRSP early?
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you.
An important skill that many of us were not taught.
An important skill that many of us were not taught.
Pay down student debt or invest? Here’s how to handle both
Now comes the hard part: juggling student debt with the desire to start building long-term wealth. For many recent grads, finishing school marks the beginning of paying down the sizable debt they accumulated over the course of their studies.
Happy Tax Day!
Happy Tax Day!
Have questions?
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