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Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
Are you feeling squeezed between caring for your aging parents and supporting your own children? You're not alone.
Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.
Reach out and we can address your family's needs while helping to safeguard your own financial future.
Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.
Balancing multiple financial responsibilities can be overwhelming, but there are strategies to help.
Reach out and we can address your family's needs while helping to safeguard your own financial future.
Script: Don't let the pressure of being "sandwiched" compromise your financial well-being.
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With the rising cost of living, have you had to take on a second job or side hustle? It might be time to create a financial roadmap so your can understand your spending habits and start working towards you goals. Let’s work together to help make your money go further.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Disability insurance helps protect you financially by replacing a portion of your income if you’re ever diagnosed with a covered medical illness, mental health issue, or injury that prevents you from working.
Getting an individual disability insurance policy can be beneficial for you even if you don’t work in a physically demanding role. As an example, if you are diagnosed with major depression that prevents you from working, your policy could replace a portion of your income while you focus on your mental health.
Interested? Let’s talk about if it’s right for you. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Getting an individual disability insurance policy can be beneficial for you even if you don’t work in a physically demanding role. As an example, if you are diagnosed with major depression that prevents you from working, your policy could replace a portion of your income while you focus on your mental health.
Interested? Let’s talk about if it’s right for you. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Disability insurance helps protect you financially by replacing a portion of your income if you’re ever diagnosed with a covered medical illness, mental health issue, or injury that prevents you from working.
Getting an individual disability insurance policy can be beneficial for you even if you don’t work in a physically demanding role. As an example, if you are diagnosed with major depression that prevents you from working, your policy could replace a portion of your income while you focus on your mental health.
Interested? Let’s talk about if it’s right for you. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Getting an individual disability insurance policy can be beneficial for you even if you don’t work in a physically demanding role. As an example, if you are diagnosed with major depression that prevents you from working, your policy could replace a portion of your income while you focus on your mental health.
Interested? Let’s talk about if it’s right for you. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Want to teach your kids about money management this summer? Try the Three Jar Method. Help your children divide their allowance or summer job earnings into three jars:
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Want to teach your kids about money management this summer? Try the Three Jar Method. Help your children divide their allowance or summer job earnings into three jars:
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
1. Spend
2. Save
3. Share
This simple system introduces budgeting, saving for goals, and the importance of giving back. It's a fun, visual way to start important money conversations with your kids during their time off from school.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Happy Birthday, Nicole! We wish you a year filled with joy, success, and new adventures. Cheers to you!
Happy Birthday, Nicole! We wish you a year filled with joy, success, and new adventures. Cheers to you!
Divorce isn't just emotionally challenging — it can take a major toll on your finances too.
Some costs you may need to consider are:
- Legal fees
- Dividing your assets and debts
- The cost of shared custody of children
If you’re going through a divorce, it’s a good time to assess how this will affect your finances now and into the future. Let’s make a plan that you feel confident in. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Some costs you may need to consider are:
- Legal fees
- Dividing your assets and debts
- The cost of shared custody of children
If you’re going through a divorce, it’s a good time to assess how this will affect your finances now and into the future. Let’s make a plan that you feel confident in. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Divorce isn't just emotionally challenging — it can take a major toll on your finances too.
Some costs you may need to consider are:
- Legal fees
- Dividing your assets and debts
- The cost of shared custody of children
If you’re going through a divorce, it’s a good time to assess how this will affect your finances now and into the future. Let’s make a plan that you feel confident in. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Some costs you may need to consider are:
- Legal fees
- Dividing your assets and debts
- The cost of shared custody of children
If you’re going through a divorce, it’s a good time to assess how this will affect your finances now and into the future. Let’s make a plan that you feel confident in. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Turning 71 soon? It's time to talk about your RRSP. Did you know that by December 31st of the year you turn 71, you must convert your RRSP to a RRIF or annuity? This marks an important shift from saving to spending in retirement.
Key things to consider:
- Minimum annual withdrawals
- Tax implications
- Investment strategy adjustments
Let's chat about these upcoming changes and how we can navigate them together. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #RRSP #RRIF
Key things to consider:
- Minimum annual withdrawals
- Tax implications
- Investment strategy adjustments
Let's chat about these upcoming changes and how we can navigate them together. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #RRSP #RRIF
Turning 71 soon? It's time to talk about your RRSP. Did you know that by December 31st of the year you turn 71, you must convert your RRSP to a RRIF or annuity? This marks an important shift from saving to spending in retirement.
Key things to consider:
- Minimum annual withdrawals
- Tax implications
- Investment strategy adjustments
Let's chat about these upcoming changes and how we can navigate them together. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #RRSP #RRIF
Key things to consider:
- Minimum annual withdrawals
- Tax implications
- Investment strategy adjustments
Let's chat about these upcoming changes and how we can navigate them together. Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #RRSP #RRIF
In the face of economic challenges, it’s important to do what you can to protect your business, your employees and your income. Get in touch with us today to discuss how you can protect your business.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
In the face of economic challenges, it’s important to do what you can to protect your business, your employees and your income. Get in touch with us today to discuss how you can protect your business.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
Been declined before? Sun Life's Term Insurance for Diabetes is different. We understand your unique needs and offer a higher chance of approval. Apply now to enter the $5,000 monthly giveaway and get the coverage you deserve. #DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
*Certain terms and conditions apply. Contact me for more information.
Been declined before? Sun Life's Term Insurance for Diabetes is different. We understand your unique needs and offer a higher chance of approval. Apply now to enter the $5,000 monthly giveaway and get the coverage you deserve. #DiabetesInsurance #FinancialSecurity
*Certain terms and conditions apply. Contact me for more information.
*Certain terms and conditions apply. Contact me for more information.
From the rugged shores of Newfoundland to the majestic mountains of the west coast, our beautiful country has so much to offer.
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #CanadianTravel
From the rugged shores of Newfoundland to the majestic mountains of the west coast, our beautiful country has so much to offer.
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
Contact us at 226.401.4805 or CA.Financial@sunlife.com to schedule an appointment with one of our advisors.
#RetirementPlanning #CanadianTravel
On this Canada Day, let's take a moment to appreciate the peace, diversity, and beauty that define our nation. Happy July 1st, Canada!
On this Canada Day, let's take a moment to appreciate the peace, diversity, and beauty that define our nation. Happy July 1st, Canada!
How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
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June 21 is National Indigenous Peoples Day! It is a day to acknowledge and honour the histories, culture, and achievements of Métis, First Nations and Inuit peoples.
June 21 is National Indigenous Peoples Day! It is a day to acknowledge and honour the histories, culture, and achievements of Métis, First Nations and Inuit peoples.
This Pride Month, Sun Life stands united with 2SLGBTQIA+ communities. Our people are our
pride; their unique perspectives make us stronger and more resilient. We recognize the
importance of creating spaces where everyone feels respected and supported – exactly as they
are. Inclusion is more than just a statement to us; it's a shared experience.
To our 2SLGBTQIA+ colleagues, Clients, advisors, and community members: you belong, and
we’re proud to stand together.
#UnitedinPride #PrideMonth
pride; their unique perspectives make us stronger and more resilient. We recognize the
importance of creating spaces where everyone feels respected and supported – exactly as they
are. Inclusion is more than just a statement to us; it's a shared experience.
To our 2SLGBTQIA+ colleagues, Clients, advisors, and community members: you belong, and
we’re proud to stand together.
#UnitedinPride #PrideMonth
This Pride Month, Sun Life stands united with 2SLGBTQIA+ communities. Our people are our
pride; their unique perspectives make us stronger and more resilient. We recognize the
importance of creating spaces where everyone feels respected and supported – exactly as they
are. Inclusion is more than just a statement to us; it's a shared experience.
To our 2SLGBTQIA+ colleagues, Clients, advisors, and community members: you belong, and
we’re proud to stand together.
#UnitedinPride #PrideMonth
pride; their unique perspectives make us stronger and more resilient. We recognize the
importance of creating spaces where everyone feels respected and supported – exactly as they
are. Inclusion is more than just a statement to us; it's a shared experience.
To our 2SLGBTQIA+ colleagues, Clients, advisors, and community members: you belong, and
we’re proud to stand together.
#UnitedinPride #PrideMonth
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What happens when you withdraw money from your RRSP early?
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you. To schedule a meeting with one of our advisors, please contact us at 226.401.4805 or CA.Financial@sunlife.com.
1. You’ll miss out on the advantages of compound interest.
2. You'll have to pay tax on your RRSP withdrawals.
3. You’ll permanently lose RRSP contribution room.
If you need cash to deal with an unexpected expense, reach out and we can figure out the right strategy for you. To schedule a meeting with one of our advisors, please contact us at 226.401.4805 or CA.Financial@sunlife.com.
On behalf of everyone at CA Financial Services Inc., we wish you a safe and happy Victoria Day long weekend.
Our office will close at 1:00pm on Friday May 16 and we will reopen at 8:30am on Tuesday May 20.
Our office will close at 1:00pm on Friday May 16 and we will reopen at 8:30am on Tuesday May 20.
On behalf of everyone at CA Financial Services Inc., we wish you a safe and happy Victoria Day long weekend.
Our office will close at 1:00pm on Friday May 16 and we will reopen at 8:30am on Tuesday May 20.
Our office will close at 1:00pm on Friday May 16 and we will reopen at 8:30am on Tuesday May 20.
How can you keep your financial goals on track during a market downturn? Start by asking yourself these three questions:
1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?
You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.
1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?
You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.
Today, May 5, is the National Day of Awareness for Missing and Murdered Indigenous Women, Girls, and Two-Spirited people (MMIWG2S). It is also known as 'Red Dress Day' and we are all encouraged to wear something red to honour the lives and legacies of MMIWG2S individuals. #MMIWG2S
For more information about the history and significance of this day, please check out this site: https://amnesty.ca/red-dress-day/
For more information about the history and significance of this day, please check out this site: https://amnesty.ca/red-dress-day/
Today, May 5, is the National Day of Awareness for Missing and Murdered Indigenous Women, Girls, and Two-Spirited people (MMIWG2S). It is also known as 'Red Dress Day' and we are all encouraged to wear something red to honour the lives and legacies of MMIWG2S individuals. #MMIWG2S
For more information about the history and significance of this day, please check out this site: https://amnesty.ca/red-dress-day/
For more information about the history and significance of this day, please check out this site: https://amnesty.ca/red-dress-day/
Living with diabetes can come with various challenges, including getting life insurance with affordable premiums.
Sun Life Term Insurance for Diabetes can provide an insurance solution for Canadians living with diabetes, giving them the peace of mind knowing that their loved ones are protected.
Reach out to discuss your options and set up an insurance plan that helps meet your needs.
Sun Life Term Insurance for Diabetes can provide an insurance solution for Canadians living with diabetes, giving them the peace of mind knowing that their loved ones are protected.
Reach out to discuss your options and set up an insurance plan that helps meet your needs.
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Do you have an estate plan? If not, it may be time to create one. Estate planning is complex and more than just simply handing down your assets to the next generation. Let's make sure you have a plan that you and your family can count on.
Reach out to us at 226.401.4805 or CA.Financial@sunlife.com to schedule a meeting with one of our advisors.
Reach out to us at 226.401.4805 or CA.Financial@sunlife.com to schedule a meeting with one of our advisors.
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.