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The Importance of Saving Money
Saving money isn’t about sacrifice — it’s about freedom.
Freedom to make choices, handle surprises, and live life on your terms.
Start small, stay consistent, and watch your options grow.
📅 Book an appointment with me to create your savings plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Freedom to make choices, handle surprises, and live life on your terms.
Start small, stay consistent, and watch your options grow.
📅 Book an appointment with me to create your savings plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
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The #1 Money Lesson for Kids
Teaching kids about money early builds habits that last a lifetime. It’s not about saying no to spending — it’s about understanding value, priorities, and smart choices.
Let’s help your family build a strong financial foundation.
📅 Book an appointment with me to build your investment plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Let’s help your family build a strong financial foundation.
📅 Book an appointment with me to build your investment plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
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The Power of Compound Interest in Investing
Compound interest is what turns time into your greatest financial asset. The earlier you start, the more your money can grow on itself — even small amounts make a huge difference over time.
Start today. Your future self will thank you.
📅 Book an appointment with me to build your investment plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Start today. Your future self will thank you.
📅 Book an appointment with me to build your investment plan:
👉 https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Watch video
What is an RRSP?
Most people think RRSPs are only about retirement—but they’re also a smart tax planning tool.
Contributions can reduce your taxable income today while your investments grow for the future.
Want to see how RRSPs can work for your situation?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Contributions can reduce your taxable income today while your investments grow for the future.
Want to see how RRSPs can work for your situation?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Watch video
🍁 November is Diabetes Awareness Month
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
🍁 November is Diabetes Awareness Month
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
Did you know? If you're living with diabetes, you may qualify for the Disability Tax Credit (DTC). It can help ease the financial burden of managing your health.
-It's a non-refundable tax credit
-It can be retroactively claimed for up to 10 years
Learn more about qualifying: https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/do-you-qualify-for-the-disability-tax-credit/
Questions about how the DTC or other financial solutions can support your health journey? Let's connect!
#DiabetesAwareness #DiabetesAwarenessMonth
What is a TFSA?
A TFSA is one of the most powerful accounts in Canada for building wealth.
Your growth is tax-free, your withdrawals are tax-free, and you stay in control.
If you're not using it strategically, you're missing out.
Book an appointment with me and I’ll show you how to maximize it.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Your growth is tax-free, your withdrawals are tax-free, and you stay in control.
If you're not using it strategically, you're missing out.
Book an appointment with me and I’ll show you how to maximize it.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Watch video
Term vs Permanent - Which Is Best For You?
Term vs permanent insurance — they serve different purposes.
✅ Term = temporary protection, affordable, income replacement
✅ Permanent = lifelong coverage, legacy planning, long-term security
Most people benefit from a strategy that fits their stage of life and goals — not a one-size-fits-all answer.
If you want help deciding what’s right for you, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
✅ Term = temporary protection, affordable, income replacement
✅ Permanent = lifelong coverage, legacy planning, long-term security
Most people benefit from a strategy that fits their stage of life and goals — not a one-size-fits-all answer.
If you want help deciding what’s right for you, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
Watch video
What is an RESP?
Education costs are rising fast, but the RESP helps parents stay ahead.
Grow your child’s education fund with government grants and tax-deferred investment growth.
Want help setting one up the right way?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Grow your child’s education fund with government grants and tax-deferred investment growth.
Want help setting one up the right way?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Watch video
Don't let life's surprises put your biggest investment at risk. Discover how mortgage protection can help safeguard your family's future: https://www.sunlife.ca/en/insurance/mortgage-protection/
Don't let life's surprises put your biggest investment at risk. Discover how mortgage protection can help safeguard your family's future: https://www.sunlife.ca/en/insurance/mortgage-protection/
What is Critical Illness insurance?
A serious illness can impact more than your health—it can affect your income, your family, and your lifestyle.
Critical illness insurance provides a tax-free lump sum so you have financial support during recovery.
Want to explore if it makes sense for you?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Critical illness insurance provides a tax-free lump sum so you have financial support during recovery.
Want to explore if it makes sense for you?
Book an appointment with me today.
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW me on IG 👉 @cristian.tonon.sunlife
Watch video
Money worries can affect both your physical and mental health. Taking control of your finances can help you feel better.
Here’s how to get there >> https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/stay-healthy-with-smart-financial-planning/
Here’s how to get there >> https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/stay-healthy-with-smart-financial-planning/
Money worries can affect both your physical and mental health. Taking control of your finances can help you feel better.
Here’s how to get there >> https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/stay-healthy-with-smart-financial-planning/
Here’s how to get there >> https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/stay-healthy-with-smart-financial-planning/
What is Permanent insurance?
Permanent life insurance provides lifelong protection and can be used for long-term planning like estate protection, leaving a legacy, or covering final expenses.
Some types can also build cash value over time, adding financial flexibility during your lifetime.
If you want to explore how permanent insurance could fit into your plan, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
Some types can also build cash value over time, adding financial flexibility during your lifetime.
If you want to explore how permanent insurance could fit into your plan, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
Watch video
What is Term insurance?
Term life insurance is one of the most affordable ways to protect your income and your family’s financial security.
It covers temporary needs like a mortgage, debt, or income replacement while you’re building your financial foundation.
If you want to see how much coverage makes sense for your situation, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
It covers temporary needs like a mortgage, debt, or income replacement while you’re building your financial foundation.
If you want to see how much coverage makes sense for your situation, book an appointment with me today!
https://advisor.sunlife.ca/cristian.tonon/
FOLLOW on IG 👉 @cristian.tonon.sunlife
Watch video
Mortgage Insurance vs Life Insurance - Protect Your Home
Most people don’t realize their mortgage insurance protects the bank — not their family. 😬
With personal life insurance, your loved ones stay in control. The benefit goes directly to them, tax-free — giving them options, not restrictions.
If you want to make sure your coverage actually protects your family, not the lender — book an appointment with me today by clicking the link in my bio.
FOLLOW 👉 @cristian.tonon.sunlife
With personal life insurance, your loved ones stay in control. The benefit goes directly to them, tax-free — giving them options, not restrictions.
If you want to make sure your coverage actually protects your family, not the lender — book an appointment with me today by clicking the link in my bio.
FOLLOW 👉 @cristian.tonon.sunlife
Watch video
Are you financially prepared for a critical illness? Sun Life's Critical Illness Insurance Calculator can help you assess your needs. In just a few minutes, you can estimate how much coverage you might need to protect yourself and your loved ones.
Try it out today >> https://www.sunlife.ca/en/tools-and-resources/tools-and-calculators/critical-illness-insurance-calculator/
Try it out today >> https://www.sunlife.ca/en/tools-and-resources/tools-and-calculators/critical-illness-insurance-calculator/
Watch video
As we gather with loved ones this Thanksgiving, we're reminded of how grateful we are for the gifts life provides. Wishing you a warm, joyful holiday filled with good food, great company and cherished moments.
Happy Thanksgiving!
Happy Thanksgiving!
As we gather with loved ones this Thanksgiving, we're reminded of how grateful we are for the gifts life provides. Wishing you a warm, joyful holiday filled with good food, great company and cherished moments.
Happy Thanksgiving!
Happy Thanksgiving!
Q3 2025 saw highs in North American markets despite ongoing trade issues. Central banks cut rates as labour markets weakened. Read our latest market update.
https://www.sunlife.ca/en/investments/market/2025-q3-update/
https://www.sunlife.ca/en/investments/market/2025-q3-update/
Q3 2025 saw highs in North American markets despite ongoing trade issues. Central banks cut rates as labour markets weakened. Read our latest market update.
https://www.sunlife.ca/en/investments/market/2025-q3-update/
https://www.sunlife.ca/en/investments/market/2025-q3-update/
Want to boost your savings without feeling deprived?
Discover smart ways to trim non-essential spending and keep more money in your pocket! Find practical tips to help you:
✂️ Identify unnecessary expenses
🎯 Set realistic spending goals
💰 Redirect funds to what truly matters to you
Ready to take control of your finances? Book a meeting with me to discuss further: https://advisor.sunlife.ca/cristian.tonon/connect/
#FinancialWellness #SmartSaving #SunLifeTips
Discover smart ways to trim non-essential spending and keep more money in your pocket! Find practical tips to help you:
✂️ Identify unnecessary expenses
🎯 Set realistic spending goals
💰 Redirect funds to what truly matters to you
Ready to take control of your finances? Book a meeting with me to discuss further: https://advisor.sunlife.ca/cristian.tonon/connect/
#FinancialWellness #SmartSaving #SunLifeTips
Want to boost your savings without feeling deprived?
Discover smart ways to trim non-essential spending and keep more money in your pocket! Find practical tips to help you:
✂️ Identify unnecessary expenses
🎯 Set realistic spending goals
💰 Redirect funds to what truly matters to you
Ready to take control of your finances? Book a meeting with me to discuss further: https://advisor.sunlife.ca/cristian.tonon/connect/
#FinancialWellness #SmartSaving #SunLifeTips
Discover smart ways to trim non-essential spending and keep more money in your pocket! Find practical tips to help you:
✂️ Identify unnecessary expenses
🎯 Set realistic spending goals
💰 Redirect funds to what truly matters to you
Ready to take control of your finances? Book a meeting with me to discuss further: https://advisor.sunlife.ca/cristian.tonon/connect/
#FinancialWellness #SmartSaving #SunLifeTips
Most Canadians still avoid AI, turn to professionals for insurance and financial planning: survey
A new survey from Primerica Canada finds that 68% of middle-income Canadians avoid using AI for personal financial tasks, while those working with licensed professionals achieve higher financial preparedness, with 51% receiving an A or B grade, compared to 30% of households without such support.
Investing in Your Child's Future
Life insurance can play a crucial role in securing your family's financial future.
Rowena Chan, President, Sun Life Financial Distributors (Canada) Inc. and Senior Vice-President, Retail Advice & Solutions, shares her insights on this important topic.
https://www.linkedin.com/pulse/investing-your-childs-future-leader-voice-rowena-chan-tffgc/?trackingId=vZc%2FaofzRIu148CIyccmFg%3D%3D
Discover how life insurance fits into your financial roadmap. Have questions? Reach out to discuss your unique needs.
Rowena Chan, President, Sun Life Financial Distributors (Canada) Inc. and Senior Vice-President, Retail Advice & Solutions, shares her insights on this important topic.
https://www.linkedin.com/pulse/investing-your-childs-future-leader-voice-rowena-chan-tffgc/?trackingId=vZc%2FaofzRIu148CIyccmFg%3D%3D
Discover how life insurance fits into your financial roadmap. Have questions? Reach out to discuss your unique needs.
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.