About

Darcy grew up on a farm near Maple Creek, Saskatchewan, where he learned the value of hard work and the importance of a strong financial foundation from a young age. That early experience shaped his deep understanding of how essential it is to protect yourself and your family from life’s unexpected events.

He became a Sun Life advisor in 2010, launching his business in Calgary. In 2012, he relocated to Medicine Hat, where he established what is now a thriving financial planning practice, DLF Financial Services Inc. As a CERTIFIED FINANCIAL PLANNER®, Darcy focuses on retirement, tax, estate, and succession planning for both individuals and business owners.

Darcy is married to Linnette. Together, they share a passion for travel and photography, capturing adventures from around the world. He’s also an avid mountain biker and enjoys golfing. In the summer, Darcy and Linnette invest time in their nieces and nephews, taking them on meaningful excursions. A strong sense of family and community is at the core of everything Darcy does, both personally and professionally.

Zachary’s financial journey began at Medicine Hat College, where he earned a diploma in Finance before completing his Bachelor of Management with a major in Marketing at the University of Lethbridge. With a solid academic foundation and a passion for helping others, Zachary entered the financial services industry to make a meaningful impact on the lives of individuals and families.

He works with people who are building their lives and preparing for the future. Whether Clients are buying a home, starting a family, or beginning to think about retirement, Zachary focuses on providing clear, personalized advice that fits their stage of life. With firsthand experience in the oil and gas sector and deep roots in Medicine Hat, he brings a grounded understanding of hard work, loyalty, and long-term planning.

Outside the office, Zachary enjoys spending time with his wife, nephews, and loyal dog. He has coached football for the past three years and is committed to giving back to his community. His strong local ties fuel his dedication to helping families feel confident about their future.

Nathan was born and raised in Medicine Hat and is proud to call it home. He began his education at Medicine Hat College and earned a Bachelor of Business Administration through Mount Royal University. After graduation, he enrolled in the Chartered Professional Accountant (CPA) program and earned his designation.

He spent several years working full time as a public accountant, gaining valuable experience across a wide range of corporate and personal tax scenarios. Joining DLF has allowed Nathan to bring that experience into a more holistic financial environment. He integrates tax knowledge with investment and estate planning to help Clients build smart, strategic plans for the future.

Nathan values being part of a team that puts relationships first and gives him the ability to spend more time on what matters most to him. He enjoys life in Medicine Hat with his wife, daughter, son and their German Shepherd, and can often be found checking off projects on the family to-do list.

With a warm, Client-first approach and a sharp eye for detail, Denise brings over 20 years of experience in operations management, including more than 12 years in the financial services industry. She joined the DLF Financial team in 2017 and plays a key role in overseeing the day-to-day operations that keep the business running smoothly.

Denise supports a wide range of functions, from Client service and account management to mentoring new team members and acting as the firm’s compliance liaison. She is both mutual fund registered and life insurance licensed, offering a calm and reliable presence that ensures Clients receive a seamless and stress-free experience. Whether she is solving a complex issue or refining internal processes, Denise focuses on delivering clarity, care, and efficiency.

Outside the office, Denise enjoys spending time with her husband and two children. She loves hosting friends and family and can often be found outdoors hiking, kayaking, or enjoying a round of golf.

With over 20 years of experience in customer care, administration, and management across several industries including real estate, Jenn joined the DLF Financial Services team in 2022. She is committed to delivering an exceptional Client experience that builds confidence, produces results, and ensures a positive interaction at every step.

Mutual fund registered, Jenn brings strong organizational skills and a calm, efficient presence. Her attention to detail supports both the team and the Clients, helping everything run smoothly behind the scenes.

Jenn and her husband raised their family in Medicine Hat and are proud to call it home. Outside of the office, she enjoys running, hiking, and spending time outdoors. She’s also a music enthusiast and a creative plant-based cook who loves trying new recipes on her family and friends.

Since joining DLF Financial Services in 2016, Linnette has been a valued part of the administrative team, known for her warmth, organization, and genuine care for Clients. Often referred to as “the recaller,” she connects with Clients to arrange reviews and schedule essential tasks. Her thoughtful approach reassures Clients that their financial goals are in capable hands.

Linnette brings a results-focused mindset to every interaction, always working to ensure Clients feel well cared for and that their needs are a top priority.

Outside of work, Linnette lives in Medicine Hat with her husband Darcy. She enjoys spending time outdoors, including mountain biking, skiing, and traveling to explore new places and cultures. From Latin America and Southeast Asia to Europe and beyond, Linnette values the chance to meet new people and create lasting memories. Family time is especially important to her and remains one of her greatest joys.