Financial Dream Solutions Inc.

Area(s) served: British Columbia and Alberta

Trustworthy advice you can count on

View more options

Custom financial planning

We are a thriving financial services company that provides a wide spectrum of insurance and investment services. Our goal is to deliver excellent service and appropriate solutions, given your needs, goals and dreams. Regardless of what stage in life you’re at, we can help you and your family for generations. We help Canadians achieve lifetime security through excellence in financial strategy and life goals achievement.


We also work with a network of professionals that includes accountants, mortgage brokers, lawyers, estate planners and group benefit providers. With Financial Dream Solutions Inc., you can be sure you’re getting high quality service to help you meet your needs and achieve your goals.

We work with:


  • business owners,
  • entrepreneurs,
  • families,
  • pre-retirees,
  • retirees,
  • high-net worth individuals and
  • new Canadians.


When working together, we’ll start by setting up a meeting to discuss your needs and goals. We include health, wealth and lifestyle goals in our planning. From there, we’ll work to align your needs and goals, and then create a financial plan to achieve those goals. We then follow up one or two times per year to ensure you’re meeting your goals. If life changes have occurred that may change your financial roadmap, we’ll make any changes needed along the way.


We have offices in Kelowna, Osoyoos, Penticton and Merritt. We offer in-person appointments at our offices as well as virtual appointments throughout British Columbia and Alberta. Contact our team to set up your appointment. 

Products and services

I'm here to help you with your health and wealth needs. Browse through my offerings to learn more about how I can assist you. When we meet, we’ll discuss what might be right for your unique situation. Reach out to me if you have any questions or are ready to get started.

Health insurance products

Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.

Life insurance products

Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.

Saving, budgeting and investing

Reaching your financial goals starts with a budget and savings plan. Let’s make your money go further.
Learn more

Stay informed

See more articles
How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.


Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
There are error(s) on this page
Il y a erreur(s) sur cette page
Preferred Contact Method

Optional

Optionnel

0 of sur 500 Characters caractères

Optional

Optionnel

Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.