About

Want to achieve lifetime financial security and live a healthier, brighter life? Take the time to browse the website, so you can learn more about the solutions we can discuss to help meet your needs and goals. Reach out if you have any questions and to get started.

Welcome to Low Financial Services Inc.

With years of experience and knowledge to share, we will create an effective plan to help you meet your financial goals. Being a family owned and operated business, we appreciate your family has unique needs. Read through our bios to learn more about our experienced team.

Low Financial Services Inc.

Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.

Madison Low

As the president of Low Financial Services Inc., I am following in my father’s footsteps. He created the business over 25 years ago. With over 12 years of experience in the banking and financial industry, I have a lot of practical experience and knowledge to share. I focus on wealth building, health protection and life insurance. I like to start from the ground up, looking at your current budget and overall financial wellness. I pay special attention to what we can do now, to meet your goals later, as efficiently as possible.


As a Founder of the Rotaract Club of Muskoka, I focus a lot of my free time on volunteer work. I especially focus on supporting local women and children in our local community. This is very likely because I have a young family of my own. I believe children should be given every opportunity to succeed, right from the start.  


In the summer, you can find me camping throughout Ontario with my family. In the winter, we’ll see you on the slopes!

Job Title: Advisor, Sun Life | President of Low Financial Services Inc.

Phone: (705) 645-4610

Email: madison.low@sunlife.com

Fax: (705) 645-6753

Address: Muskoka

Steve Low

I have over 30 years in the financial services industry, focusing on holistic financial planning. I’m proud to hold the following designations:


  • CERTIFIED FINANCIAL PLANNER™
  • Chartered Life Underwriter®
  • Certified Health Insurance Specialist™


In my free time, I enjoy learning new songs on the guitar. I started as an adult and have really enjoyed learning to play. It’s a great instrument, you can bring with you everywhere. It’s a lot of fun having people gather around, play, or sing a song, and get acquainted with one another. In the summer, you can find me sailing on Georgian Bay… guitar in hand at each anchorage!  

Job Title: Financial Planner, Sun Life, CFP®, CHS™, CLU®

Tanya Gilbert

I’ve worked with Steve, and now Madison, for a combined total of eight years. With over 15 years in the financial services industry, I am proud to be a part of Low Financial Services Inc. Knowing that I am part of a team that helps Clients meet and exceed their goals is very rewarding. I’m dedicated to providing superior Client service and support every day. I’m an integral part of administrative support in the preparation and administration of our new insurance and investment accounts. I also manage the team’s calendar. That means if you haven’t heard from me yet… you will! 


In my free time, I enjoy spending time with my family; my husband, two children, and grandson. All while living and enjoying time outside in fabulous Muskoka!

Job Title: Advisor Assistant, Sun Life

Have questions?

Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.

Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.