Marty Forsythe
Job title: Advisor, Sun Life, P.F.A.™
Area(s) served: New Brunswick & Ontario
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
Let's work together
Making good decisions is the key to achieving lifetime financial security and I’ll help you along the way. We’ll work together by:
- assessing your current financial situation,
- setting achievable goals,
- developing a realistic approach to meet those goals,
- helping you work toward your goals and
- helping you revise that approach as your needs change.
Contact my office to book an appointment and get started on achieving your financial goals. Let's talk.
Client testimonials
What did Critical Illness Insurance do for me and my family?
“It gave me a sense of security and sigh of relief in times of complete despair. When the Emergency room doctor told me there was abnormal cells in my 3 year old's bloodwork I instantly fell apart. He was asleep in a hospital bed at 3am after another inexplicable fever, and I was sitting in a dark room alone when I learned he has Leukemia. Ten hours later we were admitted into Children's Hospital. The next night I was laying wide awake on my cot in the hospital room when I remembered I had a critical illness policy for both of my kids. Finances had never crossed my mind, I wasn't worried about money, but in that moment I was able to take a deep breath. That's when I thought about money, but it wasn't negative or scary thoughts, it was instant relief because I knew I wouldn't have to worry about it throughout my son's lengthy journey with Cancer.
The insurance means I can focus on my little guy and helping him heal. I don't need to worry about how I will afford parking, food, meds, childcare, and anything that will make his recovery more comfortable. I have so much more energy, time, and positivity to support him as a result of the Critical Illness Insurance. Thank you to my Sun Life advisor, Marty Forsythe for selling me on the importance of having this protection.”
- Karen
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Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
#WeddingSeason #SmartBudgeting
#WeddingSeason #SmartBudgeting
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.