Tools and calculators
Life insurance calculator - In just 2 minutes, calculate how much life insurance you may need.
Retirement savings calculator - Find out how much you will need to save for retirement and if you're on track to meet your retirement savings goal.
Critical illness insurance calculator - Calculate what it would cost if you became seriously ill and see how insurance can help.
RESP calculator - Calculate how much you may need to save for your child’s post-secondary education.
For individuals
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-GIC.jpg)
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
![](/sites/default/files/2023-12/Product-mutual-funds.jpg)
Mutual funds†
![](/sites/default/files/2023-12/Product-term-life-insurance.jpg)
Term life insurance
![](/sites/default/files/2023-12/Product-family-health-insurance.jpg)
Personal and family health insurance
![](/sites/default/files/2024-05/Disability.jpg)
Disability Insurance
![](/sites/default/files/2024-05/CII.jpg)
Critical illness insurance
![](/sites/default/files/2023-12/Product-travel-insurance.jpg)
Travel insurance
Travel insurance can help protect you from the difficulties that come from unexpected medical expenses
![](/sites/default/files/2023-12/Product-mortgage-protection.jpg)
Mortgage protection insurance
![](/sites/default/files/2023-12/Product-dental-insurance.jpg)
Dental insurance
![](/sites/default/files/2023-12/Product-permanent-life-insurance.jpg)
Permanent Life Insurance
Business owners
![](/sites/default/files/2023-12/Product-business-owner-insurance.jpg)
Business owner insurance
![](/sites/default/files/2023-12/Product-business-benefits.jpg)
Business Benefits & Savings
![](/sites/default/files/2023-12/Product-RRSP-business.jpg)
RRSPs for Business Owners
![](/sites/default/files/2023-12/Product-TFSA-business.jpg)
TFSAs for Business Owners
All accounts, plans and products
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-RESP.jpg)
RESPs (Registered education savings plan)†
![](/sites/default/files/2023-12/Product-RRIF.jpg)
RRIF (Registered retirement income fund)
![](/sites/default/files/2023-12/Product-GIC.jpg)
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
![](/sites/default/files/2023-12/Product-LIF.jpg)
LIF (Life income fund)
![](/sites/default/files/2023-12/Product-mutual-funds.jpg)
Mutual funds†
![](/sites/default/files/2023-12/Product-segregated-funds.jpg)
Segregated funds
![](/sites/default/files/2023-12/Product-annuity.jpg)
Annuity products
![](/sites/default/files/2023-12/Product-whole-life-insurance.jpg)
Whole life insurance
While some life insurance plans offer coverage for a specific amount of time, whole life insurance has no time limit because it covers you throughout your life. So you don’t have to worry about your coverage expiring or renewing your policy.
![](/sites/default/files/2023-12/Product-participating-life-insurance.jpg)
Participating life insurance
![](/sites/default/files/2023-12/Product-term-life-insurance.jpg)
Term life insurance
![](/sites/default/files/2023-12/Product-family-health-insurance.jpg)
Personal and family health insurance
![](/sites/default/files/2024-05/Disability.jpg)
Disability Insurance
![](/sites/default/files/2024-05/CII.jpg)
Critical illness insurance
![](/sites/default/files/2023-12/Product-travel-insurance.jpg)
Travel insurance
Travel insurance can help protect you from the difficulties that come from unexpected medical expenses
![](/sites/default/files/2023-12/Product-mortgage-protection.jpg)
Mortgage protection insurance
![](/sites/default/files/2023-12/Product-business-owner-insurance.jpg)
Business owner insurance
![](/sites/default/files/2023-12/Product-dental-insurance.jpg)
Dental insurance
![](/sites/default/files/2024-02/LIRA.png)
LIRA (Locked-in retirement account)
![](/sites/default/files/2023-12/Product-business-benefits.jpg)
Business Benefits & Savings
![](/sites/default/files/2023-12/Product-RRSP-business.jpg)
RRSPs for Business Owners
![](/sites/default/files/2023-12/Product-TFSA-business.jpg)
TFSAs for Business Owners
![](/sites/default/files/2024-05/LTCI.jpg)
Long term care insurance
![](/sites/default/files/2023-12/Product-permanent-life-insurance.jpg)
Permanent Life Insurance
![](/sites/default/files/2023-12/Product-universal-life-insurance.jpg)
Universal life insurance
It offers key financial planning features such as lifelong protection that never expires and opportunities for tax-preferred savings growth.
Health insurance products
![](/sites/default/files/2023-12/Product-family-health-insurance.jpg)
Personal and family health insurance
![](/sites/default/files/2024-05/Disability.jpg)
Disability Insurance
![](/sites/default/files/2024-05/CII.jpg)
Critical illness insurance
![](/sites/default/files/2023-12/Product-travel-insurance.jpg)
Travel insurance
Travel insurance can help protect you from the difficulties that come from unexpected medical expenses
![](/sites/default/files/2023-12/Product-dental-insurance.jpg)
Dental insurance
![](/sites/default/files/2024-05/LTCI.jpg)
Long term care insurance
Life insurance products
![](/sites/default/files/2023-12/Product-whole-life-insurance.jpg)
Whole life insurance
While some life insurance plans offer coverage for a specific amount of time, whole life insurance has no time limit because it covers you throughout your life. So you don’t have to worry about your coverage expiring or renewing your policy.
![](/sites/default/files/2023-12/Product-participating-life-insurance.jpg)
Participating life insurance
![](/sites/default/files/2023-12/Product-term-life-insurance.jpg)
Term life insurance
![](/sites/default/files/2023-12/Product-mortgage-protection.jpg)
Mortgage protection insurance
![](/sites/default/files/2023-12/Product-permanent-life-insurance.jpg)
Permanent Life Insurance
![](/sites/default/files/2023-12/Product-universal-life-insurance.jpg)
Universal life insurance
It offers key financial planning features such as lifelong protection that never expires and opportunities for tax-preferred savings growth.
Saving and budgeting
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-RESP.jpg)
RESPs (Registered education savings plan)†
![](/sites/default/files/2023-12/Product-GIC.jpg)
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
![](/sites/default/files/2023-12/Product-mutual-funds.jpg)
Mutual funds†
![](/sites/default/files/2023-12/Product-segregated-funds.jpg)
Segregated funds
![](/sites/default/files/2023-12/Product-annuity.jpg)
Annuity products
![](/sites/default/files/2024-02/LIRA.png)
LIRA (Locked-in retirement account)
Registered savings plans
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-RESP.jpg)
RESPs (Registered education savings plan)†
![](/sites/default/files/2024-02/LIRA.png)
LIRA (Locked-in retirement account)
Investment options
![](/sites/default/files/2023-12/Product-GIC.jpg)
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
![](/sites/default/files/2023-12/Product-mutual-funds.jpg)
Mutual funds†
![](/sites/default/files/2023-12/Product-segregated-funds.jpg)
Segregated funds
![](/sites/default/files/2023-12/Product-annuity.jpg)
Annuity products
Looking at retirement
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-RRIF.jpg)
RRIF (Registered retirement income fund)
![](/sites/default/files/2023-12/Product-GIC.jpg)
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
![](/sites/default/files/2023-12/Product-LIF.jpg)
LIF (Life income fund)
![](/sites/default/files/2023-12/Product-mutual-funds.jpg)
Mutual funds†
![](/sites/default/files/2023-12/Product-segregated-funds.jpg)
Segregated funds
![](/sites/default/files/2023-12/Product-annuity.jpg)
Annuity products
![](/sites/default/files/2023-12/Product-family-health-insurance.jpg)
Personal and family health insurance
![](/sites/default/files/2024-02/LIRA.png)
LIRA (Locked-in retirement account)
![](/sites/default/files/2024-05/LTCI.jpg)
Long term care insurance
![](/sites/default/files/2023-12/Product-permanent-life-insurance.jpg)
Permanent Life Insurance
New to Canada
![](/sites/default/files/2023-12/Product-RRSP.jpg)
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
![](/sites/default/files/2023-12/Product-TFSA.jpg)
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
![](/sites/default/files/2023-12/Product-RESP.jpg)
RESPs (Registered education savings plan)†
![](/sites/default/files/2023-12/Product-term-life-insurance.jpg)
Term life insurance
![](/sites/default/files/2023-12/Product-family-health-insurance.jpg)
Personal and family health insurance
![](/sites/default/files/2023-12/Product-travel-insurance.jpg)
Travel insurance
Travel insurance can help protect you from the difficulties that come from unexpected medical expenses
![](/sites/default/files/2023-12/Product-mortgage-protection.jpg)
Mortgage protection insurance
![](/sites/default/files/2023-12/Product-dental-insurance.jpg)
Dental insurance
![](/sites/default/files/2023-12/Product-permanent-life-insurance.jpg)
Permanent Life Insurance
**Sun Life Financial Trust Inc. is the issuer of Sun GIC Max and Guaranteed Investment Certificates. Sun Life Financial Trust Inc. is a member of Canada Deposit Insurance Corporation (CDIC). An Insurance GIC is an accumulation annuity issued by Sun Life Assurance Company of Canada.
†Mutual funds distributed through Sun Life Financial Investment Services (Canada) Inc.
![](/sites/default/files/2023-12/lets-connect-CTA.jpg)
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.