Offer of services to individuals
At Coscia & Turner Financial Services Inc., we are dedicated to providing you with practical solutions to your unique needs. We will work with you to help you get a clear picture of where you are now, and where you would like to be in the future. Growing and protecting the income you and your family depend on is a challenge. Whether it is through life insurance, health insurance or an investment strategy, we can offer solutions to help you build lifetime financial security.
Health insurance products
Personal and family health insurance
Disability Insurance
Critical illness insurance
Travel insurance
Travel insurance can help protect you from the difficulties that come from unexpected medical expenses
Dental insurance
Long term care insurance
Life insurance products
Whole life insurance
While some life insurance plans offer coverage for a specific amount of time, whole life insurance has no time limit because it covers you throughout your life. So you don’t have to worry about your coverage expiring or renewing your policy.
Participating life insurance
Term life insurance
Mortgage protection insurance
Permanent Life Insurance
Universal life insurance
It offers key financial planning features such as lifelong protection that never expires and opportunities for tax-preferred savings growth.
Saving and budgeting
RRSP (Registered retirement savings plan)
It comes with tax advantages that let you save and grow your money now, while deducting your RRSP contributions from your current tax bill.
TFSA (Tax-free savings account)
Any income earned within a TFSA, including interest, dividends and capital gains is tax-free.
RESPs (Registered education savings plan)†
GICs (Guaranteed investment product)**
Because of their many features, guaranteed interest products are an important component of both registered and non-registered savings plans – as well as retirement income plans.
Mutual funds†
Segregated funds
Annuity products
LIRA (Locked-in retirement account)
†Mutual funds distributed through Sun Life Financial Investment Services (Canada) Inc.
**Sun Life Financial Trust Inc. is the issuer of Sun GIC Max and Guaranteed Investment Certificates. Sun Life Financial Trust Inc. is a member of Canada Deposit Insurance Corporation (CDIC). An Insurance GIC is an accumulation annuity issued by Sun Life Assurance Company of Canada.
Have questions?
Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.