About

Tracy Vallis is a CERTIFIED FINANCIAL PLANNER® with over 15 years of experience in the financial services industry. She focuses on comprehensive financial planning, investment management, retirement, and estate planning. Tracy’s extensive knowledge and commitment to continuous learning keep her at the forefront of industry trends and best practices.

Beyond her professional achievements, Tracy is a devoted wife and mother who cherishes spending time with her family and friends. She is also an avid pickleball player, enjoying the sport both for its competitive edge and the camaraderie it brings.

Dave Roberts is a CERTIFIED FINANCIAL PLANNER® based in Western Newfoundland and Labrador, passionate about helping you achieve your financial dreams. Focuses on financial planning, business planning, group insurance, and retirement, Dave offers personalized advice tailored to your unique situation. His dedication to your success, combined with a deep understanding of the local economy, distinguishes him in the financial planning industry.

In his non-professional pursuits, Dave enjoys playing various musical instruments, bringing the same dedication and creativity to his music as he does to his work.

Lori Osmond is an accomplished Associate Advisor who brings a wealth of knowledge and experience and her Client focused approach to her role in helping individuals and families achieve their financial goals. Her experience and dedication to Clients have made her a trusted Associate Advisor, known for her strategic insights and personalized financial strategies.

When she’s not at the office, Lori enjoys DIY projects, has a newfound interest in gardening and loves spending time with her family and her two Boston Terriers.

Mandy Ciero is a dedicated Associate Advisor that brings a fresh perspective and a keen eye for detail to her role. Known for her strategic thinking and commitment to excellence, Mandy plays a crucial role in helping Clients navigate their financial journeys by collaborating with senior advisors to deliver personalized advice and solutions.

In her personal time, Mandy loves to spend time with her daughter and her closest friends, enjoying their company and sharing in life’s adventures together.

Jennifer Roberts, our dedicated office manager, is passionate about supporting staff and ensuring a healthy workplace where every team member feels appreciated and empowered. Her commitment to fostering a positive and supportive environment is at the heart of her management philosophy, believing that a motivated and healthy staff is key to delivering the best service to the valuable Clients we work with.

When she’s not working, Jennifer loves music, is an avid fitness enthusiast, and always has a heart full of love for her family and friends. 

Mary Ann is our dedicated life insurance consultant, who works remotely from the Northern Peninsula. Mary Ann leverages her extensive experience to guide Clients toward achieving their financial goals. With a wealth of knowledge and a compassionate approach, she is committed to providing tailored insurance strategies that help meet each Client's unique needs.

When she's not assisting Clients, Mary Ann enjoys retreating to her cozy cabin, where she can relax and recharge. Her greatest joy comes from spending quality time with her adored grandsons, sharing special moments and creating cherished memories.

Nicole Blanchard, our friendly and welcoming administrative assistant. Nicole excels in managing daily office operations, coordinating schedules, and providing invaluable assistance to our team. Her ability to create a welcoming atmosphere and her dedication to helping others make her an indispensable part of our organization.

In her spare time, Nicole channels her creativity and resourcefulness into DIY projects and crafting, where she finds joy and fulfillment in bringing her ideas to life.  

Jocelyn Whalen Winters is a dedicated Service Associate out of our Labrador Office. She excels in delivering exceptional Client support and help ensuring seamless financial operations. Along with her infectious laugh, Jocelyn is known for her attention to detail, strong problem-solving skills, and the ability to build lasting relationships with Clients.

Away from work, Jocelyn enjoys cake decorating and often creating intricate designs for family and friends. She also loves spending time at her cabin, where she finds peace and relaxation in the great outdoors.