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Tom Hay
Job title: Financial Planner, Sun Life, B.A., CLU®
Area(s) served: Golden Horseshoe Region
Helping your family
Who we service
Learn more![](/sites/default/files/2023-12/Market-segment-business-owners_2.jpg)
Business owners general
![](/sites/default/files/2023-12/Market-segment-families_1.jpg)
Families
![](/sites/default/files/2023-12/Market-segment-insurance-general_1.jpg)
Insurance
Let’s work together
My goal is to help Canadians ensure they have a plan in place that fits their needs and protects them against the unexpected. I work with young families and pre-retirees to help them with their finances. When we work together, I want you to feel confident in your financial roadmap. I take the time to discuss your needs and wants. From there, I will formulate a plan that works for you.
My office is in St. Catharines, Ontario. I’m happy to offer in-person and virtual appointments for Clients throughout the golden horseshoe region. Contact my office to book your appointment.
![](/sites/default/files/2023-11/Services-financial-advice_1.jpg)
Products and services
Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.
Health insurance products
Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.
Life insurance products
Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.
Investment options
There are many different investment options to choose from. The right one for you depends on your situation and goals.
Stay informed
See more articles![Seven taxes on investments you need to know about](https://hsl-pnw-downloadable-files.s3.amazonaws.com/1485/9fb81eb2d99f427c98cd8f7fb975027a.jpg)
Seven taxes on investments you need to know about
![Retirement savings calculator](https://hsl-pnw-downloadable-files.s3.amazonaws.com/1485/168e0f992c0d4fad9d3d8ff3b7914e43.jpg)
Retirement savings calculator
![FHSA: Tax-Free First Home Savings Account](https://hsl-pnw-downloadable-files.s3.amazonaws.com/1485/9b399a435bae40a2bbffcba9ef70bada.jpg)