Tom Hay

Job title: Financial Planner, Sun Life, B.A., CLU®

Area(s) served: Golden Horseshoe Region

Helping your family

Whether you’re looking to protect your family from an unexpected illness, or build wealth for your own future, creating a strategy can help with your unique needs and goals. Regardless of what stage you’re in, you can feel more at peace knowing you’re protected and set up for success financially.
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Who we service

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Business owners general

Helping business owners take control of their finances one step at a time.

Families

Helping families protect what matters most and work towards a secure financial future for each family member.

Insurance

Protect the people you love with the right insurance plan. Get the ball rolling today.

Let’s work together

My goal is to help Canadians ensure they have a plan in place that fits their needs and protects them against the unexpected. I work with young families and pre-retirees to help them with their finances. When we work together, I want you to feel confident in your financial roadmap. I take the time to discuss your needs and wants. From there, I will formulate a plan that works for you.


My office is in St. Catharines, Ontario. I’m happy to offer in-person and virtual appointments for Clients throughout the golden horseshoe region. Contact my office to book your appointment. 

Products and services

Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.

Health insurance products

Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.

Life insurance products

Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.

Investment options

There are many different investment options to choose from. The right one for you depends on your situation and goals.

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Stay informed

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Retirement savings calculator

Retirement savings calculator

Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.
FHSA: Tax-Free First Home Savings Account

FHSA: Tax-Free First Home Savings Account

Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.
Net worth calculator

Net worth calculator

What’s your net worth? It’s the total value of everything you own, minus your liabilities (debts). Use this net worth calculator to see how your net worth...

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