Carmenza Salazar
Job title: Advisor
Languages spoken: English, Portuguese, Spanish
Area(s) served: Toronto, Mississauga, Brampton, Milton, Oakville, Burlington
Your path is unique, so is your roadmap.
Helping families and business owners protect what matters and plan with confidence.
Personalized guidance for protection, savings, retirement planning and business continuity — with a clear process and ongoing support.
Who we service
Learn more
Entrepreneurs small
Families
New Canadians
Let's work together
Our approach is simple: listen first, explain clearly, and recommend solutions aligned with your goals and comfort level.
Services
For Families:
- Life insurance and protection planning
- Income protection (where applicable)
- Education savings guidance (RESP)
- Retirement planning and reviews
For Business Owners:
- Key person and business continuity planning
- Shareholder/partner protection strategies
- Corporate-owned insurance considerations
- Succession and legacy planning support
How It Works
1. Discover: goals, family/business details, budget
2. Design: options explained clearly with pros and cons
3. Implement & Review: paperwork support and ongoing check-ins
Products and services
Business owners
Health insurance products
Life insurance products
Stay informed
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How to create a budget
Set a budget before you shop. It'll help you enjoy the season without as much financial stress in January.
Need a bit of inspiration? Polish up on your budgeting skills here https://www.sunlife.ca/en/tools-and-resources/money-and-finances/managing-your-money/how-to-create-a-budget/?WT.mc_id=en-ca%3Asocial%3Anetworks%3Ayext%3Aadvisor?WT.mc_id=en-ca%3Asocial%3Anetworks%3Ayext%3Aadvisor
Protecting your future means considering both the people who depend on you and your own financial wellbeing. For a limited time, secure 10% lower premiums when you bundle critical illness insurance with life insurance. * Get in touch before December 31, 2026, to explore if this offer is right for you. https://advisor.sunlife.ca/carmenza.salazar/
*Terms and conditions apply
Protecting your future means considering both the people who depend on you and your own financial wellbeing. For a limited time, secure 10% lower premiums when you bundle critical illness insurance with life insurance. * Get in touch before December 31, 2026, to explore if this offer is right for you. https://advisor.sunlife.ca/carmenza.salazar/
*Terms and conditions apply
REALITY: Universal life insurance may offer options to pay more after a strong year or use savings in the policy to help cover insurance costs when things change in your life.
Want to see how it could adapt with you? Let’s talk. https://advisor.sunlife.ca/carmenza.salazar/
REALITY: Universal life insurance may offer options to pay more after a strong year or use savings in the policy to help cover insurance costs when things change in your life.
Want to see how it could adapt with you? Let’s talk. https://advisor.sunlife.ca/carmenza.salazar/