Carmenza Salazar
Job title: Advisor
Languages spoken: English, Portuguese, Spanish
Area(s) served: Toronto, Mississauga, Brampton, Milton, Oakville, Burlington
Your path is unique, so is your roadmap.
Helping families and business owners protect what matters and plan with confidence.
Personalized guidance for protection, savings, retirement planning and business continuity — with a clear process and ongoing support.
Who we service
Learn more
Entrepreneurs small
Families
New Canadians
Let's work together
Our approach is simple: listen first, explain clearly, and recommend solutions aligned with your goals and comfort level.
Services
For Families:
- Life insurance and protection planning
- Income protection (where applicable)
- Education savings guidance (RESP)
- Retirement planning and reviews
For Business Owners:
- Key person and business continuity planning
- Shareholder/partner protection strategies
- Corporate-owned insurance considerations
- Succession and legacy planning support
How It Works
1. Discover: goals, family/business details, budget
2. Design: options explained clearly with pros and cons
3. Implement & Review: paperwork support and ongoing check-ins
Products and services
Business owners
Health insurance products
Life insurance products
Stay informed
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Build complete protection for multiple life scenarios while maximizing your savings. Let's talk about your protection needs!
Build complete protection for multiple life scenarios while maximizing your savings. Let's talk about your protection needs!
Your money can be accessed at any time; however, withdrawals will impact the guarantees (maturity and death benefit) associated with the specific contract. Often guarantees are 75% or 100% of your initial investments or market value, whichever is higher.
Get in touch to discuss whether a segregated fund is the right choice for your investments!
Your money can be accessed at any time; however, withdrawals will impact the guarantees (maturity and death benefit) associated with the specific contract. Often guarantees are 75% or 100% of your initial investments or market value, whichever is higher.
Get in touch to discuss whether a segregated fund is the right choice for your investments!
Whether you're planning for your growing family or thinking about what you'll leave behind, our current offers make comprehensive coverage more affordable. Get 10% off permanent insurance when bundled with term insurance, and cash back on critical illness protection. Real savings for real life. Let’s chat! Offer ends July 31.
Whether you're planning for your growing family or thinking about what you'll leave behind, our current offers make comprehensive coverage more affordable. Get 10% off permanent insurance when bundled with term insurance, and cash back on critical illness protection. Real savings for real life. Let’s chat! Offer ends July 31.