Carmenza Salazar
Job title: Advisor
Languages spoken: English, Portuguese, Spanish
Area(s) served: Toronto, Mississauga, Brampton, Milton, Oakville, Burlington
Your path is unique, so is your roadmap.
Helping families and business owners protect what matters and plan with confidence.
Personalized guidance for protection, savings, retirement planning and business continuity — with a clear process and ongoing support.
Who we service
Learn more
Entrepreneurs small
Families
New Canadians
Let's work together
Our approach is simple: listen first, explain clearly, and recommend solutions aligned with your goals and comfort level.
Services
For Families:
- Life insurance and protection planning
- Income protection (where applicable)
- Education savings guidance (RESP)
- Retirement planning and reviews
For Business Owners:
- Key person and business continuity planning
- Shareholder/partner protection strategies
- Corporate-owned insurance considerations
- Succession and legacy planning support
How It Works
1. Discover: goals, family/business details, budget
2. Design: options explained clearly with pros and cons
3. Implement & Review: paperwork support and ongoing check-ins
Products and services
Business owners
Health insurance products
Life insurance products
Stay informed
See more articles
Let’s chat about how I can support you with solutions designed for small business owners, from protecting your income to planning for growth.
Want to build a stronger foundation for your future. Reach out today.
#SmallBusinessWeek #SmallBusiness
Let’s chat about how I can support you with solutions designed for small business owners, from protecting your income to planning for growth.
Want to build a stronger foundation for your future. Reach out today.
#SmallBusinessWeek #SmallBusiness
Personal health insurance
Learn more: https://www.sunlife.ca/en/health/personal-health-insurance/?WT.mc_id=en-ca%3Asocial%3Anetworks%3Ayext%3Aadvisor?WT.mc_id=en-ca%3Asocial%3Anetworks%3Ayext%3Aadvisor
📊 Vote in the comments:
1- I'm not sure how much coverage I need
2 - It feels too expensive
3 - I don't know where to start
4 - I'm worried about my family's future
5 - All the above
Life insurance isn't one-size-fits-all. Your situation is unique. We're here to help you find a solution that works for you and your loved ones. Share your thoughts; we'd love to hear from you.
📊 Vote in the comments:
1- I'm not sure how much coverage I need
2 - It feels too expensive
3 - I don't know where to start
4 - I'm worried about my family's future
5 - All the above
Life insurance isn't one-size-fits-all. Your situation is unique. We're here to help you find a solution that works for you and your loved ones. Share your thoughts; we'd love to hear from you.