Amal Kilani
Job title: Advisor, Sun Life
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
Products and services
Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.
Health insurance products
Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.
Life insurance products
Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.
Saving, budgeting and investing
Reaching your financial goals starts with a budget and savings plan. Let’s make your money go further.
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Want your money to work for your family's future? 💰
Creating a plan to help your wealth last for generations takes more than hope. It takes strategy.
A solid financial roadmap can help you:
- Protect what you've built
- Minimize taxes
- Support loved ones for years to come
Let's talk about making your legacy last. Reach out to discuss your family's financial future. https://advisor.sunlife.ca/amal.kilani/
Creating a plan to help your wealth last for generations takes more than hope. It takes strategy.
A solid financial roadmap can help you:
- Protect what you've built
- Minimize taxes
- Support loved ones for years to come
Let's talk about making your legacy last. Reach out to discuss your family's financial future. https://advisor.sunlife.ca/amal.kilani/
Want your money to work for your family's future? 💰
Creating a plan to help your wealth last for generations takes more than hope. It takes strategy.
A solid financial roadmap can help you:
- Protect what you've built
- Minimize taxes
- Support loved ones for years to come
Let's talk about making your legacy last. Reach out to discuss your family's financial future. https://advisor.sunlife.ca/amal.kilani/
Creating a plan to help your wealth last for generations takes more than hope. It takes strategy.
A solid financial roadmap can help you:
- Protect what you've built
- Minimize taxes
- Support loved ones for years to come
Let's talk about making your legacy last. Reach out to discuss your family's financial future. https://advisor.sunlife.ca/amal.kilani/
She sold her investment and made a $40,000 profit.
She celebrated… Until tax season arrived.
What she didn’t realize was that selling an investment can trigger a capital gain. Part of that gain may be added to her taxable income.
Then she asked:
“What if I lose money on another investment? Can I deduct that loss from my salary?”
Usually, no.
Capital losses generally offset capital gains. They may also be carried back up to three years or carried forward for future use.
This is where people make costly mistakes.
They focus only on the selling price and forget to ask:
• What is my adjusted cost base?
• What selling expenses apply?
• Do I have unused capital losses?
• Could the timing affect my taxes?
• Does an exemption apply?
The best time to ask these questions is before you sell—not after the transaction is complete.
Are you thinking about selling an investment, rental property, or business asset?
Let’s review the bigger picture before you make your decision.
📞 Amal Kilani
506-962-6675
For sample purposes only.
Source: https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/t4037/capital-gains.html
She celebrated… Until tax season arrived.
What she didn’t realize was that selling an investment can trigger a capital gain. Part of that gain may be added to her taxable income.
Then she asked:
“What if I lose money on another investment? Can I deduct that loss from my salary?”
Usually, no.
Capital losses generally offset capital gains. They may also be carried back up to three years or carried forward for future use.
This is where people make costly mistakes.
They focus only on the selling price and forget to ask:
• What is my adjusted cost base?
• What selling expenses apply?
• Do I have unused capital losses?
• Could the timing affect my taxes?
• Does an exemption apply?
The best time to ask these questions is before you sell—not after the transaction is complete.
Are you thinking about selling an investment, rental property, or business asset?
Let’s review the bigger picture before you make your decision.
📞 Amal Kilani
506-962-6675
For sample purposes only.
Source: https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/t4037/capital-gains.html
Watch video
If you’re self-employed, between roles, or don’t have workplace benefits, gaps in coverage can leave you exposed. Personal health insurance and critical illness coverage can help bridge those gaps and protect your finances if the unexpected happens. Let’s talk about a strategy that’s right for you.
If you’re self-employed, between roles, or don’t have workplace benefits, gaps in coverage can leave you exposed. Personal health insurance and critical illness coverage can help bridge those gaps and protect your finances if the unexpected happens. Let’s talk about a strategy that’s right for you.
Office information
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.