Ben Banks
Job title: Financial Planner, Sun Life, QAFP®, EPC, B.A.(Poli), B.Comm.
B.A.(Poli), B.Comm.
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
How we can work together
As a Financial Planner, I try to create positive financial change and literacy within the lives of Clients I work with. I also aim to give a positive impact to our community. My goal is to help you be successful as your dedicated advisor for your financial matters. I can help you with:
- risk management,
- wealth accumulation,
- retirement income planning,
- tax planning strategies and
- life goal achievement.
I began working in the financial industry in 1997 and believe that my 25 years of financial experience brings numerous advantages to my planning conversations.
I work with Clients from Calgary and the surrounding area. I also hold my licenses in British Columbia and am happy to work virtually with Clients from BC or elsewhere in Alberta. Contact my office to book your appointment.
Client testimonials
"Ben has been part of our "family" for several years. He always gives sound advice and respects the final decisions we make. He looks at where you are coming from and where you want to go. He has great perspective and empathy. With his knowledge, support and understanding, he has been a great fit for our family. Thank you for all you have done Ben." - Sandy M.
"I have known Ben a long time and he has always been a trusted advisor to myself and my family. We explained our situation to him and he came up with a great plan to mitigate risk as we get older. Thank you Ben for always being available and providing the best advice in our time of need." - Stacey G.
"Ben is patient, kind, knowledgeable, and empathetic. He answered all of my questions thoroughly and in a timely manner. I really appreciated his guidance and I wouldn't hesitate to refer him to a friend or family member." - Kyle E.
"My family and I have been clients of Ben for years. With his help, we were able to setup investment and retirement plans that are tailored to our specific needs and requirements. He did all the leg work and research for us which was really helpful given our hectic professional/personal lives. And we recently setup a college fund for our little one as well. If you're looking for someone to help you navigate the numinous options to make your money work for you, Ben is the guy you want as your co-pilot." - Mohammed B.
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Health insurance products
Life insurance products
Saving, budgeting and investing
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Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
I had a blast walking with my fellow Sun Life members and some super cool Cosplayers of Star Wars.
If you would like to learn and or support this cause please look up Breakthrough T1D Walk.
#BreakthroughT1DWalk #StarWars #5k #Hadsomuchfun #Thankyou
I had a blast walking with my fellow Sun Life members and some super cool Cosplayers of Star Wars.
If you would like to learn and or support this cause please look up Breakthrough T1D Walk.
#BreakthroughT1DWalk #StarWars #5k #Hadsomuchfun #Thankyou