True North Financial Services Inc.
Area(s) served: British Columbia, Alberta, Saskatchewan, Manitoba and Ontario
Welcome to True North Financial Services
True North Financial Services is here to help health professionals, farmers, business owners and soon-to-be-retirees live their ideal lives by providing personalized financial advice. Their unique approach in insurance and wealth management is based on integrity, trust and honesty. With many years of experience in the industry, Chris and his team always take time to make new Clients feel at home and build their confidence.
Work with True North Financial Services to discover how planning for your future can be educational, easy and fun!
From BC to Ontario, we've got you covered.
We have two offices in Saskatchewan, one in Saskatoon and one in North Battleford. We also offer virtual appointments for Clients throughout British Columbia, Alberta, Saskatchewan, Manitoba and Ontario. We've got you covered.
True North Financial Services Inc. exists to provide a financial pathway for individuals and companies. We help Clients gain education, trust and confidence in a convenient and professional environment.
We work with:
- business owners and entrepreneurs,
- families and millennials,
- high net worth individuals and
- pre-retirees and retirees.
When working with us, we initiate a comprehensive consultation to explore and understand your objectives. Collaboratively, we align your goals and needs, crafting a strategic financial plan anchored in life events. Our approach involves simplifying intricate financial concepts for clarity. Subsequently, we maintain consistent follow-ups to track progress. It helps us ensure you’re on track to meet your goals. At this time, we can adapt your financial roadmap in response to any significant life changes.
It's satisfying to witness the confidence and peace of mind that Clients experience when they successfully implement plans to safeguard their families. It’s a rewarding journey to work together. We aim to develop strategies that not only meet your financial objectives but also provide a strong foundation for the security and well-being of your loved ones. Building this sense of reassurance and empowerment is at our core. We’re committed to your financial success and family's safety.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
Stay informed
See more articlesScript: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
Certain terms and conditions may apply. Contact me for more information.
1. Have my financial goals changed?
2. Do I have a diversified portfolio?
3. How comfortable am I with risk?
You may be better off staying the course and sticking to your original plan if: Your goals haven't changed, and You have a diversified portfolio. Remember, history tells us that markets grow over the long term. Still worried? Let’s chat.
Office information
