About us

We’re dedicated to your success. Browse through our bios to learn more about us. We can’t wait to get to know you.

Our mission

At Higgins Financial and Insurance we’re passionate about providing financial literacy. We see, firsthand, how it can truly help Nova Scotian families. We do this by building relationships with Clients, which allows us to create a professional and reliable plan regarding their finances. We have built a team of professionals who work collaboratively with each Client. Our focal point is to provide Clients with helpful, manageable and attainable financial goals.

Higgins Financial and Insurance

Whether you’re looking to protect your family from an unexpected illness, or build wealth for your own future, creating a strategy can help with your unique needs and goals. Regardless of what stage you’re in, you can feel more at peace knowing you’re protected and set up for success financially.

Derrick Higgins

As an advisor, I’m passionate about helping people protect themselves from the unexpected and prospering financially. Education is important to me. That’s why I’m working to complete industry specific designations to give me even more expertise as an advisor.


Getting involved in my community is something I enjoy doing. I was a member of the Rotary Club of Truro for several years. I enjoyed contributing to the child and youth sectors of the club.


Born and raised in Truro, I enjoy raising my own children here with my wife.

Job Title: Financial Planner, Sun Life, QAFP™

Languages spoken: English

Phone: 902-843-2820

Email: derrick.higgins@sunlife.com

Address: Truro Nova Scotia

Stephen Bentley

Stephen has been with Sun Life for 32 years. He is moving to an Associate Advisor role as his first step toward retirement. Derrick and Stephen have worked closely for a number of years. When Stephen decided to take a step back it made sense for Derrick and Stephen to continue that relationship.

Job Title: Associate Advisor, B.Comm.

Phone: 902-843-2820

Email: stephen.bentley@sunlife.com

Address: Truro, Nova Scotia

Kaitlyn Richards

I was born and raised in Truro. Attended Saint Mary’s University in Halifax. Settled down in Debert with my fiancé Autumn and our dog Benson. I’ve been coaching cheerleading for 7 years and have recently come out of retirement and am back in the sport I love! I enjoy spending my free time reading lots of books and spending time with friends and family. 

Job Title: Advisor Assistant, Sun Life

Phone: 902-843-2820

Email: kaitlyn.richards@sunlife.com

Have questions?

Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.

Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.