Gurinder Pal Singh

Your financial partner

Financial planning is not just about numbers. It's about crafting a life that aligns with your aspirations, values and unique circumstances. From creating a budget to identifying investments, protection strategies to retirement planning, or anywhere in between, we can work together to create a roadmap that aligns your financial goals with your life goals. We’ll work to make every choice support your desired lifestyle and caters to your specific needs.

For business owner's

My experience in corporate finance/distress debt management and personal finance enables me to comprehend the challenges and concerns of your business and personal goals. I can provide strategic options tailored to help your success. From comprehensive employment insurance plans that help safeguard your employee's well being to strategic integration of dynamic Whole Life Insurance policy with Cash value that helps ensure your legacy lives on, we can curate together the solutions that resonate with your vision.

1. Whole Life Participating Insurance

• Build a tax-efficient retirement plan while maintaining life insurance coverage.
• Unlock access to cash value for business growth, emergencies, or personal goals.
• Simplify funding buy-sell agreements for partnerships, ensuring smooth business transitions.

2. Group Benefits for Employee Retention

• Provide customized health and wellness benefits to reduce employee turnover.
• Strengthen your team’s loyalty with comprehensive coverage options.
• Gain a competitive edge in hiring and retaining top talent.

3. Financial Roadmaps for business owners

• Develop a personalized plan for managing debt, savings, and investments.
• Balance personal and professional financial goals with confidence.
• Navigate succession planning to help ensure smooth retirement transitions.

Special need focus

One of my key drivers is assisting families with special needs children. I understand the intricacies involved in planning for their future. I am dedicated to ensuring their financial security and comfort.

What you can expect

Identifying your needs and goals - Initial informal conversation, where we discuss what we need and why, what we want to achieve and how.

Collection of data - We sit together to know each other better, understand the current situation to create a foundation for a customized plan.

Recommendation and implementation - We'll discuss and review a tailor made plan specific to your needs and goals. Once finalized, the plan is put into action.

Monitoring - We regularly monitor and periodically discuss the progress with you.

Let's connect

Whether you are a new Canadian, a business owner or a family with unique needs, I am eager to get to know you, understand your goals and discuss the action plan to help make your dreams a reality.

My office is in Ottawa, Ontario. We can connect through zoom or in-person to get to know each other better.

Contact to book appointment.