Jacqueline Ng
Job title: Sun Life Financial advisor, CLU®, RN, CHS™
Languages spoken: Cantonese, English, Mandarin
Trustworthy advice you can count on
Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.
Who I am
My experience in nursing trained me to see each individual fully. As a healthcare professional, my role was to provide healthcare services, to promote physical and mental health, and overall wellness from a holistic perspective.
I use this same philosophy in my work as an Advisor and Financial Planner.
My role is to help each Client achieve financial health. I work with Clients to manage risks that are inherent in life, to accumulate wealth and to achieve financial freedom, so they can focus on their dreams and passions.
My office is in Scarborough, Ontario. Contact my office to book your appointment.
Values
I believe in our team and our collective ability to meet Client’s needs. We believe in making communities and families safer, healthier, and happier. We’re here to empower people to enjoy financial, mental, and physical health.
We are relationship driven – we genuinely love helping people and getting to know Clients. We encourage financial literacy- we want to make complex things simple and fun to talk about.
We are committed to providing value, to be referable and to always appreciative the trust placed in us. We value integrity and strive to learn more, do more, share more and care more. We listen to understand your needs and deliver on what we commit to. We aim to inspire Clients to achieve financial freedom.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
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Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Don't let your retirement goals take a backseat to your wanderlust! Let’s budget for domestic travel while keeping your retirement plan on track.
#RetirementPlanning #CanadianTravel
Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.