JL Financial Solutions Ltd.
Job title: Advisor, Sun Life
Languages spoken: English
Our philosophy
Client relationships with business owners, farmers, families, and pre-retirees across Alberta are our top priority.
Through our partnership with Sun Life, Clients have confidence knowing that their information, insurance and investments are well protected. We also ensure our planning tools, technology and support systems are up to date and compliant.
Using a team approach, we'll help you build the right plan to align with your financial goals. You'll have the peace of mind knowing that your financial future is in capable hands.
Client testimonials
“Jonathan was recommended to me by my younger sister who has been working with him for several years now. I was looking for an advisor I could trust, relate to and communicate with. When we first started working together, I had recently transitioned out of an 8-year marriage. I knew I needed some sort of future planning, but my knowledge of investments was zero. From our first call (because we live six hours apart), he validated every worry and emotion I had. He was so easy to talk to and natural. He was understanding and compassionate, but also knowledgeable and knew exactly what direction to take my investments. I love that I can get in touch with him any day and any time if something needs to be changed. I’m so relieved to know that our financial future for me and my two boys is in good hands.” – L.L.
“Jonathan is very passionate about helping others. He is trustworthy and incredibly knowledgeable. He always takes the time to explain our options in simple terms to make the right decisions for our family. He’s readily available to meet with us or answer any of our questions. When we first met with Jonathan, he reviewed our life and critical illness insurance policies. He advised us of our options and his recommendations were based on the needs of our family of five. Jonathan has seamlessly helped get our existing investment account transferred to Sun Life, and we have greatly benefited financially. Jonathan is actively involved in our small community, is a true family man and is well-respected by all. He always has our best interests at heart and we are so happy to have him as our Advisor!” – V.R.
Feel confident about your future
Introducing Sun Life One Plan, a new way to plan your ideal future with your advisor. This tool brings your financial roadmap to life online. With help from your advisor, One Plan gives you the power to make the best decisions on how to reach your goals. Once your advisor has given you access to Sun Life One Plan, you’ll be able to see how you are tracking towards your goals, as well as view reports and to-do items.
Products and services
Health insurance products
Life insurance products
Saving, budgeting and investing
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“The farm will pass to the kids.”
“There’s more than enough.”
Then suddenly:
• A massive tax bill
• Not enough cash
• Pressure to sell land
• Unequal inheritances
• Family conflict nobody saw coming
What’s fair is not always equal. And those conversations get very real, very fast.
Life insurance creates immediate liquidity without forcing the sale of farmland, equipment, or assets the family spent generations building.
The worst time to build a succession plan is when health changes, options disappear, or emotions are already involved.
If your transition plan only exists in your head, you do not have a plan yet.
“The farm will pass to the kids.”
“There’s more than enough.”
Then suddenly:
• A massive tax bill
• Not enough cash
• Pressure to sell land
• Unequal inheritances
• Family conflict nobody saw coming
What’s fair is not always equal. And those conversations get very real, very fast.
Life insurance creates immediate liquidity without forcing the sale of farmland, equipment, or assets the family spent generations building.
The worst time to build a succession plan is when health changes, options disappear, or emotions are already involved.
If your transition plan only exists in your head, you do not have a plan yet.
The insurance pays the lender directly. That may clear the loan, but it can limit how much control the family and farm corporation have afterward.
A properly structured corporate-owned life insurance strategy creates far more flexibility:
• Protect the operation
• Preserve working capital
• Potentially create Capital Dividend Account (CDA) credits
• Allow surviving family members to make decisions based on what’s best for the farm, not just the lender
The difference between “loan protection” and “business protection” becomes very real and this is why insurance planning for farms and incorporated businesses needs to go deeper than simply checking a box at the bank.
If you own a farm or business corporation, it’s worth reviewing how your current coverage is actually structured.
The insurance pays the lender directly. That may clear the loan, but it can limit how much control the family and farm corporation have afterward.
A properly structured corporate-owned life insurance strategy creates far more flexibility:
• Protect the operation
• Preserve working capital
• Potentially create Capital Dividend Account (CDA) credits
• Allow surviving family members to make decisions based on what’s best for the farm, not just the lender
The difference between “loan protection” and “business protection” becomes very real and this is why insurance planning for farms and incorporated businesses needs to go deeper than simply checking a box at the bank.
If you own a farm or business corporation, it’s worth reviewing how your current coverage is actually structured.
No protection. No cushion. No plan.
If something disrupted your business tomorrow, would it survive?
No protection. No cushion. No plan.
If something disrupted your business tomorrow, would it survive?
Office information
