About

Want to achieve lifetime financial security and live a healthier, brighter life? Take the time to browse the website, so you can learn more about the solutions we can discuss to help meet your needs and goals. Reach out if you have any questions and to get started.

Unbiased advice

With designations including CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Life Underwriter (CLU®), we have the expertise to guide you in addressing your financial priorities. As fiduciaries, we act your best interests, always. Clients value the trust, transparency and simplicity we offer.

Lifestage Financial Services Inc.

Good relationships need open and honest communication, as well as having shared values. We choose not to be everything to everyone.

By only partnering with a small group of great Clients, we can give them the time and attention they deserve.

Dylan O'Heron

From a young age, I have been intrigued by how people become wealthy, and how they stay wealthy.


What investing strategies work? Which ones don't?


How do you become wealthy? How do you stay wealthy?


How do you avoid being poor?


As a CERTIFIED FINANCIAL PLANNER® since 1999, I offer lessons learned over a lifetime of observation and personal experience.

Job Title: Financial Planner, Sun Life, CFP®, CLU®, MBA, PFP

Phone: (416) 705-5595

Email: dylan.oheron@sunlife.com

Yanjun (Joy) Liu

I came to Canada on my own in 2016, and have built a successful life and career here. I'm happy to share my experience to assist other newcomers navigate Canadian finances.


As a CERTIFIED FINANCIAL PLANNER®, I bring overlooked and underappreciated strategies to your finances.

Job Title: Financial Planner, Sun Life, CFP®, CLU®

Phone: (647) 685-2811

Email: joy.liu@sunlife.com

Oxana Ni

My natural empathy and love of people ensures clients always come first. I love collaborating with other female professionals, business-owners, and newcomers to Canada.

Job Title: Associate Advisor, Sun Life

Phone: (647) 867-0705

Email: oxana.ni@sunlife.com

Have questions?

Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.