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Stay informed with what’s going on. Browse posts that might be helpful to you or check out an event happening in your area. Come back regularly as this page is kept up-to-date with a lot of relevant information.
Disability can impact more than just your income — it can affect your financial priorities all at once. The right coverage can help create breathing room if you’re unable to work due to illness or injury. If your paycheque fuels your plans, they may be worth protecting. Get in touch to talk about your options. https://advisor.sunlife.ca/nicolas.hernandez/
Disability can impact more than just your income — it can affect your financial priorities all at once. The right coverage can help create breathing room if you’re unable to work due to illness or injury. If your paycheque fuels your plans, they may be worth protecting. Get in touch to talk about your options. https://advisor.sunlife.ca/nicolas.hernandez/
Let’s talk about one of the most misunderstood pieces of retirement planning: CPP!
Here’s the reality check:
📌 The Baseline: CPP was only designed to cover about 25% to 33% of your working income.
📌 The Consideration: Starting at age 60 means a permanent 36% reduction in monthly benefits.
📌 The Bonus: Delaying until age 70 gives you a massive 42% increase.
There is no one-size-fits-all answer here.
The perfect time to start taking it is deeply tied to the rest of your financial plan.
Drop a comment below with when you’re planning to take yours! 👇
Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-enhancement.html
Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/when-start.html
#retirementplanning #personalfinancecanada #canadianfinance #cpp #financialplanning
Here’s the reality check:
📌 The Baseline: CPP was only designed to cover about 25% to 33% of your working income.
📌 The Consideration: Starting at age 60 means a permanent 36% reduction in monthly benefits.
📌 The Bonus: Delaying until age 70 gives you a massive 42% increase.
There is no one-size-fits-all answer here.
The perfect time to start taking it is deeply tied to the rest of your financial plan.
Drop a comment below with when you’re planning to take yours! 👇
Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-enhancement.html
Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/when-start.html
#retirementplanning #personalfinancecanada #canadianfinance #cpp #financialplanning
Watch video
Your mortgage is likely one of your biggest financial commitments. What happens to it if something unexpected occurs? Mortgage protection solutions help ensure your family can keep your home secure, no matter what life brings. Let's review your coverage and give you peace of mind. Reach out to discuss your options today.
https://advisor.sunlife.ca/nicolas.hernandez/
https://advisor.sunlife.ca/nicolas.hernandez/
Your mortgage is likely one of your biggest financial commitments. What happens to it if something unexpected occurs? Mortgage protection solutions help ensure your family can keep your home secure, no matter what life brings. Let's review your coverage and give you peace of mind. Reach out to discuss your options today.
https://advisor.sunlife.ca/nicolas.hernandez/
https://advisor.sunlife.ca/nicolas.hernandez/
First video: done! 👋 Let’s talk finance. 💼
I’m Nicolas, a CFP here in Vancouver. I’ve spent the last decade in wealth management, but today I’m stepping out from behind the desk to bring straightforward financial strategies straight to your feed.
(And yes, I promise I’m a better financial planner than I am a social media influencer... or a golfer 🏌️♂️).
I want this page to be highly interactive. What is one financial question you want me to cover next? Drop it in the comments below! 📊
#FinancialPlanner #CFP #VancouverFinancialPlanner #WealthManagement #FinancialPlanningYVR #VancouverBusiness #SunLifeFinancial #PersonalFinanceTips #YVRFinance
I’m Nicolas, a CFP here in Vancouver. I’ve spent the last decade in wealth management, but today I’m stepping out from behind the desk to bring straightforward financial strategies straight to your feed.
(And yes, I promise I’m a better financial planner than I am a social media influencer... or a golfer 🏌️♂️).
I want this page to be highly interactive. What is one financial question you want me to cover next? Drop it in the comments below! 📊
#FinancialPlanner #CFP #VancouverFinancialPlanner #WealthManagement #FinancialPlanningYVR #VancouverBusiness #SunLifeFinancial #PersonalFinanceTips #YVRFinance
Watch video
The “Korea discount” is shrinking. What happens next?
Is the long-standing "Korea discount" finally a thing of the past? 📉
A fascinating new analysis from Franklin Templeton highlights that South Korean equities have been on a powerful run, forcing global investors to reconsider a market previously dismissed as "cheap for a reason."
What’s driving the shift?
💡 The AI Buildout: South Korea’s dominance in high-bandwidth memory makes it a crucial structural player in global AI infrastructure.
🛡️ Defense Boom: The country has rapidly climbed the ranks to become a top 5 global arms exporter.
⚖️ Corporate Reforms: The government’s “Value-Up” framework is pushing companies toward better dividend frameworks and share buybacks.
+2
The Takeaway: While the valuation gap is narrowing, sustainability will depend on corporate execution. If these shareholder-friendly behaviors stick, we are looking at a structural re-rating of the entire market.
What are your thoughts on South Korea’s market potential this year?
https://www.franklintempleton.ca/en-ca/articles/2026/etf/the-korea-discount-is-shrinking-what-happens-next
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
A fascinating new analysis from Franklin Templeton highlights that South Korean equities have been on a powerful run, forcing global investors to reconsider a market previously dismissed as "cheap for a reason."
What’s driving the shift?
💡 The AI Buildout: South Korea’s dominance in high-bandwidth memory makes it a crucial structural player in global AI infrastructure.
🛡️ Defense Boom: The country has rapidly climbed the ranks to become a top 5 global arms exporter.
⚖️ Corporate Reforms: The government’s “Value-Up” framework is pushing companies toward better dividend frameworks and share buybacks.
+2
The Takeaway: While the valuation gap is narrowing, sustainability will depend on corporate execution. If these shareholder-friendly behaviors stick, we are looking at a structural re-rating of the entire market.
What are your thoughts on South Korea’s market potential this year?
https://www.franklintempleton.ca/en-ca/articles/2026/etf/the-korea-discount-is-shrinking-what-happens-next
The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.
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We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.