Stay informed

The absolute most expensive estate mistakes don't come from bad planning—they come from no planning at all.

Right now, Canada is in the final stretch of its largest-ever wealth transfer, with an estimated $1 trillion moving between generations. Yet, roughly half of Canadians still don't have a valid will, and even fewer have updated the rest of their estate strategy.

In a recent BNN Bloomberg piece, Christopher Liew, CFP®️, CFA, highlighted the 5 estate planning steps Canadians delay the most. They’re simple to fix, but incredibly costly to ignore:

1️⃣ Writing the Will: Dying "intestate" means the province decides who gets what based on a rigid legal formula. Your family loses their say.

2️⃣ Updating Beneficiaries: Registered accounts (like RRSPs and TFSAs) pass directly outside your will. An outdated designation—like an ex-spouse—can bypass a current will entirely.

3️⃣ Planning for the Deemed Disposition Tax: Canada doesn’t have a traditional inheritance tax, but the CRA treats your assets as "sold" at fair market value just before death, triggering massive capital gains bills.

4️⃣ Securing Powers of Attorney: A will only works after you pass away. If you face a health crisis while alive, a Power of Attorney for property and care ensures your family isn’t locked out of managing your finances.

5️⃣ Communicating the Plan: A perfect estate plan that nobody knows about is barely a plan. Your executor needs to know where the documents are.
Estate planning isn’t about death; it’s about ensuring the people you love aren't handed an administrative and tax nightmare on the worst day of their lives.
What's one estate planning task you've been putting off? Let's fix it this month.

Read the full insights here: https://www.bnnbloomberg.ca/investing/personal-finance/2026/07/15/christopher-liew-these-are-the-estate-planning-steps-canadians-often-put-off-until-its-too-late/

#EstatePlanning #WealthManagement #FinancialPlanning #TaxStrategy #WealthTransfer #CanadianFinance

Let’s talk about one of the most misunderstood pieces of retirement planning: CPP!

Here’s the reality check:

📌 The Baseline: CPP was only designed to cover about 25% to 33% of your working income.
📌 The Consideration: Starting at age 60 means a permanent 36% reduction in monthly benefits.
📌 The Bonus: Delaying until age 70 gives you a massive 42% increase.
There is no one-size-fits-all answer here.

The perfect time to start taking it is deeply tied to the rest of your financial plan.

Drop a comment below with when you’re planning to take yours! 👇

Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-enhancement.html

Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/when-start.html

#retirementplanning #personalfinancecanada #canadianfinance #cpp #financialplanning

First video: done! 👋 Let’s talk finance. 💼

I’m Nicolas, a CFP here in Vancouver. I’ve spent the last decade in wealth management, but today I’m stepping out from behind the desk to bring straightforward financial strategies straight to your feed.

(And yes, I promise I’m a better financial planner than I am a social media influencer... or a golfer 🏌️‍♂️).

I want this page to be highly interactive. What is one financial question you want me to cover next? Drop it in the comments below! 📊

#FinancialPlanner #CFP #VancouverFinancialPlanner #WealthManagement #FinancialPlanningYVR #VancouverBusiness #SunLifeFinancial #PersonalFinanceTips #YVRFinance

Is the long-standing "Korea discount" finally a thing of the past? 📉

A fascinating new analysis from Franklin Templeton highlights that South Korean equities have been on a powerful run, forcing global investors to reconsider a market previously dismissed as "cheap for a reason."

What’s driving the shift?
💡 The AI Buildout: South Korea’s dominance in high-bandwidth memory makes it a crucial structural player in global AI infrastructure.
🛡️ Defense Boom: The country has rapidly climbed the ranks to become a top 5 global arms exporter.
⚖️ Corporate Reforms: The government’s “Value-Up” framework is pushing companies toward better dividend frameworks and share buybacks.
+2
The Takeaway: While the valuation gap is narrowing, sustainability will depend on corporate execution. If these shareholder-friendly behaviors stick, we are looking at a structural re-rating of the entire market.

What are your thoughts on South Korea’s market potential this year?


https://www.franklintempleton.ca/en-ca/articles/2026/etf/the-korea-discount-is-shrinking-what-happens-next

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.