Handbond Financial Solutions Inc.

Languages spoken: English, Mandarin

Area(s) served: ON, BC, SK, P.E.I.

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Let's work together

Dear business owners, professionals and investors:


For your long-term goals or your short-term needs, we will work with you to help discover the best strategy to meet your objectives. We deliver customized solutions and action plans to Clients. Specifically, we can help:


  • Grow your investments, in a tax efficient way, through mutual funds, segregated funds, or GICs in non-registered accounts, RRSPs, TFSAs, or RESPs,
  • Protect your family and business value when the unexpected happens with term life, permanent life or universal life insurance,
  • Provide you with options for personal health insurance, disability insurance, critical illness insurance, or long-term care insurance,
  • Offer tax, legal, retirement and estate planning services through our business partners and
  • Provide workplace benefits and pension consultation for employees/shareholders, and employees.


You can benefit from our professional expertise and access to some of the industry’s leading insurance and investment products, as well as financial planning services.


With business practices in Ontario, British Columbia, Saskatchewan, as well as P.E.I., we have the capability and capacity to help you build and preserve your wealth. Let's talk today about how we can help you achieve financial success.  Contact our office to get started.

Products and services

Browse through the product and services offerings below to learn more. Every financial and protection strategy is different. When we meet, we’ll discuss what might be right for your unique situation. Reach out if you have any questions or are ready to get started.

Health insurance products

Health insurance gives you financial coverage to help pay for health-care needs. This insurance goes above and beyond Canadian health-care coverage.

Life insurance products

Life insurance allows you to protect the people you love by providing your beneficiaries a tax-free cash payment when you die.

Saving, budgeting and investing

Reaching your financial goals starts with a budget and savings plan. Let’s make your money go further.
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Stay informed

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How much life insurance is the right amount? Let’s set up some time to discuss the details such as how long you need it and what kind might be right for you. You can walk out feeling more confident and educated on your options.


Script: How much life insurance is the right amount? Simply put, the amount of life insurance you need depends on your unique situation. A good place to start is to figure out how much life insurance you may need… how long you need it for… and what kind might be right for you. Let’s look at an example: Jackie is 33 years old… and has two kids. She has four goals for her life insurance: Leave money to her family to pay off her mortgage. Top up her kids’ registered education savings plans. Pay off her student loans. And, replace her income for 10 years. Based on these goals, Jackie is looking at a 1-million-dollar life insurance policy. If she died, her family could choose to use the insurance payout to: Put 300-thousand dollars toward the mortgage. Add 60-thousand dollars to the kids’ RESPs. Pay off her 40-thousand-dollar student loan. And… cover the family’s ongoing costs with the remaining 600-thousand dollars. How much do life insurance payments cost per month? In Jackie’s case, a 1-million-dollar, 30-year term policy for a non-smoking, 33-year-old woman… could cost about 80-dollars per month. For a man of the same age, it’s closer to 110-dollars per month. How long do you need your coverage to last? For a younger person… or a couple with debt and a mortgage, a 30-year policy or longer may be suitable. For someone in their forties… with little debt and a small mortgage… a 20-year policy might be the right fit. What are your options? Your employer may offer life insurance through your employee benefits. But… it may not be enough. And you can lose that coverage if you change employers. You may want to consider more life insurance. In which case, you have two types to choose from: Term life insurance. And… permanent life insurance. Any amount of life insurance can help give your loved ones some financial security when you die. Your unique situation will inform the amount and type of insurance you need. For more tips and tools, visit sunlife.ca.
加拿大河北總商会庆祝成立20周年

加拿大河北總商会庆祝成立20周年

在加拿大,众多移民商会在凝聚乡情丶促进经贸丶服务社区方面扮演着重要角色。而在华人社区很有影响力的商会之一,加拿大河北商会,持续加强加中之间的经贸交流丶协助会员间的联系合作。6月中旬,商会将举办晚会, 庆祝成立20周年。面对当前经济情势不明朗丶营商环境挑战重重,商会如何持续推动会务?我们今天就邀请加拿大河北商会会长何峻,

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Sunlife
We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of the Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.