Want to achieve lifetime financial security and live a healthier, brighter life? Take the time to browse the website, so you can learn more about the solutions we can discuss to help meet your needs and goals. Reach out if you have any questions and to get started.


At Handbond Financial Solutions Inc., our vision is to be a top-notch financial services firm in the Greater Toronto Area, Vancouver, and Saskatchewan. We strive to do this through providing holistic financial planning services to high net-worth Clients. 


Our mission is to help high net-worth Clients achieve sustainable wealth growth in a tax-efficient way and live healthier lives. We use tailored asset allocation strategies to achieve this. At Handbond Financial Solutions Inc., we believe in fairness, openness, and professionalism. 


We care for Clients, employees, and business partners. We strive to deliver professional services.

Handbond Financial Solutions Inc.

Your financial strategy should be as unique as you are. Whether you’re just starting out, about to enter retirement, or somewhere in between, a strong financial roadmap can help you reach your short and long-term goals. Let’s work together to protect what matters most to you and help you secure your future. Reach out to get started. Let’s get you there.

Philip He

Philip is a seasoned Advisor who initially ventured into the insurance industry in 2001. He became a part of Sun Life in 2003, assuming the role of an Advisor. Over the years, he also spent seven years in a managerial position within sales. Throughout his career, his focus has been on providing personalized solutions to assist Clients. He helps them safeguard their wealth, optimize their post-tax income, achieve their retirement goals, and pass on their wealth to future generations in a tax-efficient manner.

In 2015, Philip established Handbond Financial Solutions Inc. Drawing from extensive experience and profound understanding of the industry, Philip provides services to business owners, professionals, and investors. Regardless of their background - from families rooted in Canada for generations to newcomers who've only been in the country for a few months, Philip can help.

Philip earned his Master of Business Administration degree from the Schulich School of Business at York University in 2000. He also achieved the Financial Management Advisor (F.M.A.) designation in 2006.

Philip has actively engaged with the business community in the greater Toronto area since 2005. He currently holds the following roles:

  • President of the Hebei Chamber of Commerce of Canada,
  • Executive Vice Chairman of the Federation of Canadian Chinese Chamber of Commerce and
  • Director of BPS Strategies Inc.

Job Title: Advisor, Sun Life | President, Handbond Financial Solutions Inc., FMA, MBA

Languages spoken: English, Mandarin

Phone: (416) 779-8751

Email: philip.he@sunlife.com

Address: 1 University Ave, Suite 201, Toronto, ON M5J 2P1

Penny Zhang

Penny joined the team in 2020 as a Service Associate after completing her studies at the University of Alberta. Her role primarily focused on Client services, where she consistently delivered exceptional value-added assistance to Clients. With an in-depth understanding of the diverse range of Sun Life investment and insurance products, Penny effectively helps Clients towards achieving financial freedom.

Penny transitioned into the role of Associate Advisor and Business Manager in 2023. She now focuses on tailoring insurance and investment solutions for young professionals and families. Additionally, she collaborates with Philip to provide top-tier services to high-net-worth Clients.

Outside of her professional life, Penny finds solace in spending time amidst nature. Camping serves as her way to unwind, recharge, and return to work with renewed energy.

Job Title: Associate Advisor, Sun Life | Business Manager, Handbond Financial Solutions Inc.

Languages spoken: English, Mandarin

Phone: (437) 972-2958

Email: penny.zhang@sunlife.com

Address: 1 University Ave, Suite 201, Toronto, ON M5J 2P1

Have questions?

Here to help answer your questions, provide clarity about products and get you started on the road to achieving your goals.

We are contracted with Sun Life Financial Distributors (Canada) Inc., a member of Sun Life group of companies. Mutual funds distributed by Sun Life Financial Investment Services (Canada) Inc.